How Can I Make My Elsinore Valley, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Elsinore Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Elsinore Valley, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $77,500 $70,000 $75,000-$100,000
2 Bedroom $185,000 $160,000 $125,000-$150,000
3 Bedroom $207,000 $190,000 $200,000-$250,000
4 Bedroom $254,000 $220,000 $200,000-$250,000
5 Bedroom $282,000 $250,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Elsinore Valley, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$105 $644
Superior Protection Discount -$67 $682
Fire & Security Discount -$60 $689
Hail Resistant Roof Discount -$22 $727
Newly Constructed Home Discount -$187 $562

Choose the Right Deductible for your Elsinore Valley, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Riverside County $2,000 $779 $2,779 $566 $2,566 $213
Elsinore Valley, CA $2,000 $740 $2,740 $538 $2,538 $202
Rancho Santa Margarita, CA $200 $1,349 $1,549 $980 $1,180 $369
Fallbrook, CA $700 $1,345 $2,045 $978 $1,678 $368
Orange County, CA $200 $1,351 $1,551 $982 $1,182 $369
Midway City, CA $2,000 $947 $2,947 $688 $2,688 $259
Rancho Cucamonga, CA $300 $1,191 $1,491 $865 $1,165 $325
Diamond Bar, CA $1,500 $1,342 $2,842 $975 $2,475 $367
East San Gabriel Valley, CA $500 $942 $1,442 $685 $1,185 $257
Poway, CA $2,500 $1,351 $3,851 $982 $3,482 $369
Mount Baldy-Wrightwood, CA $400 $681 $1,081 $495 $895 $186
Avocado Heights, CA $1,000 $879 $1,879 $639 $1,639 $240

Identify Top Home Insurance Agents near Elsinore Valley, CA | Back to Top

Home Insurance Company Elsinore Valley, CA Homeowners Insurance Agency Elsinore Valley, CA Address Popularity Score Distance from Elsinore Valley (miles)
Travelers General Insurance Services 635 Camino De Los Mares, San Clemente, CA, 92673
19.7
Farmers Kevin Peterson 1104 S El Camino Real Ste A, San Clemente, CA, 92672
19.2
State Farm Eric Martinez 440 W Baseline Rd, Claremont, CA, 91711-1607
41.6
State Farm Chris Dolkas 800 Avenida Pico Ste Q, San Clemente, CA, 92673-5625
18.6
Farmers Elizabeth Bautista 31903 Mission Trl, Lake Elsinore, CA, 92530
5.1
State Farm Dave Delille 804 W 6th St, Corona, CA, 92882-3237
22.8
Farmers Eric Kotowitz 23361 El Toro Rd Ste 217, Lake Forest, CA, 92630
19.7
Farmers Michael Rey 27130 Paseo Espada Ste B523, San Juan Capistrano, CA, 92675
18.6
Allstate Dealer Direct Insurance Solutions 16570 S Highland Ave, Fontana, CA, 92336
37.1
Farmers Maryam Rezvani 27281 Las Ramblas Ste 100, Mission Viejo, CA, 92691
18.2

Compare Rates for Elsinore Valley, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Riverside County, CA $304,500 $789 $580 $1,070 $490
Elsinore Valley, CA $338,300 $749 $550 $1,020 $470
Rancho Santa Margarita, CA $619,200 $1,366 $1,010 $1,860 $850
Fallbrook, CA $503,700 $1,362 $1,010 $1,850 $840
Orange County, CA $620,500 $1,368 $1,010 $1,860 $850
Midway City, CA $453,800 $958 $710 $1,300 $590
Rancho Cucamonga, CA $444,200 $1,205 $890 $1,640 $750
Diamond Bar, CA $614,800 $1,358 $1,000 $1,850 $850
East San Gabriel Valley, CA $452,600 $953 $710 $1,300 $590
Poway, CA $620,500 $1,368 $1,010 $1,860 $850
Mount Baldy-Wrightwood, CA $308,200 $690 $510 $940 $430
Avocado Heights, CA $435,800 $890 $660 $1,210 $550

Research Home Insurance Companies Reviews in Elsinore Valley, CA Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like the mobile app because I can check the status of my coverage and payment at a glance, as well as change any options without hassle.

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I have had this insurance company so long I wouldn't know how it compares, and I haven't shopped around lately.

Date: September 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I don't like the way they have been difficult to explain why a claim was taking so long to be paid

Date: August 15, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I rather like the customer service, the phone number is a quick way to get in touch with an agent at any time of day

Date: August 03, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
Fire, flood tornado, and liability insurance is covered, as well as yearly maintenance checks for things that may become a problem


Universal Insurance Co of North America Home Insurance Reviews

Date: August 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I have never used an app for my current home insurance company, and I'm not sure whether or not they even have one. I have also not visited the website of the company

Date: July 27, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My current home insurance policy covers the dwelling and any loss of use due to an accident like fire and so forth but it does not cover damage due to the act of God.


Date: July 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I am extremely satisfied with the premium of my current insurance company. I feel like the amount I pay is reasonable for what I am getting and I do not feel like I am being overcharged.

Date: December 26, 2017    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I am very satisfied with the interaction and communication of my current insurance company. If I have a question or concern about my policy I can call or visit my local office and get a prompt response.

Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I am very satisfied with the customer service of my current insurance company. Anytime I have had any questions or concerns about my policy I have received a timely response from the company.

Westfield Insurance Home Insurance Reviews

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I have had my home quoted through multiple companies and I have found that the company I am currently with is completely fair.

Date: September 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I like the coverage for broken down equipment it covers anything in my house with a motor, such as my pool pump, my tractor, my furnace etc


Date: May 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I really like the companies customer service they are very friendly and always willing to help.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the companies website it is very user-friendly and comes with support at any time. I also like how fast the site runs.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Their communication is always on point. They are by far the friendliest company I have ever dealt with. They go out of their way to make sure the customer is happy

GEICO Home Insurance Reviews

Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have my insurance through where I purchased my home. What makes my insurance stand out above the rest is that they have more protection coverage than the average homeowners insurance companies.


Date: January 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
GEICO was the cheapest insurance around for house insurance. They allow payments to be made across the year instead of one lump sum at the end or beginning of each year like most.


State Farm Home Insurance Reviews

Date: December 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not had to make any claims on my home insurance, but they have always been very helpful with my questions.

Date: October 19, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
It's very minimal, they update it often and does the job when required. To be honest i don't use it that much but i think it's ok

Stillwater insurance Group Home Insurance Reviews

Date: November 18, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I am not too familiar with other insurance policy offerings, but I would say that based on my experience my insurance company offers top rated offerings. They met my expectations during my event and I don't feel like I missed out on anything.