Gavop tells you how to get the best homeowners insurance in Russian River-Sonoma Coast, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $334,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $403,500 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $421,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $814,000 | $680,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $768 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$103 | $833 |
| Hail Resistant Roof Discount | -$28 | $908 |
| Newly Constructed Home Discount | -$234 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sonoma County | $1,000 | $1,367 | $2,367 | $993 | $1,993 | $373 |
| Sonoma Coast, CA | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Healdsburg, CA | $100 | $1,489 | $1,589 | $1,082 | $1,182 | $407 |
| Tomales, CA | $1,500 | $1,590 | $3,090 | $1,155 | $2,655 | $434 |
| Boonville, CA | $200 | $884 | $1,084 | $643 | $843 | $242 |
| Ukiah, CA | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Eldridge, CA | $300 | $1,807 | $2,107 | $1,313 | $1,613 | $494 |
| Fetters Hot Springs-Agua Caliente, CA | $2,000 | $1,502 | $3,502 | $1,091 | $3,091 | $410 |
| El Verano, CA | $500 | $1,582 | $2,082 | $1,150 | $1,650 | $432 |
| Calpella, CA | $2,000 | $1,311 | $3,311 | $953 | $2,953 | $358 |
| Lagunitas-Forest Knolls, CA | $400 | $1,999 | $2,399 | $1,453 | $1,853 | $546 |
| Mendocino, CA | $700 | $943 | $1,643 | $686 | $1,386 | $258 |
| Home Insurance Company Sonoma Coast, CA | Homeowners Insurance Agency Sonoma Coast, CA | Address | Popularity Score | Distance from Sonoma Coast (miles) |
|---|---|---|---|---|
| Farmers | Brian Freeman | 2001 4th St, Santa Rosa, CA, 95404 | 28.0 | |
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 27.8 | |
| State Farm | Kendra Cochran | 800 De Long Ave, Novato, CA, 94945-3246 | 46.6 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 44.1 | |
| State Farm | John Wehde | 1260 Farmers Ln, Santa Rosa, CA, 95405-6707 | 28.7 | |
| Farmers | Fernando Marron | 9940 Starr Rd Ste 180, Windsor, CA, 95492 | 19.8 | |
| State Farm | Rick Wernick | 1683 Novato Blvd, Novato, CA, 94947-3284 | 46.1 | |
| Farmers | Eric Tyler | 2460 W 3rd St Ste 210, Santa Rosa, CA, 95401 | 24.6 | |
| State Farm | Kitty Uhrich Mayer | 1422 4th St Ste C, Santa Rosa, CA, 95404-4059 | 27.8 | |
| State Farm | Katherine Wong | 1445 Santa Rosa Ave Ste A2, Santa Rosa, CA, 95404-5441 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Sonoma Coast, CA | $499,800 | $936 | $690 | $1,270 | $580 |
| Healdsburg, CA | $571,100 | $1,507 | $1,110 | $2,050 | $940 |
| Tomales, CA | $543,400 | $1,609 | $1,190 | $2,190 | $1,000 |
| Boonville, CA | $339,500 | $895 | $660 | $1,220 | $560 |
| Ukiah, CA | $319,300 | $710 | $530 | $970 | $440 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |
| Fetters Hot Springs-Agua Caliente, CA | $506,500 | $1,520 | $1,120 | $2,070 | $950 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Calpella, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Lagunitas-Forest Knolls, CA | $727,800 | $2,023 | $1,500 | $2,750 | $1,250 |
| Mendocino, CA | $453,000 | $955 | $710 | $1,300 | $590 |