How Can I Make My Bradford, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bradford, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Bradford, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $22,000 $20,000 $25,000-$50,000
2 Bedroom $67,500 $50,000 $50,000-$75,000
3 Bedroom $58,000 $50,000 $50,000-$75,000
4 Bedroom $135,000 $110,000 $125,000-$150,000
5 Bedroom $171,500 $160,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Bradford, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $592
Superior Protection Discount -$64 $649
Fire & Security Discount -$64 $649
Hail Resistant Roof Discount -$21 $692
Newly Constructed Home Discount -$178 $535

Choose the Right Deductible for your Bradford, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
McKean County $700 $828 $1,528 $602 $1,302 $226
Bradford, PA $2,000 $705 $2,705 $512 $2,512 $193
Salamanca, NY $2,000 $940 $2,940 $683 $2,683 $257
Roulette, PA $200 $555 $755 $404 $604 $152
Ellicott, NY $1,500 $948 $2,448 $689 $2,189 $259
Delevan, NY $100 $583 $683 $424 $524 $159
Genesee, PA $700 $618 $1,318 $449 $1,149 $169
Charlotte, NY $200 $585 $785 $425 $625 $160
Houghton, NY $700 $590 $1,290 $429 $1,129 $161
Forestville, NY $400 $585 $985 $425 $825 $160
Columbus, PA $1,000 $586 $1,586 $426 $1,426 $160

Identify Top Home Insurance Agents near Bradford, PA | Back to Top

Home Insurance Company Bradford, PA Homeowners Insurance Agency Bradford, PA Address Popularity Score Distance from Bradford (miles)
State Farm Mark Phillips 231 Liberty St, Warren, PA, 16365-2389
27.3
Travelers Calvert Pearson Insurance Group 712 Pennsylvania Ave W, Warren, PA, 16365
27.8
Erie Williams Agency 509 E Main Street, Bradford, PA, 16701
0.9
Travelers Calvert Pearson Insurance Group 712 Pennsylvania Ave W, Warren, PA, 16365
27.8
State Farm Ryan Callahan 611 E Main St, Bradford, PA, 16701-1841
1.1
Erie W E Swanson Agency Inc 23 Fraley Street, Kane, PA, 16735
23.0
State Farm Adam Johnson 302 E 4th St Ste 101, Emporium, PA, 15834-1514
37.5
Travelers Marshall Insurance Services Inc 44 Bolivar Dr , Bradford, PA, 16701
1.6
Travelers Marshall Insurance Services Inc 44 Bolivar Drive, Bradford, PA, 16701
1.5
Erie Nesmith Insurance Agency 215 Pennsylvania Avenue E, Warren, PA, 16365
26.9

Compare Rates for Bradford, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $500 $1,060 $560
McKean County, PA $77,100 $838 $570 $1,160 $590
Bradford, PA $58,400 $713 $490 $1,020 $530
Salamanca, NY $65,700 $952 $650 $1,300 $650
Roulette, PA $87,300 $562 $380 $800 $420
Ellicott, NY $87,600 $960 $650 $1,370 $720
Delevan, NY $95,500 $590 $420 $840 $420
Genesee, PA $112,500 $625 $430 $870 $440
Charlotte, NY $81,600 $592 $400 $850 $450
Houghton, NY $112,200 $597 $440 $840 $400
Forestville, NY $80,400 $592 $410 $850 $440
Columbus, PA $99,200 $593 $430 $820 $390