Gavop tells you how to get the best homeowners insurance in Northport, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $153,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $159,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $228,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $407,500 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $797 |
| Superior Protection Discount | -$94 | $844 |
| Fire & Security Discount | -$103 | $835 |
| Hail Resistant Roof Discount | -$28 | $910 |
| Newly Constructed Home Discount | -$206 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tuscaloosa County | $1,000 | $1,198 | $2,198 | $871 | $1,871 | $327 |
| Northport, AL | $2,500 | $927 | $3,427 | $673 | $3,173 | $253 |
| Tuscaloosa County, AL | $500 | $1,198 | $1,698 | $871 | $1,371 | $327 |
| Tuscaloosa, AL | $1,000 | $1,188 | $2,188 | $863 | $1,863 | $325 |
| Samantha, AL | $100 | $1,205 | $1,305 | $876 | $976 | $329 |
| Big Sandy-Duncanville, AL | $1,500 | $884 | $2,384 | $642 | $2,142 | $241 |
| Berry, AL | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Bibb County, AL | $2,000 | $848 | $2,848 | $616 | $2,616 | $232 |
| Bessemer, AL | $200 | $734 | $934 | $534 | $734 | $201 |
| Cordova, AL | $2,000 | $800 | $2,800 | $582 | $2,582 | $219 |
| Beaverton, AL | $100 | $539 | $639 | $392 | $492 | $147 |
| Epes, AL | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Home Insurance Company Northport, AL | Homeowners Insurance Agency Northport, AL | Address | Popularity Score | Distance from Northport (miles) |
|---|---|---|---|---|
| State Farm | Rebecca Smith | 3443 Pelham Pkwy Ste B, Pelham, AL, 35124-2009 | 48.5 | |
| State Farm | Anthony Christian | 4505 Highway 78 E Ste 50, Jasper, AL, 35501-8883 | 44.9 | |
| State Farm | Krista Rogers | 1123 1st St N Ste C, Alabaster, AL, 35007-8727 | 48.3 | |
| Allstate | Chad Christian | 206 Bowling Ln, Pelham, AL, 35124 | 49.5 | |
| Allstate | Buddy Martin | 5690 Highway 43 N Ste C, Northport, AL, 35473 | 3.0 | |
| Travelers | Mikos Kampakis Insurance Services | 421 Emery Drive Suite 101 Birmingham, Hoover, AL, 35244 | 46.7 | |
| Allstate | Ronald Woods | 2100 Data Park Ste 208, Hoover, AL, 35244 | 49.5 | |
| State Farm | Charles Hill | 1302 Highway 78 E, Jasper, AL, 35501-3965 | 44.4 | |
| Travelers | Pritchett-Moore Inc | 1120 Queen City Ave, Tuscaloosa, AL, 35401 | 7.7 | |
| Allstate | Byron Eaton | 3979 Parkwood Rd Ste 105, Bessemer, AL, 35022 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $890 | $1,670 | $780 |
| Northport, AL | $165,400 | $938 | $630 | $1,300 | $670 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $890 | $1,710 | $820 |
| Tuscaloosa, AL | $169,400 | $1,202 | $810 | $1,720 | $910 |
| Samantha, AL | $142,900 | $1,220 | $820 | $1,670 | $850 |
| Big Sandy-Duncanville, AL | $151,100 | $894 | $620 | $1,260 | $640 |
| Berry, AL | $63,300 | $736 | $510 | $1,040 | $530 |
| Bibb County, AL | $105,500 | $858 | $610 | $1,220 | $610 |
| Bessemer, AL | $84,000 | $743 | $530 | $1,020 | $490 |
| Cordova, AL | $73,200 | $810 | $580 | $1,110 | $530 |
| Beaverton, AL | $40,000 | $546 | $380 | $750 | $370 |
| Epes, AL | $64,300 | $744 | $540 | $1,030 | $490 |