Gavop's guide to buying homeowners insurance in Henderson County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Henderson County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2050N, Co Rd 3000 N, 2750N, Front St, 1st St, 690E, 655E, 1700N, 2050 N, Third St | $144,000 | $120,000 | $125,000-$150,000 | $92,000 | $70,000 | $75,000-$100,000 |
| 1750N, Warren St, Main St, Main St, 1150 E, Newark St, 1700E, E Grove St, Vine St, Raritan St | $117,500 | $100,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| E 1500, 1150E, Co Rd 8, Don Annegers Rd, Co Rd 2, State Rte 94, 1150 N, 1675E, 2000 E, 1675 N | $89,000 | $80,000 | $75,000-$100,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Trenton St, 1950 E, 100N, 300 N, 900 E, 1050N, 2750 N, 1st Ave, 1450E, S Broadway St | $162,000 | $140,000 | $150,000-$175,000 | $71,500 | $60,000 | $75,000-$100,000 |
| State Rte 164, 1325E, 1500 N, Wever St, 2nd St, Co Rd 9, Ellison, 1600N, Russell St, Cole St | $75,500 | $60,000 | $75,000-$100,000 | $89,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $762 |
| Home and Two Car | -$133 | $696 |
| Home and Three Car | -$199 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Henderson County, IL | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Carman, IL | $100 | $622 | $722 | $452 | $552 | $170 |
| Tompkins, IL | $1,500 | $577 | $2,077 | $419 | $1,919 | $158 |
| Aledo, IL | $400 | $630 | $1,030 | $458 | $858 | $172 |
| Hancock County, IL | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Port Louisa, IA | $500 | $870 | $1,370 | $633 | $1,133 | $238 |
| Marietta, IL | $1,000 | $492 | $1,492 | $358 | $1,358 | $134 |
| Littleton, IL | $300 | $500 | $800 | $363 | $663 | $137 |
| Farmington, IL | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Golden, IL | $300 | $582 | $882 | $423 | $723 | $159 |
| South Rock Island, IL | $1,000 | $619 | $1,619 | $450 | $1,450 | $169 |
| Home Insurance Company Henderson County, IL | Homeowners Insurance Agency Henderson County, IL | Address | Popularity Score | Distance from Henderson County (miles) |
|---|---|---|---|---|
| Allstate | Bi County Insurance | Po Box 70, Biggsville, IL, 61418 | 4.6 | |
| Travelers | Mudd Insurance Group Inc | 102 W 5th St, Bowen, IL, 62316 | 40.8 | |
| State Farm | Rob Williams | 261 N Broad St Ste 59, Galesburg, IL, 61401-4556 | 31.2 | |
| Allstate | Stacy Foxall | 28 W Side Square, Macomb, IL, 61455 | 28.3 | |
| State Farm | Neil Ferrari | 1007 4th St W, Milan, IL, 61264-2321 | 47.3 | |
| Travelers | Mudd Insurance Group Inc | 102 W 5th St, Bowen, IL, 62316 | 40.8 | |
| State Farm | Scott Peet | 1978 N Henderson St, Galesburg, IL, 61401-1325 | 31.0 | |
| State Farm | Brian Yontz | 2001 N Main St, Lewistown, IL, 61542-9625 | 49.6 | |
| Allstate | Marting Insurance | 1235 Mulholland, Nauvoo, IL, 62354 | 29.7 | |
| Allstate | Kraigg Knary | 4110 Blackhawk Rd Ste 1, Rock Island, IL, 61201 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,210 | $640 |
| Henderson County, IL | $88,100 | $828 | $600 | $1,170 | $570 |
| Henderson County, IL | $88,100 | $828 | $550 | $1,170 | $620 |
| Carman, IL | $94,300 | $630 | $460 | $900 | $440 |
| Tompkins, IL | $81,800 | $584 | $430 | $800 | $370 |
| Aledo, IL | $96,600 | $638 | $470 | $910 | $440 |
| Hancock County, IL | $85,100 | $828 | $600 | $1,150 | $550 |
| Port Louisa, IA | $155,900 | $881 | $630 | $1,250 | $620 |
| Marietta, IL | $61,000 | $498 | $360 | $680 | $320 |
| Littleton, IL | $62,900 | $506 | $340 | $720 | $380 |
| Farmington, IL | $104,100 | $663 | $440 | $910 | $470 |
| Golden, IL | $83,100 | $589 | $420 | $820 | $400 |
| South Rock Island, IL | $107,400 | $627 | $450 | $860 | $410 |