How Can I Make My Denton County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Denton County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Denton County, TX Home Insurance Coverage Levels | Back to Top

Denton County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Oak Lake, Belltower Pl, Coyote Ct, Ganzer Rd W, Cardinal Way, Wood Creek Cir, Frio Way, Westwind Dr, Perry Ave, Collins Rd $143,000 $120,000 $125,000-$150,000 $168,000 $140,000 $125,000-$150,000
Fairwind Ct, Broken Arrow Ln, Glenridge Dr, Florence Dr, Mercer Way, Stone Creek Ln, Lauren Way, Parvin St, Creekhaven Dr, Ponderosa Pine Dr $154,000 $130,000 $175,000-$200,000 $210,000 $200,000 $150,000-$175,000
E Walcott St, N 2nd St, Shady Trl, Sweetleaf Dr, Tournament Ln, Hames Rd, Robinwood Ln, Greenbriar St, Mingo Rd, Kielder Dr $209,000 $180,000 $175,000-$200,000 $434,500 $370,000 $350,000-$400,000
Costa Mesa Dr, Jade Cove, Sundance Dr, Ping Dr, Sir Percival Ln, Hercules Ln, Havencreek Cove, Co Rd 1086, Pvt Rd 2603, Isle du Bois State Park Rd $134,000 $130,000 $125,000-$150,000 $242,000 $200,000 $175,000-$200,000
Portland Dr, Powers St, Davisville Dr, Birchbrook Dr, Port Allen Dr, Willow Glade Cir, John Wiley Rd, Peacock Ln, Shoreline Dr, Pen-Jay Ln $124,500 $110,000 $100,000-$125,000 $192,500 $180,000 $175,000-$200,000
Kyle Ln, Jester Ln, Silver Maple Dr, Alamo Pl, Peco St, Hilton Head Ln, Nickolson Rd, Labelle Ct, S College St, Paige St $223,500 $210,000 $200,000-$250,000 $256,000 $210,000 $200,000-$250,000
Blackstone Dr, Millbank, Kentucky Derby Dr, Lake Ridge Cir, Windsor Pkwy, Somerset Rd, Falcon Point Dr, Wagon Trl, Mariner Dr, Springfield Bend $373,000 $340,000 $400,000-$500,000 $423,000 $390,000 $400,000-$500,000
Blair Oaks Cir, del Largo Way, Sir Lovel Ln, Vintage Ct, Saint Francis Ln, Hardy St, Bella Lago Dr, Hackberry Rd, Amhearst Ct, E Prairie St $296,000 $280,000 $300,000-$350,000 $438,500 $360,000 $400,000-$500,000
Province Dr, Milsop Dr, Creekwood Ln, Briar Grove Ct, Lance Dr, Malone Ave, Dove Hollow Dr, Northridge Dr, Mossey Oak Ct, Alister Ln $398,000 $330,000 $300,000-$350,000 $543,000 $470,000 $500,000-$600,000
Jeffrey Dr, Sailmaker Dr, Chisum Rd, Jamestown Ln, Serenity Ct, Chapel Hill Ct, Rutledge Dr, Castle Ct, N Woodland Trl, Indigo Sky Dr $366,000 $330,000 $350,000-$400,000 $358,000 $290,000 $350,000-$400,000

Choose the Best Denton County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $25 to 50,000 2 Pets, Non-Smoker $660
Full Time Job Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $150
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $1,880

Choose the Right Deductible for your Denton County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $550 $850 $470 $770 $80
Denton County, TX $700 $700 $1,200 $610 $1,310 $-110
Denton County, TX $1,500 $1,020 $1,520 $810 $2,310 $-790
Corinth, TX $500 $850 $1,350 $700 $1,200 $150
Krugerville, TX $2,500 $730 $1,230 $590 $3,090 $-1,860
Double Oak, TX $500 $1,650 $2,150 $1,420 $1,920 $230
Saginaw, TX $2,000 $580 $1,080 $480 $2,480 $-1,400
Richland Hills, TX $100 $510 $610 $420 $520 $90
Richardson, TX $1,000 $960 $1,460 $810 $1,810 $-350
Sadler, TX $300 $230 $530 $190 $490 $40
Heath, TX $1,500 $1,240 $1,740 $1,010 $2,510 $-770
Sherwood Shores, TX $500 $320 $820 $260 $760 $60
Royse City, TX $2,500 $580 $1,080 $480 $2,980 $-1,900

Identify Top Home Insurance Agents near Denton County, TX | Back to Top

Home Insurance Company Denton County, TX Homeowners Insurance Agency Denton County, TX Address Popularity Score Distance from Denton County (miles)
State Farm Rick Tanner 2406 S Stemmons Fwy Ste F, Lewisville, TX, 75067-8772
16.1
Travelers Century Insurance Agency Inc 2735 Wind River Ln Ste 151, Denton, TX, 76210
2.3
State Farm David Loerwald 2400 E Hebron Pkwy, Carrollton, TX, 75010-4419
19.3
State Farm Moon Lee-Barnes 2625 Old Denton Rd Ste 336, Carrollton, TX, 75007-5113
19.4
Allstate Michael Massey 4750 Little Rd, Arlington, TX, 76017
37.1
State Farm Ty Donovan 1421 E Sandy Lake Rd Ste 120, Coppell, TX, 75019-7955
19.2
Farmers Rachel Walter 215 Swisher Rd, Lake Dallas, TX, 75065
7.1
Farmers Kenneth Powell 2570 Fm 407 Ste 202, Highland Village, TX, 75077
9.5
Travelers Neal & Neal Insurance Agency 4202 N I-35, Denton, TX, 76207
3.7
Allstate Usman Financials Inc 8360 Lbj Fwy Ste 180, Dallas, TX, 75243
28.5

Compare Rates for Denton County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $720 $480 $1,110 $630
Denton County, TX $182,200 $870 $570 $1,340 $770
Denton County, TX $182,200 $860 $570 $1,320 $750
Corinth, TX $170,600 $970 $640 $1,490 $850
Krugerville, TX $166,700 $850 $560 $1,310 $750
Double Oak, TX $368,700 $1,330 $880 $2,050 $1,170
Saginaw, TX $124,700 $570 $380 $880 $500
Richland Hills, TX $103,600 $590 $390 $910 $520
Richardson, TX $183,500 $770 $510 $1,190 $680
Sadler, TX $59,000 $270 $180 $420 $240
Heath, TX $350,400 $1,120 $740 $1,720 $980
Sherwood Shores, TX $64,400 $370 $240 $570 $330
Royse City, TX $127,900 $690 $460 $1,060 $600

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