Gavop shows you how to buy homeowners insurance in Deerfield, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $157,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $200,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $181,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $583 |
| Home and Two Car | -$109 | $532 |
| Home and Three Car | -$147 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Deerfield, MI | Homeowners Insurance Agency Deerfield, MI | Address | Popularity Score | Distance from Deerfield (miles) |
|---|---|---|---|---|
| State Farm | Michael Lantzy | 27100 Woodward Ave, Royal Oak, MI, 48067-0925 | 48.9 | |
| Farmers | Tanya Thornton | 7001 Orchard Lake Rd Ste 330, West Bloomfield, MI, 48322 | 45.4 | |
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 49.5 | |
| State Farm | Aaron Seitz | 16392 26 Mile Rd, Macomb, MI, 48042-1057 | 36.8 | |
| Farmers | Maryann Eickmann | 33180 Groesbeck Hwy, Fraser, MI, 48026 | 48.4 | |
| State Farm | Bernie Barden Jr | 4101 John R Rd Ste 500, Troy, MI, 48085-3690 | 43.2 | |
| Farmers | Brandon Ryan | 1989 N Opdyke Rd Ste B, Auburn Hills, MI, 48326 | 36.0 | |
| Allstate | Brian K Hickman | 1803 W Genesee St, Lapeer, MI, 48446 | 9.9 | |
| Travelers | Crumm Insurance Agency | 2959 Crooks Rd Suite 1, Troy, MI, 48084 | 44.0 | |
| State Farm | Julia Patton | 3190 Rochester Rd Ste 101, Troy, MI, 48083-5464 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,070 | $500 |
| Lapeer County, MI | $151,400 | $772 | $560 | $1,090 | $530 |
| Deerfield, MI | $127,900 | $641 | $440 | $880 | $440 |
| Otisville, MI | $58,600 | $643 | $460 | $890 | $430 |
| Clio, MI | $69,700 | $666 | $450 | $930 | $480 |
| Speaker, MI | $97,700 | $717 | $480 | $1,020 | $540 |
| Buel, MI | $83,200 | $692 | $470 | $980 | $510 |
| Wisner, MI | $84,300 | $694 | $460 | $960 | $500 |
| Wales, MI | $155,500 | $801 | $540 | $1,150 | $610 |
| Lake Angelus, MI | $1,071,400 | $566 | $380 | $780 | $400 |
| Lenox, MI | $150,900 | $668 | $480 | $930 | $450 |
| Chesaning, MI | $96,600 | $715 | $510 | $990 | $480 |
| Elkton, MI | $76,400 | $679 | $480 | $940 | $460 |