Gavop tells you how to get the best homeowners insurance in Lower Keys, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lower Keys, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Journeys End Rd, Linda St, 17th St, Mills Rd, Calico Jack Cir, 18th Ln, Beach Dr, Trinidad Rd, Frazier Ln, Minorca Dr | $222,500 | $190,000 | $250,000-$300,000 | $276,000 | $250,000 | $200,000-$250,000 |
| Barton Ave, Driftwood, Wilhelmina Way, Center Rd, Oleander Blvd, Gold Boullion Rd, Wilder Rd, Pine Dr, Avenue E, Palm Ave | $229,000 | $220,000 | $200,000-$250,000 | $220,500 | $210,000 | $200,000-$250,000 |
| Tulip Ln, Merelyn Ln, Pompano St, Angelfish Rd, Sugarloaf Dr, John Avery Ln, W Shore Dr, Grande St, Gulf Dr, Cherokee St | $278,500 | $250,000 | $250,000-$300,000 | $297,500 | $270,000 | $250,000-$300,000 |
| Geraldine St, 23rd Ln, Pine Ave, Nathalie Rd, Palmetto Dr, Pinewood Ln, Middle Torch Rd, Hawkesbill Rd, Hibiscus Dr, Witters Ln | $208,000 | $180,000 | $150,000-$175,000 | $347,500 | $290,000 | $300,000-$350,000 |
| Division St, Warner St, Navajo St, Hibiscus Pl, Delgado Ln, Doubloon Ln, Atlantis Dr, Hawkins Ln, 45th St, Bahi Honda Rd | $252,500 | $220,000 | $200,000-$250,000 | $245,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $783 |
| Superior Protection Discount | -$85 | $859 |
| Fire & Security Discount | -$66 | $878 |
| Hail Resistant Roof Discount | -$19 | $925 |
| Newly Constructed Home Discount | -$208 | $736 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $1,466 | $2,166 | $1,065 | $1,765 | $401 |
| Lower Keys, FL | $2,500 | $932 | $3,432 | $678 | $3,178 | $255 |
| Cudjoe Key, FL | $300 | $2,889 | $3,189 | $2,099 | $2,399 | $789 |
| Big Pine Key, FL | $700 | $2,670 | $3,370 | $1,940 | $2,640 | $730 |
| Big Coppitt Key, FL | $300 | $2,380 | $2,680 | $1,730 | $2,030 | $650 |
| Stock Island, FL | $1,500 | $2,189 | $3,689 | $1,591 | $3,091 | $598 |
| Marathon, FL | $400 | $941 | $1,341 | $684 | $1,084 | $257 |
| Key Colony Beach, FL | $1,500 | $564 | $2,064 | $410 | $1,910 | $154 |
| Middle Keys, FL | $100 | $933 | $1,033 | $678 | $778 | $255 |
| Duck Key, FL | $2,500 | $603 | $3,103 | $438 | $2,938 | $165 |
| Key West, FL | $300 | $1,477 | $1,777 | $1,073 | $1,373 | $404 |
| Layton, FL | $2,000 | $2,753 | $4,753 | $2,000 | $4,000 | $752 |
| Home Insurance Company Lower Keys, FL | Homeowners Insurance Agency Lower Keys, FL | Address | Popularity Score | Distance from Lower Keys (miles) |
|---|---|---|---|---|
| Travelers | Key West Insurance Inc | 646 United St, Key West, FL, 33040 | 24.2 | |
| Travelers | Key West Insurance Inc | 646 United St, #1 , Key West, FL, 33040 | 24.3 | |
| Liberty Mutual Independent | Keys Insurance Services | 5800 Overseas Hwy, Marathon, FL, 33050 | 23.5 | |
| Allstate | Keys Ins Services | 5800 Overseas Hwy Ste 43, Marathon, FL, 33050 | 23.5 | |
| Allstate | Atlntc Pcfc K West | 1010 Kennedy Dr Ste 203, Key West, FL, 33040 | 22.2 | |
| Allstate | Keys Ins Services | 805 Peacock Plz, Key West, FL, 33040 | 21.6 | |
| Allstate | Atlntc Pcfc Big Pine | 29872 Ovrs Po Box 430680, Big Pine Key, FL, 33043 | 6.1 | |
| Allstate | Eagle Amer Oversea | 13361 Overseas Hwy, Marathon, FL, 33050 | 27.1 | |
| Allstate | Eagle Amer Big Pn | 30975 Avenue A, Big Pine Key, FL, 33043 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Monroe County, FL | $429,000 | $1,484 | $1,160 | $1,990 | $830 |
| Lower Keys, FL | $401,900 | $944 | $740 | $1,260 | $520 |
| Cudjoe Key, FL | $397,000 | $2,924 | $2,280 | $3,920 | $1,640 |
| Big Pine Key, FL | $356,300 | $2,702 | $2,110 | $3,620 | $1,510 |
| Big Coppitt Key, FL | $305,700 | $2,409 | $1,880 | $3,230 | $1,350 |
| Stock Island, FL | $274,000 | $2,216 | $1,730 | $2,970 | $1,240 |
| Marathon, FL | $358,800 | $952 | $740 | $1,280 | $540 |
| Key Colony Beach, FL | $487,500 | $571 | $450 | $770 | $320 |
| Middle Keys, FL | $367,200 | $945 | $740 | $1,270 | $530 |
| Duck Key, FL | $651,800 | $610 | $480 | $820 | $340 |
| Key West, FL | $467,200 | $1,495 | $1,170 | $2,000 | $830 |
| Layton, FL | $371,400 | $2,786 | $2,170 | $3,730 | $1,560 |