Gavop tells you how to get the best homeowners insurance in Cameron County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $139,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $167,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $126,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$219 | $1,071 |
| Superior Protection Discount | -$116 | $1,174 |
| Fire & Security Discount | -$103 | $1,187 |
| Hail Resistant Roof Discount | -$26 | $1,265 |
| Newly Constructed Home Discount | -$310 | $981 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cameron County | $2,000 | $1,275 | $3,275 | $927 | $2,927 | $348 |
| Cameron County, TX | $700 | $1,275 | $1,975 | $927 | $1,627 | $348 |
| Los Fresnos-Laureles, TX | $400 | $1,401 | $1,801 | $1,018 | $1,418 | $383 |
| Arroyo Gardens, TX | $1,000 | $1,310 | $2,310 | $952 | $1,952 | $358 |
| Lozano, TX | $500 | $1,404 | $1,904 | $1,020 | $1,520 | $384 |
| La Feria, TX | $2,000 | $901 | $2,901 | $654 | $2,654 | $246 |
| Progreso Lakes, TX | $1,000 | $1,812 | $2,812 | $1,317 | $2,317 | $495 |
| Weslaco, TX | $300 | $1,256 | $1,556 | $912 | $1,212 | $343 |
| Monte Alto, TX | $1,000 | $1,264 | $2,264 | $918 | $1,918 | $345 |
| Muniz, TX | $300 | $1,295 | $1,595 | $941 | $1,241 | $354 |
| Home Insurance Company Cameron County, TX | Homeowners Insurance Agency Cameron County, TX | Address | Popularity Score | Distance from Cameron County (miles) |
|---|---|---|---|---|
| State Farm | Christina Palomo | 2312 S F St Ste D, Harlingen, TX, 78552-7593 | 19.4 | |
| Farmers | Veronica Chavez | 1393 E Alton Gloor Blvd Ste 13, Brownsville, TX, 78526 | 8.5 | |
| State Farm | David Armendariz | 224 W Ocean Blvd, Los Fresnos, TX, 78566-3623 | 2.1 | |
| State Farm | Larry De La Fuente | 408 S Sam Houston Blvd, San Benito, TX, 78586-3831 | 9.8 | |
| State Farm | Trae Pena | 943 N Expressway Ste 14, Brownsville, TX, 78520-8669 | 11.4 | |
| Allstate | Doug Thompson | 1117 N Stuart Place Rd Ste 104, Harlingen, TX, 78552 | 18.6 | |
| Liberty Mutual Independent | Texas Insurance Managers | 410 E Harrison, Harlingen, TX, 78550 | 14.5 | |
| State Farm | Joel Munguia | 515 Central Blvd, Brownsville, TX, 78520-6369 | 13.1 | |
| Allstate | Rick Ortiz | 2025 Central Blvd Ste C, Brownsville, TX, 78520 | 11.9 | |
| Travelers | Greer & Associates Inc | 1271 N Stuart Place Rd, Harlingen, TX, 78552 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cameron County, TX | $82,500 | $1,291 | $850 | $1,990 | $1,140 |
| Cameron County, TX | $82,500 | $1,291 | $850 | $1,990 | $1,140 |
| Los Fresnos-Laureles, TX | $79,500 | $1,418 | $940 | $2,180 | $1,240 |
| Arroyo Gardens, TX | $63,600 | $1,326 | $880 | $2,040 | $1,160 |
| Lozano, TX | $80,100 | $1,421 | $940 | $2,190 | $1,250 |
| La Feria, TX | $56,600 | $911 | $600 | $1,400 | $800 |
| Progreso Lakes, TX | $200,000 | $1,834 | $1,210 | $2,820 | $1,610 |
| Weslaco, TX | $78,400 | $1,271 | $840 | $1,960 | $1,120 |
| Monte Alto, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |
| Muniz, TX | $61,100 | $1,311 | $870 | $2,020 | $1,150 |