Gavop's guide to buying homeowners insurance in Elsinore Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
2 Bedroom | $185,000 | $160,000 | $125,000-$150,000 |
3 Bedroom | $207,000 | $190,000 | $200,000-$250,000 |
4 Bedroom | $254,000 | $220,000 | $200,000-$250,000 |
5 Bedroom | $282,000 | $250,000 | $250,000-$300,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$105 | $644 |
Superior Protection Discount | -$67 | $682 |
Fire & Security Discount | -$60 | $689 |
Hail Resistant Roof Discount | -$22 | $727 |
Newly Constructed Home Discount | -$187 | $562 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Riverside County | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
Elsinore Valley, CA | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
Rancho Santa Margarita, CA | $200 | $1,349 | $1,549 | $980 | $1,180 | $369 |
Fallbrook, CA | $700 | $1,345 | $2,045 | $978 | $1,678 | $368 |
Orange County, CA | $200 | $1,351 | $1,551 | $982 | $1,182 | $369 |
Midway City, CA | $2,000 | $947 | $2,947 | $688 | $2,688 | $259 |
Rancho Cucamonga, CA | $300 | $1,191 | $1,491 | $865 | $1,165 | $325 |
Diamond Bar, CA | $1,500 | $1,342 | $2,842 | $975 | $2,475 | $367 |
East San Gabriel Valley, CA | $500 | $942 | $1,442 | $685 | $1,185 | $257 |
Poway, CA | $2,500 | $1,351 | $3,851 | $982 | $3,482 | $369 |
Mount Baldy-Wrightwood, CA | $400 | $681 | $1,081 | $495 | $895 | $186 |
Avocado Heights, CA | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
Home Insurance Company Elsinore Valley, CA | Homeowners Insurance Agency Elsinore Valley, CA | Address | Popularity Score | Distance from Elsinore Valley (miles) |
---|---|---|---|---|
Travelers | General Insurance Services | 635 Camino De Los Mares, San Clemente, CA, 92673 | 19.7 | |
Farmers | Kevin Peterson | 1104 S El Camino Real Ste A, San Clemente, CA, 92672 | 19.2 | |
State Farm | Eric Martinez | 440 W Baseline Rd, Claremont, CA, 91711-1607 | 41.6 | |
State Farm | Chris Dolkas | 800 Avenida Pico Ste Q, San Clemente, CA, 92673-5625 | 18.6 | |
Farmers | Elizabeth Bautista | 31903 Mission Trl, Lake Elsinore, CA, 92530 | 5.1 | |
State Farm | Dave Delille | 804 W 6th St, Corona, CA, 92882-3237 | 22.8 | |
Farmers | Eric Kotowitz | 23361 El Toro Rd Ste 217, Lake Forest, CA, 92630 | 19.7 | |
Farmers | Michael Rey | 27130 Paseo Espada Ste B523, San Juan Capistrano, CA, 92675 | 18.6 | |
Allstate | Dealer Direct Insurance Solutions | 16570 S Highland Ave, Fontana, CA, 92336 | 37.1 | |
Farmers | Maryam Rezvani | 27281 Las Ramblas Ste 100, Mission Viejo, CA, 92691 | 18.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
Elsinore Valley, CA | $338,300 | $749 | $550 | $1,020 | $470 |
Rancho Santa Margarita, CA | $619,200 | $1,366 | $1,010 | $1,860 | $850 |
Fallbrook, CA | $503,700 | $1,362 | $1,010 | $1,850 | $840 |
Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
Midway City, CA | $453,800 | $958 | $710 | $1,300 | $590 |
Rancho Cucamonga, CA | $444,200 | $1,205 | $890 | $1,640 | $750 |
Diamond Bar, CA | $614,800 | $1,358 | $1,000 | $1,850 | $850 |
East San Gabriel Valley, CA | $452,600 | $953 | $710 | $1,300 | $590 |
Poway, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
Mount Baldy-Wrightwood, CA | $308,200 | $690 | $510 | $940 | $430 |
Avocado Heights, CA | $435,800 | $890 | $660 | $1,210 | $550 |
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: December 26, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: November 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Married