Gavop shows you how to buy homeowners insurance in Bellefonte, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $131,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $269,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $180,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $552 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$64 | $578 |
| Hail Resistant Roof Discount | -$19 | $623 |
| Newly Constructed Home Discount | -$160 | $481 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Centre County | $700 | $787 | $1,487 | $572 | $1,272 | $215 |
| Bellefonte, PA | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Benner, PA | $400 | $684 | $1,084 | $497 | $897 | $187 |
| Boggs, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Park Forest Village, PA | $100 | $756 | $856 | $549 | $649 | $207 |
| Yeagertown, PA | $2,000 | $541 | $2,541 | $393 | $2,393 | $148 |
| Spruce Hill, PA | $200 | $749 | $949 | $544 | $744 | $205 |
| Juniata, PA | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Kratzerville, PA | $400 | $784 | $1,184 | $570 | $970 | $214 |
| Duncansville, PA | $1,000 | $592 | $1,592 | $430 | $1,430 | $162 |
| Home Insurance Company Bellefonte, PA | Homeowners Insurance Agency Bellefonte, PA | Address | Popularity Score | Distance from Bellefonte (miles) |
|---|---|---|---|---|
| Travelers | Wasson Insurance Agency Inc | 2440 Commercial Blvd. , State College, PA, 16801 | 6.4 | |
| Travelers | Sholley Agency Inc | 2409 Old Turnpike Rd, Lewisburg, PA, 17837 | 44.8 | |
| Allstate | Rich Harrier | 24 E 4th St, Emporium, PA, 15834 | 47.9 | |
| Travelers | Wasson Insurance Agency Inc | 2440 Commercial Blvd, State College, PA, 16801 | 6.4 | |
| State Farm | John Walizer | 118 Elmwood Street, State College, PA, 16801-6850 | 7.9 | |
| Allstate | Kratzer Insurance | Rt 104 South, Mount Pleasant Mills, PA, 17853 | 43.0 | |
| State Farm | Liz Dudek | 1464 Martin St, State College, PA, 16803-3065 | 9.9 | |
| Allstate | Eugene Weller | 1380 N Atherton St, State College, PA, 16803 | 9.8 | |
| State Farm | Brian Kolander | 1117 Logan Blvd, Altoona, PA, 16602-4029 | 45.0 | |
| Erie | Logan Branch Insurance Inc. | 623 Willowbank Street, Bellefonte, PA, 16823 | 1.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Centre County, PA | $212,300 | $796 | $550 | $1,120 | $570 |
| Bellefonte, PA | $180,500 | $642 | $440 | $900 | $460 |
| Benner, PA | $170,200 | $692 | $500 | $950 | $450 |
| Boggs, PA | $163,400 | $732 | $530 | $1,010 | $480 |
| Park Forest Village, PA | $259,100 | $765 | $560 | $1,090 | $530 |
| Yeagertown, PA | $82,400 | $548 | $400 | $760 | $360 |
| Spruce Hill, PA | $177,300 | $758 | $520 | $1,040 | $520 |
| Juniata, PA | $211,000 | $819 | $570 | $1,130 | $560 |
| Kratzerville, PA | $196,900 | $794 | $570 | $1,100 | $530 |
| Duncansville, PA | $101,600 | $599 | $430 | $820 | $390 |