How Can I Make My Otter Tail County, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Otter Tail County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Otter Tail County, MN Home Insurance Coverage Levels | Back to Top

Otter Tail County, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
4 1/2 Ave NW, Girard Beach Rd, Twp Rd 1182, Mar Tee Beach Rd, Parkdale Beach Rd, Lake Ave, S Union Ave, W Main Ave, E Soo St, Co Hwy 119 $142,500 $130,000 $150,000-$175,000 $196,000 $170,000 $175,000-$200,000
E Washington Ave, Cedar Point Ln, Co Rd 130, 8th Ave SE, Cty Hwy 50, Maplehurst Dr, W Stalker Rd, Lutheran Island Camp Rd, Wodeno Ln, S Lake Olaf Rd $116,000 $100,000 $75,000-$100,000 $84,500 $80,000 $75,000-$100,000
Kolstad Rd, 220th St, 375 St, Paler Rd, Bankers Ln, Swan View Rd, E Jewett Dr, 130th St, Co Rd 5, Heartland Rd $108,000 $90,000 $75,000-$100,000 $68,500 $60,000 $50,000-$75,000
Breuer Ave, Co Rd 12, Bald Eagle Loop, Broadwater Dr, 485th Ave, N Main St, River Pointe Trl, Main Ave E, 267th Ave, Friberg Ave $132,500 $120,000 $100,000-$125,000 $134,500 $120,000 $125,000-$150,000
Pleasant View Ln, W Church St, Crystal Hills Ln, 225th St, 248th Ave, 130th St, 539th Ave, 180th St, Co Rd 67, 155th Ave $152,000 $140,000 $150,000-$175,000 $173,000 $150,000 $125,000-$150,000
Lund St, Whitetail Ln, Red Oak Ln, 2nd St S, S 5th Ave, 506th St, 113th St, 245th St, 428th St, 185th St $164,500 $150,000 $150,000-$175,000 $112,000 $100,000 $100,000-$125,000
Iverson Lake Rd, Sawmill Rd, 6th St SE, Well Dr, E Cecil Ave, Water St, Hillview Dr, N Eagle Lake Rd, Monarch Rd, 160th St $268,500 $220,000 $200,000-$250,000 $167,000 $150,000 $125,000-$150,000
Top of the Red Dr, Linden Shore Rd, Canterbury Sands Trl, Fremont St, Block Lake Loop, Hummingbird Ln, 370th St, State Hwy 106 S, Co Hwy 18, Lake Six Rd $216,000 $190,000 $175,000-$200,000 $107,500 $90,000 $100,000-$125,000
540th Ave, W Lincoln Ave, 645 Ave, N Hayes Ave, N Mill St, Lida Shore Loop, Woodland Dr, Fish Lake Trl, N 4th Ave, Co Hwy 88 $177,000 $170,000 $150,000-$175,000 $164,500 $150,000 $125,000-$150,000
Stage St, Brenvei Dr, Devils Lake Rd, Eagle Lake Ln, White Oak Ln, Coney Island Trl, 316th Ave, 4th St NE, Percheron Ln, Oak St $173,000 $150,000 $175,000-$200,000 $160,000 $130,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Otter Tail County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$173 $846
Superior Protection Discount -$102 $917
Fire & Security Discount -$71 $948
Hail Resistant Roof Discount -$20 $999
Newly Constructed Home Discount -$204 $815

Choose the Right Deductible for your Otter Tail County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Otter Tail County $1,500 $1,007 $2,507 $732 $2,232 $275
Otter Tail County, MN $1,500 $1,007 $2,507 $732 $2,232 $275
Buse, MN $200 $1,204 $1,404 $875 $1,075 $329
Trondhjem, MN $2,500 $1,097 $3,597 $797 $3,297 $300
Wadena, MN $200 $713 $913 $518 $718 $195
Barrett, MN $2,500 $614 $3,114 $446 $2,946 $168
Manston, MN $500 $1,064 $1,564 $773 $1,273 $291
Brandrup, MN $500 $783 $1,283 $569 $1,069 $214
Solem, MN $1,500 $1,065 $2,565 $774 $2,274 $291
Todd County, MN $100 $812 $912 $590 $690 $222
Two Inlets, MN $700 $1,311 $2,011 $953 $1,653 $358

Identify Top Home Insurance Agents near Otter Tail County, MN | Back to Top

Home Insurance Company Otter Tail County, MN Homeowners Insurance Agency Otter Tail County, MN Address Popularity Score Distance from Otter Tail County (miles)
Liberty Mutual Independent Dilley Zimny Insurance 809 Broadway St, Alexandria, MN, 56308
39.6
Travelers Hendricks Insurance Agency 215 Central Ave, Osakis, MN, 56360
45.9
Allstate Billmarks Lakes Area Insurance Inc 913 Broadway St, Alexandria, MN, 56308
39.6
Farmers David Hiney 1119 Jackson Ave, Detroit Lakes, MN, 56501
28.7
Allstate Rohde Insurance Services 1213 N Union Ave, Fergus Falls, MN, 56537
19.0
Allstate Itasca Region Insurance Agency 1012 1st St E # 34, Park Rapids, MN, 56470
48.0
Travelers Amp Insurance 920 Pebble Lake Rd, Fergus Falls, MN, 56357
18.8
Travelers Ebner Insurance 20 Jefferson St S, Wadena, MN, 56482
27.7
State Farm Dwain Schuette 1306 Broadway St, Alexandria, MN, 56308-2534
39.9
Travelers Ebner Insurance 20 Jefferson St S, Wadena, MN, 56482
27.7

Compare Rates for Otter Tail County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,700 $850
Otter Tail County, MN $170,900 $1,019 $700 $1,420 $720
Otter Tail County, MN $170,900 $1,019 $720 $1,460 $740
Buse, MN $208,600 $1,219 $890 $1,740 $850
Trondhjem, MN $175,000 $1,110 $770 $1,590 $820
Wadena, MN $89,600 $722 $490 $1,000 $510
Barrett, MN $73,100 $621 $450 $880 $430
Manston, MN $165,600 $1,077 $720 $1,530 $810
Brandrup, MN $102,100 $793 $550 $1,100 $550
Solem, MN $165,900 $1,078 $770 $1,480 $710
Todd County, MN $141,000 $822 $570 $1,170 $600
Two Inlets, MN $246,200 $1,327 $890 $1,880 $990

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