Gavop tells you how to get the best homeowners insurance in Mechanicsburg, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $252,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $364,500 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $187,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $587 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$48 | $635 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$164 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Mechanicsburg, PA | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Wellsville, PA | $400 | $715 | $1,115 | $520 | $920 | $195 |
| Linglestown, PA | $2,000 | $698 | $2,698 | $507 | $2,507 | $191 |
| Conewago, PA | $100 | $648 | $748 | $471 | $571 | $177 |
| North Newton, PA | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Cashtown, PA | $400 | $761 | $1,161 | $553 | $953 | $208 |
| Parkville, PA | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Paxtonville, PA | $200 | $662 | $862 | $481 | $681 | $181 |
| Pen Mar, PA | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Fawn Grove, PA | $200 | $754 | $954 | $548 | $748 | $206 |
| , PA | $700 | $491 | $1,191 | $357 | $1,057 | $134 |
| Home Insurance Company Mechanicsburg, PA | Homeowners Insurance Agency Mechanicsburg, PA | Address | Popularity Score | Distance from Mechanicsburg (miles) |
|---|---|---|---|---|
| Travelers | Mcnamara Financial | 555 Ryan Run Rd Ste 101a, York, PA, 17404 | 19.7 | |
| State Farm | Louise White | 301 Main St Ste H, Landisville, PA, 17538-1356 | 32.5 | |
| State Farm | Rip Lawhead | 2524 Willow St Pike N Unit 1, Willow Street, PA, 17584-9226 | 42.3 | |
| State Farm | Rick Milanak | 2466 New Holland Pike, Lancaster, PA, 17601-5936 | 42.5 | |
| State Farm | Mel Carwile | 80 Abbeyville Rd, Lancaster, PA, 17603-4728 | 37.5 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 3.5 | |
| State Farm | Bob May | 3821 Market St, Camp Hill, PA, 17011-4328 | 3.5 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Rd, Camp Hill, PA, 17011 | 4.2 | |
| Farmers | Deron Scheidler | 5000 Ritter Rd Ste 202, Mechanicsburg, PA, 17055 | 2.5 | |
| State Farm | Andy Brenner | 465 Locust St, Columbia, PA, 17512-1224 | 29.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Cumberland County, PA | $194,100 | $764 | $540 | $1,090 | $550 |
| Mechanicsburg, PA | $164,700 | $683 | $470 | $950 | $480 |
| Wellsville, PA | $159,200 | $724 | $500 | $1,030 | $530 |
| Linglestown, PA | $178,300 | $707 | $500 | $970 | $470 |
| Conewago, PA | $150,000 | $656 | $470 | $900 | $430 |
| North Newton, PA | $186,800 | $775 | $560 | $1,100 | $540 |
| Cashtown, PA | $184,000 | $770 | $550 | $1,090 | $540 |
| Parkville, PA | $151,900 | $659 | $470 | $910 | $440 |
| Paxtonville, PA | $132,600 | $670 | $480 | $950 | $470 |
| Pen Mar, PA | $197,400 | $794 | $560 | $1,140 | $580 |
| Fawn Grove, PA | $180,300 | $763 | $560 | $1,060 | $500 |
| , PA | $64,700 | $497 | $340 | $690 | $350 |