Gavop shows you how to buy homeowners insurance in Statesville, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $149,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $396,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $569 |
| Superior Protection Discount | -$67 | $603 |
| Fire & Security Discount | -$67 | $603 |
| Hail Resistant Roof Discount | -$13 | $656 |
| Newly Constructed Home Discount | -$174 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iredell County | $2,000 | $891 | $2,891 | $647 | $2,647 | $243 |
| Statesville, NC | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Lake Norman of Catawba, NC | $300 | $994 | $1,294 | $722 | $1,022 | $272 |
| Yadkinville, NC | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Lovelady, NC | $300 | $667 | $967 | $485 | $785 | $182 |
| Ronda, NC | $1,000 | $451 | $1,451 | $327 | $1,327 | $123 |
| Lowell, NC | $100 | $727 | $827 | $528 | $628 | $199 |
| Old Town, NC | $1,500 | $1,074 | $2,574 | $780 | $2,280 | $293 |
| Furr, NC | $200 | $715 | $915 | $519 | $719 | $195 |
| Eldora, NC | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| White Plains, NC | $100 | $614 | $714 | $446 | $546 | $168 |
| Salem Chapel, NC | $2,000 | $657 | $2,657 | $477 | $2,477 | $180 |
| Home Insurance Company Statesville, NC | Homeowners Insurance Agency Statesville, NC | Address | Popularity Score | Distance from Statesville (miles) |
|---|---|---|---|---|
| Travelers | Movement Insurance | 13840 Ballantyne Corp Pl Ste 125, Charlotte, NC, 28277 | 49.1 | |
| State Farm | Joe Ricci | 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586 | 19.6 | |
| Liberty Mutual Independent | Mcneary Inc | 6525 Morrison Ave Ste 200, Charlotte, NC, 28211 | 42.8 | |
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 19.4 | |
| State Farm | Jim Burgin | 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991 | 27.8 | |
| State Farm | Robin Brackett | 941 E Marion St Ste 2, Shelby, NC, 28150-4740 | 48.3 | |
| Nationwide | Carney Insurance Agency Inc | 190 Jackson St, Davidson, NC, 28036 | 19.0 | |
| Nationwide | Benson & Associates | 8728 Arbor Creek Dr Unit A, Charlotte, NC, 28269-0542 | 27.6 | |
| Allstate | Keith M. Franklin | 818 Tyvola Rd Ste 102, Charlotte, NC, 28217 | 41.9 | |
| State Farm | Wil Brooks | 12610 N Cmnity Hse Rd Ste 102b, Charlotte, NC, 28277-3892 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,230 | $590 |
| Iredell County, NC | $173,600 | $901 | $610 | $1,240 | $630 |
| Statesville, NC | $119,500 | $670 | $490 | $920 | $430 |
| Lake Norman of Catawba, NC | $356,900 | $1,006 | $670 | $1,440 | $770 |
| Yadkinville, NC | $119,500 | $720 | $490 | $990 | $500 |
| Lovelady, NC | $138,500 | $675 | $460 | $930 | $470 |
| Ronda, NC | $70,600 | $456 | $330 | $650 | $320 |
| Lowell, NC | $122,900 | $736 | $520 | $1,010 | $490 |
| Old Town, NC | $219,400 | $1,087 | $730 | $1,540 | $810 |
| Furr, NC | $152,400 | $723 | $510 | $990 | $480 |
| Eldora, NC | $107,000 | $659 | $470 | $900 | $430 |
| White Plains, NC | $99,600 | $621 | $420 | $860 | $440 |
| Salem Chapel, NC | $118,400 | $665 | $450 | $910 | $460 |