Gavop tells you how to get the best homeowners insurance in Ross Valley, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ross Valley, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Napa Ave, Quisisana Dr, Florence Ave, Banchero Way, Azalea Ave, Arroyo Rd, Deuce Ct, Tamal Ave, Menges St, Snowden Ln | $596,500 | $550,000 | $600,000-$700,000 | $275,500 | $250,000 | $300,000-$350,000 |
| Upper Via Casitas, Cherne Ln, Pepper Ave, Olema Rd, Kientz Ln, Encinal Ave, Key Largo Crse, Golf Ln, E Ward St, Mann Dr | $976,500 | $900,000 | $900,000-$1,000,000 | $525,000 | $440,000 | $500,000-$600,000 |
| Madera Ave, Vine Ave, Oak Rd, W Oak Knoll Dr, The Alameda Knolls, Nokomis Ave, Cedar Ave, Kilgore Ct, Vista Dr, Hidden Valley Ln | $1,048,500 | $950,000 | $800,000-$900,000 | $603,500 | $520,000 | $500,000-$600,000 |
| Sandy Creek Way, Pine Ct, Knickerbocker Ln, Edison Ave, Baltus Ln, Yolo St, Inyo Ave, Broadmoor Ave, Westward Dr, S Grove Hill Ave | $994,500 | $880,000 | $800,000-$900,000 | $459,500 | $430,000 | $500,000-$600,000 |
| Serra St, Bridge Ct, Summit Dr, Spring Grove Ave, Pacific Queen Psge, Love Ct, Chickasaw Ct, Upper Toyon Dr, Maple Ln, Balclutha Dr | $607,500 | $520,000 | $600,000-$700,000 | $495,000 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $800 |
| Superior Protection Discount | -$94 | $847 |
| Fire & Security Discount | -$66 | $875 |
| Hail Resistant Roof Discount | -$28 | $913 |
| Newly Constructed Home Discount | -$198 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marin County | $2,000 | $1,185 | $3,185 | $861 | $2,861 | $324 |
| Ross Valley, CA | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| East Richmond Heights, CA | $400 | $1,311 | $1,711 | $953 | $1,353 | $358 |
| Northwest Marin, CA | $1,500 | $2,267 | $3,767 | $1,648 | $3,148 | $620 |
| Daly City, CA | $500 | $1,000 | $1,500 | $727 | $1,227 | $273 |
| Cotati, CA | $1,000 | $965 | $1,965 | $701 | $1,701 | $264 |
| Vine Hill, CA | $500 | $976 | $1,476 | $709 | $1,209 | $267 |
| Bloomfield, CA | $2,500 | $2,102 | $4,602 | $1,528 | $4,028 | $575 |
| San Francisco County, CA | $500 | $1,209 | $1,709 | $878 | $1,378 | $330 |
| Emerald Lake Hills, CA | $2,500 | $780 | $3,280 | $567 | $3,067 | $213 |
| Alameda County, CA | $200 | $1,235 | $1,435 | $898 | $1,098 | $338 |
| Jenner, CA | $1,500 | $1,540 | $3,040 | $1,119 | $2,619 | $421 |
| Home Insurance Company Ross Valley, CA | Homeowners Insurance Agency Ross Valley, CA | Address | Popularity Score | Distance from Ross Valley (miles) |
|---|---|---|---|---|
| State Farm | Mary Zell Spellman | 318 West Portal Ave, San Francisco, CA, 94127-1412 | 16.7 | |
| State Farm | David Wong | 311 Miller Ave Ste A, Mill Valley, CA, 94941-2897 | 5.0 | |
| Travelers | Smart Age Insurance Services | 6712 Mission St, Daly City, CA, 94014 | 19.2 | |
| State Farm | Nima Rad | 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034 | 3.3 | |
| State Farm | Charlotte Russell | 643 Bair Island Road Suite 101, Redwood City, CA, 94063-2755 | 37.7 | |
| Liberty Mutual Independent | Legacy Risk And Insurance Services Llc | 1850 Mt Diablo Blvd Ste 400, Walnut Creek, CA, 94596 | 28.8 | |
| Travelers | Mcnamara Insurance Service Inc | 1010 B St Suite 317, San Rafael, CA, 94901 | 3.2 | |
| Farmers | Alan Palfi | 919 Sir Francis Drake Blvd Ste 203a, Kentfield, CA, 94904 | 2.3 | |
| State Farm | Doug Lehr | 206 Spear St, San Francisco, CA, 94105-1613 | 15.8 | |
| Farmers | David Leung | 1200 Vicente St, San Francisco, CA, 94116 | 16.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| Ross Valley, CA | $1,096,200 | $941 | $700 | $1,280 | $580 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Northwest Marin, CA | $861,800 | $2,295 | $1,700 | $3,120 | $1,420 |
| Daly City, CA | $651,600 | $1,013 | $750 | $1,380 | $630 |
| Cotati, CA | $458,400 | $977 | $720 | $1,330 | $610 |
| Vine Hill, CA | $371,400 | $988 | $730 | $1,340 | $610 |
| Bloomfield, CA | $777,800 | $2,128 | $1,570 | $2,890 | $1,320 |
| San Francisco County, CA | $927,400 | $1,223 | $910 | $1,660 | $750 |
| Emerald Lake Hills, CA | $1,547,300 | $790 | $580 | $1,070 | $490 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Jenner, CA | $522,700 | $1,559 | $1,150 | $2,120 | $970 |