Gavop shows you how to buy homeowners insurance in Calhoun County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Calhoun County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Grove Ln, Brower St, Eagle Ave, 400th St, 1st Ave, E Monroe St, Van Buren Ave, 390th St, Garfield Ave, 2nd St | $105,000 | $90,000 | $100,000-$125,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Zebulon Ave, Kingsley Ave, S Ontario St, Railway St, Knoke Rd, North St, Traer Ave, 360th St, S Scuyler St, N 37th Rd | $77,500 | $70,000 | $75,000-$100,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Yetter Rd, E Elm St, Webster Ave, Zearing Ave, E High St, Inwood Ave, Beach St, 9th St, 340th St, E Sifford St | $85,000 | $80,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| 240th St, 21st Ave, Fletcher Ave, 280th St, Ogden Ave, Park Rd, Foster St, Farnham Ave, E Court St, Railroad Ave | $134,500 | $120,000 | $125,000-$150,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Co Rd D26, 350th St, 390th St, E Washington St, Adams St, Zebulon Ave, N Ontario St, Co Hwy D46, Washington St, NE Twin Lakes Rd | $125,000 | $120,000 | $100,000-$125,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $667 |
| Superior Protection Discount | -$71 | $722 |
| Fire & Security Discount | -$56 | $738 |
| Hail Resistant Roof Discount | -$24 | $770 |
| Newly Constructed Home Discount | -$183 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Calhoun County, IA | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Palmer, IA | $100 | $335 | $435 | $243 | $343 | $92 |
| Viola, IA | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Roosevelt, IA | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Badger, IA | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Powhatan, IA | $100 | $628 | $728 | $457 | $557 | $172 |
| Dedham, IA | $2,500 | $676 | $3,176 | $491 | $2,991 | $185 |
| Rush Lake, IA | $200 | $417 | $617 | $303 | $503 | $114 |
| Ida County, IA | $1,500 | $612 | $2,112 | $445 | $1,945 | $167 |
| Fern Valley, IA | $100 | $987 | $1,087 | $717 | $817 | $270 |
| Worth, IA | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Home Insurance Company Calhoun County, IA | Homeowners Insurance Agency Calhoun County, IA | Address | Popularity Score | Distance from Calhoun County (miles) |
|---|---|---|---|---|
| State Farm | Tracy Wetter | 108 N Illinois St, Lake City, IA, 51449-1707 | 9.4 | |
| State Farm | Melodie Whiton | 900 1st Ave, Perry, IA, 50220-1703 | 46.9 | |
| Farmers | Lonnie Carrick | 207 N 5th St, Guthrie Center, IA, 50115 | 49.4 | |
| Allstate | Dee Mcknight | 814 8th St Ste 1, Boone, IA, 50036 | 45.0 | |
| State Farm | Mitch Lunn | 616 N 15th St, Fort Dodge, IA, 50501-3322 | 25.4 | |
| State Farm | Doug Wigert | 816 Story St, Boone, IA, 50036-2711 | 45.0 | |
| Travelers | Rowles Hayes & Carney Agcy Inc | 1106 Willis, Perry, IA, 50220 | 46.8 | |
| Travelers | Powers Insurance Agency Inc | 704 W Elm Ave, Pocahontas, IA, 50574 | 24.0 | |
| Travelers | Kingsgate Insurance Center Inc | 114 N 25th St, Fort Dodge, IA, 50501 | 25.9 | |
| Farmers | Jay Lindahl Cic | 1026 8th St, Boone, IA, 50036 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,140 | $570 |
| Calhoun County, IA | $77,800 | $794 | $550 | $1,090 | $540 |
| Calhoun County, IA | $77,800 | $794 | $570 | $1,090 | $520 |
| Palmer, IA | $30,000 | $339 | $250 | $460 | $210 |
| Viola, IA | $160,400 | $893 | $640 | $1,230 | $590 |
| Roosevelt, IA | $166,300 | $907 | $620 | $1,280 | $660 |
| Badger, IA | $131,400 | $811 | $580 | $1,130 | $550 |
| Powhatan, IA | $85,000 | $636 | $460 | $870 | $410 |
| Dedham, IA | $96,300 | $684 | $470 | $960 | $490 |
| Rush Lake, IA | $43,400 | $422 | $280 | $600 | $320 |
| Ida County, IA | $91,900 | $619 | $410 | $860 | $450 |
| Fern Valley, IA | $209,600 | $999 | $710 | $1,430 | $720 |
| Worth, IA | $234,000 | $1,042 | $720 | $1,480 | $760 |