Gavop tells you how to get the best homeowners insurance in Wood County, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $123,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $141,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $216,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $332,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $596 |
| Superior Protection Discount | -$64 | $646 |
| Fire & Security Discount | -$71 | $639 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$142 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wood County | $700 | $702 | $1,402 | $510 | $1,210 | $192 |
| Wood County, WV | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Murphy, WV | $200 | $554 | $754 | $403 | $603 | $151 |
| Salisbury, OH | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Meigsville, OH | $400 | $638 | $1,038 | $464 | $864 | $174 |
| The Plains, OH | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Jacksonville, OH | $200 | $501 | $701 | $364 | $564 | $137 |
| Noble County, OH | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Murray City, OH | $200 | $451 | $651 | $327 | $527 | $123 |
| Summerfield, OH | $1,500 | $475 | $1,975 | $345 | $1,845 | $130 |
| Center, WV | $300 | $567 | $867 | $412 | $712 | $155 |
| Home Insurance Company Wood County, WV | Homeowners Insurance Agency Wood County, WV | Address | Popularity Score | Distance from Wood County (miles) |
|---|---|---|---|---|
| Erie | Ripley Insurance Centre | 128 Academy Drive, Ripley, WV, 25271 | 28.9 | |
| Travelers | Waters Insurance Agency | 1023 Garfield Ave, Parkersburg, WV, 26101 | 4.8 | |
| Erie | Barker Bradley Blinn Insurance | 2911 Emerson Avenue, Parkersburg, WV, 26104 | 5.2 | |
| State Farm | Darrin Campbell | 3657 Murdoch Ave, Parkersburg, WV, 26101-1026 | 6.0 | |
| Erie | Ashley Insurance Agency | P O Box 823, Spencer, WV, 25276 | 29.6 | |
| Allstate | Mark Mckinniss | 1809 Dupont Rd Ste 2, Parkersburg, WV, 26101 | 3.3 | |
| Erie | J W Potts Insurance Agency | 3210 Dudley Avenue Suite 200, Parkersburg, WV, 26104 | 5.2 | |
| State Farm | Jerry Parkins | 1630 Blizzard Dr, Parkersburg, WV, 26101-6427 | 2.5 | |
| State Farm | Gene Haynes | 3909 Emerson Ave Ste C, Parkersburg, WV, 26104-1162 | 5.4 | |
| Allstate | Harold Little | 3601 Emerson Ave, Parkersburg, WV, 26104 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,020 | $490 |
| Wood County, WV | $115,100 | $710 | $490 | $1,010 | $520 |
| Wood County, WV | $115,100 | $710 | $480 | $1,020 | $540 |
| Murphy, WV | $67,400 | $561 | $380 | $770 | $390 |
| Salisbury, OH | $68,000 | $700 | $500 | $1,000 | $500 |
| Meigsville, OH | $108,000 | $646 | $450 | $890 | $440 |
| The Plains, OH | $119,400 | $675 | $490 | $920 | $430 |
| Jacksonville, OH | $63,100 | $507 | $370 | $730 | $360 |
| Noble County, OH | $91,300 | $688 | $500 | $960 | $460 |
| Murray City, OH | $49,400 | $456 | $310 | $650 | $340 |
| Summerfield, OH | $56,100 | $481 | $320 | $660 | $340 |
| Center, WV | $70,400 | $574 | $410 | $790 | $380 |