Gavop tells you how to get the best homeowners insurance in Denver County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $196,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $184,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $489,500 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $700,500 | $670,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$235 | $1,147 |
| Superior Protection Discount | -$138 | $1,244 |
| Fire & Security Discount | -$152 | $1,230 |
| Hail Resistant Roof Discount | -$41 | $1,341 |
| Newly Constructed Home Discount | -$373 | $1,009 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Denver County | $700 | $1,366 | $2,066 | $993 | $1,693 | $373 |
| Denver County, CO | $700 | $1,366 | $2,066 | $993 | $1,693 | $373 |
| Commerce City, CO | $200 | $1,217 | $1,417 | $885 | $1,085 | $333 |
| Castle Pines, CO | $700 | $1,041 | $1,741 | $757 | $1,457 | $284 |
| Golden, CO | $300 | $1,559 | $1,859 | $1,133 | $1,433 | $426 |
| Kittredge, CO | $1,000 | $1,865 | $2,865 | $1,356 | $2,356 | $510 |
| Franktown, CO | $100 | $1,602 | $1,702 | $1,164 | $1,264 | $438 |
| Arapahoe County, CO | $700 | $1,292 | $1,992 | $939 | $1,639 | $353 |
| Kiowa, CO | $500 | $1,121 | $1,621 | $815 | $1,315 | $306 |
| Woodmoor, CO | $700 | $1,035 | $1,735 | $752 | $1,452 | $283 |
| Deer Trail, CO | $300 | $951 | $1,251 | $691 | $991 | $260 |
| Home Insurance Company Denver County, CO | Homeowners Insurance Agency Denver County, CO | Address | Popularity Score | Distance from Denver County (miles) |
|---|---|---|---|---|
| State Farm | Mike Gibbs | 3140 S Parker Rd, Aurora, CO, 80014 | 7.3 | |
| Farmers | Susan Nairn | 5777 E Evans Ave Ste 5, Denver, CO, 80222 | 6.1 | |
| State Farm | Steve Cronin | 1610 Wynkoop St Ste 115, Denver, CO, 80202-1177 | 6.4 | |
| State Farm | Scott Rice | 399 Perry St Ste 340, Castle Rock, CO, 80104-4004 | 26.8 | |
| Allstate | Moises Cacique | 1513 W 70th Ave Unit B, Denver, CO, 80221 | 7.9 | |
| Travelers | Hample Insurance Service | 9250 Costilla Ave E Ste 200, Greenwood Village, CO, 80112 | 11.8 | |
| Travelers | Welsh Insurance Agency | 1752 Topaz Dr, Loveland, CO, 80537 | 45.4 | |
| Travelers | Colorado Insurors Service Inc | 333 W Hampden Ave 900, Englewood, CO, 80110 | 9.6 | |
| Travelers | Hub International | 1801 Broadway Ste 820, Denver, CO, 80202 | 6.0 | |
| Travelers | Hub International | 1125 17th St Suite 900, Denver, CO, 80202 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Denver County, CO | $322,900 | $1,382 | $970 | $1,810 | $840 |
| Denver County, CO | $322,900 | $1,382 | $970 | $1,810 | $840 |
| Commerce City, CO | $258,500 | $1,232 | $860 | $1,610 | $750 |
| Castle Pines, CO | $549,700 | $1,054 | $740 | $1,380 | $640 |
| Golden, CO | $486,000 | $1,578 | $1,100 | $2,070 | $970 |
| Kittredge, CO | $414,500 | $1,888 | $1,320 | $2,470 | $1,150 |
| Franktown, CO | $350,000 | $1,621 | $1,130 | $2,120 | $990 |
| Arapahoe County, CO | $292,900 | $1,308 | $920 | $1,710 | $790 |
| Kiowa, CO | $165,500 | $1,135 | $790 | $1,490 | $700 |
| Woodmoor, CO | $421,200 | $1,048 | $730 | $1,370 | $640 |
| Deer Trail, CO | $114,100 | $963 | $670 | $1,260 | $590 |