How Can I Make My Victoria, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Victoria, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Victoria, TX Home Insurance Coverage Levels | Back to Top

Victoria, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E Constitution St, Linwood Dr, Rhodes Rd, S Cleveland St, Imperial Dr, Laurent St, Hamlet Ct, Circle St, Esquire Pl, S Crescent Dr $115,500 $100,000 $125,000-$150,000 $56,500 $50,000 $25,000-$50,000
N Cleveland St, Sunset Dr, S Lastro St, Navidad St, Jocelyn Cir, Deerwood Dr, E Constitution St, Rendon St, Westwood St, County Rd $51,000 $40,000 $50,000-$75,000 $72,500 $70,000 $75,000-$100,000
Yupon Ave, S Depot St, Berkshire Ln, Perth Rd, Manassas Loop, Bobolink Ln, Oliver St, Rose Dr, Gawain St, Kay Dr $123,000 $100,000 $125,000-$150,000 $102,500 $90,000 $75,000-$100,000
Pebble Brook, Stephenson St, E Scott St, Ramos Rd, Kohutek Rd, Chantilly St, Cll Ricardo, S East St, Russell Rd, W Hiller St $91,500 $70,000 $100,000-$125,000 $51,000 $40,000 $25,000-$50,000
Joshua St, Spring Creek Rd, Continental St, Duncan St, Stephenson St, Gin Rd, Rosewood Dr, W Santa Rosa St, Stone Gate Dr, N Bridge St $174,500 $140,000 $150,000-$175,000 $83,500 $70,000 $75,000-$100,000
W Goodwin Ave, Conti Ln, Havana St, Northshire St, Plantation Dr, Hkr Ranch Rd, Plover St, E Mistletoe Ave, Sun Valley Dr, Baker St $162,000 $140,000 $125,000-$150,000 $119,500 $110,000 $75,000-$100,000
Young Dr, Begonia St, Melrose Ave, Burroughsville Rd, Mumphord St, E Santa Rosa St, Nottingham Dr, Palomino Ln, Berkshire Dr, Leisure Ln $87,500 $80,000 $75,000-$100,000 $82,500 $70,000 $75,000-$100,000
Hovar Dr, Knowland Ave, Robles St, Ozark St, N East St, Windwood Ln, US Hwy 87, Fleetwood Dr, Tate Rd, Brandywine Ln $78,000 $70,000 $75,000-$100,000 $70,500 $70,000 $75,000-$100,000
W Guadalupe St, Fairview St, Sanchez Rd, Evelyn Ave, Allison St, Mason Cir, Valley Vista Rd, Gossett St, E Brazos St, Chimney Rock Dr $162,500 $140,000 $125,000-$150,000 $175,000 $170,000 $125,000-$150,000
W River St, Milam Dr, Castillo St, Harpers Ferry Xing, Garrett-Gonzales School Rd, Country Club Dr, Spokane Ave, Minatre Rd, Canyon Creek Dr, Honey Dr $154,500 $130,000 $125,000-$150,000 $98,000 $80,000 $75,000-$100,000

Choose the Best Victoria, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 2 Pets, Smoker $110
Part Time Job 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $1,070
Retired 500-549 Credit Score <$25,000 3 Pets, Smoker $690

Choose the Right Deductible for your Victoria, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $540 $640 $440 $540 $100
Victoria County, TX $2,500 $480 $980 $400 $2,900 $-1,920
Victoria, TX $700 $510 $1,010 $410 $1,110 $-100
Cuero, TX $500 $390 $890 $320 $820 $70
Edna, TX $2,500 $330 $830 $280 $2,780 $-1,950
Weesatche-Ander, TX $400 $480 $880 $390 $790 $90
Lolita, TX $2,500 $420 $920 $360 $2,860 $-1,940
Goliad, TX $400 $470 $870 $380 $780 $90
Tivoli, TX $2,500 $300 $800 $260 $2,760 $-1,960
La Ward-Lolita, TX $500 $450 $950 $380 $880 $70
Hallettsville, TX $2,000 $520 $1,020 $420 $2,420 $-1,400
Louise, TX $400 $390 $790 $330 $730 $60
Gonzales, TX $2,500 $380 $880 $310 $2,810 $-1,930

Identify Top Home Insurance Agents near Victoria, TX | Back to Top

Home Insurance Company Victoria, TX Homeowners Insurance Agency Victoria, TX Address Popularity Score Distance from Victoria (miles)
Travelers Coastal Insurance Group 15000 State Hwy 35 S, Blessing, TX, 77419
46.0
Farmers Cody Edwards 3606 John Stockbauer Dr, Victoria, TX, 77904
3.4
State Farm Annette Alonzo 602 N Virginia St, Port Lavaca, TX, 77979-3022
28.4
State Farm Gary Breech 903 Sam Houston Dr, Victoria, TX, 77901-4550
5.2
Liberty Mutual Independent Assurance One Of Texas Llc 114 W Main, Edna, TX, 77957
19.7
Liberty Mutual Independent Assurance One Of Texas Llc 114 W Main St, Edna, TX, 77957
20.7
Farmers William Kram 202 Hopkins St, Yoakum, TX, 77995
29.2
Travelers Victoria Insurance Group Llc 2014 John Stockbauer Dr, Victoria, TX, 77901
4.2
Allstate Ralph Gold 1807 N Mechanic St, El Campo, TX, 77437
47.2
Allstate Gary Kofron 6412 N Navarro St Ste B, Victoria, TX, 77904
3.2

Compare Rates for Victoria, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $630 $420 $970 $550
Victoria County, TX $106,500 $470 $310 $720 $410
Victoria, TX $107,100 $570 $380 $880 $500
Cuero, TX $75,200 $440 $290 $680 $390
Edna, TX $78,700 $460 $300 $710 $410
Weesatche-Ander, TX $96,300 $440 $290 $680 $390
Lolita, TX $106,300 $610 $400 $940 $540
Goliad, TX $87,900 $450 $300 $690 $390
Tivoli, TX $53,500 $240 $160 $370 $210
La Ward-Lolita, TX $88,300 $480 $320 $740 $420
Hallettsville, TX $107,100 $440 $290 $680 $390
Louise, TX $97,700 $480 $320 $740 $420
Gonzales, TX $80,200 $330 $220 $510 $290

Research Home Insurance Companies Reviews in Victoria, TX Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: July 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I learned that the premium was slightly less on the Progressive home insurance policy. This is exactly what I had hoped to accomplish by bundling.

Date: June 03, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
I used a broker and did not need to directly interact with them, but the quote and policy were put into place very quickly so I think it is good.

Allstate Home Insurance Reviews

Date: February 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I rate this company as a 5. I love my service representative and the rates are quite a bit lower than Progressive. I bundle my auto and home and get a great discount.

Safeco Insurance Home Insurance Reviews

Date: October 16, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
Compared to other companies for the same coverage, I find that my home owner's insurance rates are lower. I still find it to be expensive, but it is less so than other companies offering the same thing.

Homesite Insurance Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My policy covers total home replacement in-case of catastrophe , sump pump backup or failure which has been used before, computer replacement, roof coverage with discount for a new roof, personal property and liability.


Allied Insurance Home Insurance Reviews

Date: November 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I have only had to make the one claim and considering it was a full repair of the roof and it happened a few years ago, I don't recall what, if any I had to pay. Since I don't remember, it can't have been too bad though.

Farmer's Insurance Home Insurance Reviews

Date: September 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We switched to them about 4 years ago from State Farm, and when we did, we got more coverage over all of our policies (home, two cars, two life policies) and in addition we added a PLUP.


9 Ways to Get Discounts on Homeowners Insurance in Victoria, TX

What Makes Your Victoria, TX Home Insurance Cheap or Expensive