How Can I Make My Valparaiso, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Valparaiso, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Valparaiso, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $152,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $220,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $160,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $239,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Valparaiso, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $763 |
| Superior Protection Discount | -$83 | $837 |
| Fire & Security Discount | -$64 | $855 |
| Hail Resistant Roof Discount | -$28 | $892 |
| Newly Constructed Home Discount | -$212 | $708 |
Choose your Valparaiso, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Valparaiso, IN | Back to Top
| Home Insurance Company Valparaiso, IN | Homeowners Insurance Agency Valparaiso, IN | Address | Popularity Score | Distance from Valparaiso (miles) |
|---|---|---|---|---|
| Allstate | Emmanuel Garza | 750 E Lincoln Hwy, Schererville, IN, 46375 | 19.8 | |
| Liberty Mutual Independent | Samuelson Insurance Agency | 6730 Central Ave, Portage, IN, 46368 | 8.5 | |
| State Farm | Ryan Spangler | 10210 Wicker Ave Ste 2, Saint John, IN, 46373-8408 | 21.9 | |
| State Farm | Chris Nielsen | 751 E Porter Ave Ste 4, Chesterton, IN, 46304-9111 | 8.8 | |
| State Farm | Greg Taylor | 390 W Us Highway 6, Valparaiso, IN, 46385-7900 | 6.8 | |
| Liberty Mutual Independent | Anderson Insurance | 570 Vale Park Rd Ste A, Valparaiso, IN, 46385 | 1.3 | |
| State Farm | Rick Greenberg | 112 E Ridge Rd Ste F, Griffith, IN, 46319-1167 | 20.1 | |
| Allstate | Donald Kaminski | 40 E Joliet St, Schererville, IN, 46375 | 20.6 | |
| State Farm | Barb Grudovich | 6281 Central Ave, Portage, IN, 46368-3725 | 9.1 | |
| Allstate | American Trust Ins | 1315 119th St, Whiting, IN, 46394 | 26.9 |
Compare Rates for Valparaiso, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,190 | $620 |
| Porter County, IN | $173,100 | $916 | $610 | $1,310 | $700 |
| Valparaiso, IN | $175,000 | $920 | $630 | $1,270 | $640 |
| Trail Creek, IN | $131,200 | $850 | $600 | $1,220 | $620 |
| East Chicago, IN | $73,300 | $599 | $400 | $840 | $440 |
| Olympia Fields, IL | $226,900 | $928 | $630 | $1,270 | $640 |
| Will, IL | $265,000 | $986 | $670 | $1,390 | $720 |
| Mount Ayr, IN | $72,500 | $641 | $460 | $900 | $440 |
| Ganeer, IL | $151,700 | $792 | $540 | $1,100 | $560 |
| Centre, IN | $130,500 | $712 | $520 | $1,000 | $480 |
| North Riverside, IL | $218,300 | $769 | $560 | $1,080 | $520 |
| Aroma, IL | $133,500 | $697 | $510 | $990 | $480 |
| Indian Head Park, IL | $236,000 | $942 | $690 | $1,290 | $600 |
Research Home Insurance Companies Reviews in Valparaiso, IN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: April 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: February 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: July 05, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: April 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: July 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: April 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: March 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 03, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: March 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: March 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Country Financial Home Insurance Reviews
Date: April 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Assurant Specialty Property Home Insurance Reviews
Date: October 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: March 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Grange Insurance Home Insurance Reviews
Date: December 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: August 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Amica Mutual Insurance Home Insurance Reviews
Date: November 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: April 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married