How Can I Make My Spottsville, KY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Spottsville, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Spottsville, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $123,500 $120,000 $100,000-$125,000
3 Bedroom $128,000 $110,000 $125,000-$150,000
4 Bedroom $198,500 $190,000 $150,000-$175,000
5 Bedroom $229,500 $220,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Spottsville, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$114 $699
Superior Protection Discount -$73 $740
Fire & Security Discount -$57 $756
Hail Resistant Roof Discount -$24 $789
Newly Constructed Home Discount -$195 $618

Choose the Right Deductible for your Spottsville, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Henderson County $2,000 $819 $2,819 $595 $2,595 $224
Spottsville, KY $700 $803 $1,503 $584 $1,284 $220
Boonville, IN $100 $654 $754 $475 $575 $179
Slaughters, KY $2,000 $627 $2,627 $456 $2,456 $171
Spencer County, IN $400 $672 $1,072 $489 $889 $184
Harmony, IN $2,000 $854 $2,854 $620 $2,620 $233
New Haven, IL $400 $556 $956 $404 $804 $152
French Creek, IL $1,000 $564 $1,564 $410 $1,410 $154
Mortons Gap, KY $300 $577 $877 $419 $719 $158
Browns, IL $2,500 $531 $3,031 $386 $2,886 $145
Tobin, IN $200 $889 $1,089 $646 $846 $243
Crittenden County, KY $2,000 $661 $2,661 $480 $2,480 $181

Identify Top Home Insurance Agents near Spottsville, KY | Back to Top

Home Insurance Company Spottsville, KY Homeowners Insurance Agency Spottsville, KY Address Popularity Score Distance from Spottsville (miles)
Travelers Ohio Valley Insurance Llc 2510 B Tamarack Rd, Owensboro, KY, 42301
19.0
State Farm Al Baity 311d 5th Street, Henderson, KY, 42420-5806
7.1
State Farm Carrie Divine 701 Us Highway 60 E, Morganfield, KY, 42437-1169
27.5
State Farm Daniel Dick 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130
22.9
Travelers Shane Cox Insurance Inc 216 West 3rd St, Owensboro, KY, 42303
20.0
State Farm Chris Trammel 113 N Main St, Henderson, KY, 42420-3101
7.5
State Farm Shane Boggess 2003 Stapp Dr, Henderson, KY, 42420-2663
5.9
Travelers Neely Insurance Agency Llc 2120 Frederica St, Owensboro, KY, 42301
20.5
State Farm Allen Wade 2021 Frederica St, Owensboro, KY, 42301-4820
20.5
Allstate Bob Manion 107 E 18th St, Owensboro, KY, 42303
20.5

Compare Rates for Spottsville, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,230 $620
Henderson County, KY $118,000 $829 $560 $1,190 $630
Spottsville, KY $153,300 $813 $550 $1,110 $560
Boonville, IN $89,800 $662 $450 $910 $460
Slaughters, KY $67,100 $635 $430 $880 $450
Spencer County, IN $117,900 $680 $470 $960 $490
Harmony, IN $136,400 $864 $620 $1,200 $580
New Haven, IL $76,300 $563 $400 $800 $400
French Creek, IL $78,300 $571 $390 $780 $390
Mortons Gap, KY $57,500 $584 $430 $840 $410
Browns, IL $70,000 $537 $390 $760 $370
Tobin, IN $150,000 $900 $640 $1,240 $600
Crittenden County, KY $84,600 $669 $490 $950 $460