Gavop's guide to buying homeowners insurance in Stroudsburg, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $177,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $209,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $351,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $489,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $571 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$46 | $618 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$146 | $518 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
| Home Insurance Company Stroudsburg, PA | Homeowners Insurance Agency Stroudsburg, PA | Address | Popularity Score | Distance from Stroudsburg (miles) |
|---|---|---|---|---|
| Allstate | Joseph Sanfratello | 6141 Kellers Church Rd Ste B, Pipersville, PA, 18947 | 40.9 | |
| State Farm | Joe Ronco | 2968 Route 611, Tannersville, PA, 18372-7880 | 6.4 | |
| Liberty Mutual Independent | Campbell Agencies Inc | 236 Wells Rd, Doylestown, PA, 18901 | 48.1 | |
| Erie | Hosfeld Insurance Llc | 19 E Main Street, Macungie, PA, 18062 | 37.4 | |
| State Farm | Christina Jones | 2652 York Rd, Jamison, PA, 18929-1010 | 49.8 | |
| State Farm | Steve Lampson | 2325 Heritage Ctr Dr Ste 111, Furlong, PA, 18925-1262 | 48.2 | |
| Travelers | Midtown Agency Ltd | 210 W Butler Ave Ste 3, New Britain, PA, 18901 | 47.4 | |
| Allstate | Gary Mcnealis | 1000 N Sherman Ct, Hazleton, PA, 18201 | 40.9 | |
| Erie | E F Butz Agency | 3333 W. Emmaus Avenue, Emmaus, PA, 18049 | 33.3 | |
| State Farm | Inez Salazar-Sheesley | 504 Avenue F, Stroudsburg, PA, 18360-3033 | 1.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,020 | $490 |
| Monroe County, PA | $167,200 | $717 | $520 | $1,010 | $490 |
| Stroudsburg, PA | $154,100 | $664 | $450 | $920 | $470 |
| Effort, PA | $168,800 | $742 | $530 | $1,020 | $490 |
| Laurys Station, PA | $253,000 | $898 | $600 | $1,270 | $670 |
| Weissport, PA | $76,400 | $531 | $380 | $760 | $380 |
| Schnecksville, PA | $242,600 | $878 | $610 | $1,240 | $630 |
| Sussex, NJ | $209,900 | $875 | $640 | $1,220 | $580 |
| Ancient Oaks, PA | $281,100 | $804 | $570 | $1,140 | $570 |
| Denville, NJ | $388,400 | $892 | $610 | $1,270 | $660 |
| Breinigsville, PA | $300,800 | $1,004 | $690 | $1,380 | $690 |
| Duryea, PA | $134,400 | $674 | $490 | $950 | $460 |
| Florham Park, NJ | $619,800 | $1,083 | $730 | $1,490 | $760 |