Gavop shows you how to buy homeowners insurance in Smithfield, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Smithfield, UT - Neighbourhoods, Census Blocks & Streets | 5 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 4200 N, S 1050 E, Kc Ln, S 1100 W, N 130 E, Henrys Point Dr, N 425 E, N 4100 W, N 470 E, Summerfield Rd | $422,500 | $380,000 | $350,000-$400,000 | $242,500 | $200,000 | $250,000-$300,000 |
| S 1540 W, N 6850 W, 6800 W, E 480 N, Mountain View Rd, N 1900 W, Airport Rd, S 350 E, S 1060 W, Summit Creek Rd | $256,500 | $240,000 | $200,000-$250,000 | $238,500 | $190,000 | $200,000-$250,000 |
| S 420 E, Valley Vw W, S Dry Creek Dr E, E 520 S, N 6400 W, W 3000 N, W 7700 N, River Birch Dr, S 900 W, S 1200 E | $402,500 | $340,000 | $350,000-$400,000 | $196,000 | $160,000 | $200,000-$250,000 |
| Hyclone Dr, W 7800 N, S 1580 W, W 2100 N, E 210 S, E 7300 N, W 9800 N, S 1150 W, N 3000 W, Meadow Lark Ln | $405,000 | $330,000 | $350,000-$400,000 | $321,000 | $270,000 | $250,000-$300,000 |
| S 1025 E, E 830 S, S 3100 W, S 1200 W, S 1280 W, S 250 E, S 1365 W, Riverbirch Rd, Crown Mountain Rd, N 5800 W | $431,500 | $400,000 | $400,000-$500,000 | $245,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $547 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$66 | $593 |
| Hail Resistant Roof Discount | -$13 | $646 |
| Newly Constructed Home Discount | -$184 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cache County | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Smithfield, UT | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Lewiston, UT | $200 | $657 | $857 | $477 | $677 | $179 |
| Plymouth, UT | $2,000 | $523 | $2,523 | $380 | $2,380 | $143 |
| Franklin, ID | $300 | $529 | $829 | $384 | $684 | $144 |
| East Cache, UT | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Preston, ID | $100 | $657 | $757 | $477 | $577 | $179 |
| Willard, UT | $700 | $586 | $1,286 | $426 | $1,126 | $160 |
| Huntsville, UT | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Snowville, UT | $2,000 | $525 | $2,525 | $381 | $2,381 | $143 |
| Downey, ID | $500 | $436 | $936 | $317 | $817 | $119 |
| Sunset, UT | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Home Insurance Company Smithfield, UT | Homeowners Insurance Agency Smithfield, UT | Address | Popularity Score | Distance from Smithfield (miles) |
|---|---|---|---|---|
| Allstate | Krystal Neumayer | 1140 W Riverdale Rd Ste H, Ogden, UT, 84405 | 46.2 | |
| Allstate | Brian Weller | 880 S Main St Ste 130, Logan, UT, 84321 | 10.0 | |
| State Farm | Jay Carnahan | 1294 W 12th St, Ogden, UT, 84404-5416 | 41.5 | |
| Allstate | Trent Loveland | 10 S Main St, Brigham City, UT, 84302 | 23.4 | |
| Liberty Mutual Independent | Leavitt Group Of Northern Utah | 86 S Main St, Brigham City, UT, 84302 | 23.6 | |
| State Farm | Craig Speechly | 3619 Brinker Ave, Ogden, UT, 84403-2017 | 44.6 | |
| State Farm | Kaleb Kunz | 135 S Main St Ste 300, Logan, UT, 84321-5284 | 9.2 | |
| State Farm | Rigo Chaparro | 30 S Main St, Smithfield, UT, 84335-1937 | 4.9 | |
| State Farm | Mike Mangum | 555 E 5300 S Ste 1, Ogden, UT, 84405-4509 | 46.6 | |
| State Farm | Ralph Dunkley | 3103 Harrison Blvd, Ogden, UT, 84403-0826 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $410 | $840 | $430 |
| Cache County, UT | $202,400 | $699 | $510 | $990 | $480 |
| Smithfield, UT | $204,200 | $659 | $480 | $940 | $460 |
| Lewiston, UT | $179,700 | $665 | $480 | $950 | $470 |
| Plymouth, UT | $146,900 | $529 | $390 | $730 | $340 |
| Franklin, ID | $124,000 | $535 | $390 | $760 | $370 |
| East Cache, UT | $340,500 | $753 | $530 | $1,050 | $520 |
| Preston, ID | $163,200 | $665 | $480 | $920 | $440 |
| Willard, UT | $211,000 | $593 | $430 | $840 | $410 |
| Huntsville, UT | $334,000 | $740 | $510 | $1,040 | $530 |
| Snowville, UT | $148,400 | $531 | $360 | $730 | $370 |
| Downey, ID | $87,900 | $441 | $320 | $610 | $290 |
| Sunset, UT | $138,600 | $653 | $440 | $900 | $460 |