Gavop's guide to buying homeowners insurance in Milton, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Milton, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Morning Kill Run, Van Brummel Ln, Paisley Rd, Van Tassell Ln, Deer Run Dr, Oakwood Ct, Hudson Ln, Old Glory Ln, Co Rd 47, Lowell St | $241,500 | $220,000 | $200,000-$250,000 | $150,000 | $140,000 | $125,000-$150,000 |
| Kristen Rd, Dewar Rd, Margaret Dr N, Freedom Ct, Glowegee Dr, Remsen St, Falsetto Ct, Ralph St, Acland Blvd, Van Buren St | $187,000 | $170,000 | $150,000-$175,000 | $126,500 | $110,000 | $125,000-$150,000 |
| Marshall Pl, Beech, Citation Way, Birchtree Ln, Rock City Rd, Crestline Dr, Margaret Dr S, Wheeler Creek Ct, Trottingham Dr, Columbia Ave | $214,000 | $200,000 | $200,000-$250,000 | $104,500 | $100,000 | $100,000-$125,000 |
| Meadowlark Dr, Co Rd 50, Locust Ct, Margaret Dr, Kaatskill Way, Atomic Project Rd, Florence Dr, Lee St, Franklin St, Fenwick St | $249,500 | $200,000 | $200,000-$250,000 | $126,500 | $120,000 | $100,000-$125,000 |
| Trottingham Rd, Texacana Rd, Margaret Dr N, Birchwood Ln, Columbia Ave, E Grove St, Milton Oaks Dr, Trieble Ave, Malta Ave, Coachman Dr | $171,000 | $150,000 | $175,000-$200,000 | $192,000 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $635 |
| Home and Two Car | -$119 | $579 |
| Home and Three Car | -$167 | $530 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Milton, NY | Homeowners Insurance Agency Milton, NY | Address | Popularity Score | Distance from Milton (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Ten Eyck Group | 1924 Western Ave, Albany, NY, 12203 | 24.3 | |
| Allstate | Kinney Agency | 3027 State Route 4, Hudson Falls, NY, 12839 | 24.9 | |
| Erie | Lighthouse Insurance Agency Llc | 4 Main Street, Ballston Lake, NY, 12019 | 9.4 | |
| Allstate | Tim Berryhill | 1789 Western Ave, Albany, NY, 12203 | 24.6 | |
| State Farm | Sherry Hoffman | 418 Geyser Road, Ballston Spa, NY, 12020-6002 | 2.7 | |
| Travelers | Streever Agency Inc | 84 Milton Ave, Ballston Spa, NY, 12020 | 3.9 | |
| Travelers | Personal Coverage Inc | 220 Church Street, Ballston Spa, NY, 12020 | 4.5 | |
| Travelers | Warner & Foley Inc | 43 Mall, West Sand Lake, NY, 12196 | 31.3 | |
| Allstate | Eric C. Woods | 636 Delaware Ave, Delmar, NY, 12054 | 29.8 | |
| Travelers | Dinsmore Agency Inc | 467 Troy-Schenectady Rd, Latham, NY, 12110 | 21.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Saratoga County, NY | $243,600 | $893 | $600 | $1,220 | $620 |
| Milton, NY | $194,000 | $698 | $500 | $1,000 | $500 |
| Edinburg, NY | $237,700 | $906 | $610 | $1,280 | $670 |
| Schaghticoke, NY | $177,800 | $656 | $450 | $920 | $470 |
| Mariaville Lake, NY | $187,500 | $731 | $500 | $1,040 | $540 |
| Waterford, NY | $208,400 | $669 | $490 | $920 | $430 |
| Hadley, NY | $166,000 | $676 | $460 | $930 | $470 |
| Queensbury, NY | $223,900 | $716 | $490 | $990 | $500 |
| Warrensburg, NY | $138,100 | $624 | $440 | $880 | $440 |
| Sandgate, VT | $177,100 | $711 | $510 | $1,020 | $510 |
| Canajoharie, NY | $99,300 | $591 | $420 | $820 | $400 |
| Pownal, VT | $166,200 | $689 | $460 | $970 | $510 |