Gavop's guide to buying homeowners insurance in Arthur County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Arthur County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Williams St, Haythorn Dr, Hickory St, Swan Lake Rd, Heath St, Phillips Dr, Hawkins St, Yonkers Dr, Cerney Rd, Swanson Dr | $114,500 | $110,000 | $100,000-$125,000 | $109,500 | $90,000 | $75,000-$100,000 |
| Wilson Rd, Powers Dr, S Lute Dr, Marshall St, Sillassen Rd, Rothwell Rd, Whitman Rd, Hawkins Rd, Carlholm Dr, Kramer Rd | $150,000 | $130,000 | $175,000-$200,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Lewellen Rd, Dykes Camp Rd, Dancer Rd, Knott Ln, N Wilson Rd, Corfield Rd, Airport Rd, Packard Rd, State Hwy 92, Grove St | $75,500 | $60,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Enfield Rd, Macomber Dr, Fir St, Golden Rd, Triangle Rd, Jensen Dr, Cross Rd, Nielson Dr, Bucktail Rd, Cullinan St | $87,500 | $70,000 | $100,000-$125,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Connell Dr, Storer Rd, State Hwy 61, Cedar St, Keystone Rd, Elm St, W Wilson Rd, Collins St, McKeag Dr, Keystone Rd S | $106,500 | $90,000 | $100,000-$125,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $693 |
| Superior Protection Discount | -$75 | $760 |
| Fire & Security Discount | -$92 | $743 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$234 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Arthur County | $1,500 | $825 | $2,325 | $600 | $2,100 | $225 |
| Arthur County, NE | $1,500 | $825 | $2,325 | $600 | $2,100 | $225 |
| Blue Creek, NE | $200 | $816 | $1,016 | $593 | $793 | $223 |
| Keith County, NE | $400 | $858 | $1,258 | $624 | $1,024 | $235 |
| Ashby, NE | $1,500 | $998 | $2,498 | $725 | $2,225 | $273 |
| Ogallala, NE | $400 | $959 | $1,359 | $697 | $1,097 | $262 |
| Garden County, NE | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Oshkosh, NE | $100 | $750 | $850 | $545 | $645 | $205 |
| Sutherland, NE | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
| Rosedale, NE | $400 | $1,637 | $2,037 | $1,190 | $1,590 | $447 |
| Swan, NE | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $860 | $1,680 | $820 |
| Arthur County, NE | $101,500 | $835 | $580 | $1,190 | $610 |
| Arthur County, NE | $101,500 | $835 | $570 | $1,140 | $570 |
| Blue Creek, NE | $74,200 | $826 | $600 | $1,150 | $550 |
| Keith County, NE | $108,400 | $869 | $600 | $1,240 | $640 |
| Ashby, NE | $104,200 | $1,010 | $690 | $1,420 | $730 |
| Ogallala, NE | $97,700 | $971 | $670 | $1,370 | $700 |
| Garden County, NE | $81,800 | $734 | $520 | $1,020 | $500 |
| Oshkosh, NE | $64,000 | $759 | $550 | $1,050 | $500 |
| Sutherland, NE | $115,800 | $1,076 | $760 | $1,480 | $720 |
| Rosedale, NE | $243,800 | $1,657 | $1,140 | $2,340 | $1,200 |
| Swan, NE | $73,800 | $823 | $560 | $1,180 | $620 |