Gavop's guide to buying homeowners insurance in Freeburg, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Freeburg, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Cherry St, Cletus St, Rocky Ford Rd, S East St, Heather Hill Ct, Frieda Ln, Stone Ln, Golden Bear Ct, Silver St, Park Rd | $171,000 | $140,000 | $125,000-$150,000 | $186,000 | $150,000 | $175,000-$200,000 |
| N State St, Pro Tour Dr, Obstweg Dr, Bauer Lakes Ct, Tenth Fairway Ct, Muellers Ln, Lakeview Dr, Turkey Hill Ln, Rentchler Rd, Wingmead Dr | $304,500 | $290,000 | $300,000-$350,000 | $225,000 | $190,000 | $250,000-$300,000 |
| N Monroe St, Graner St, N Julia St, Karch Rd, S Vine St, Wild Cherry Ln, S Hickory St, Anzio Cir, Kraft Rd, Wyndrose Dr | $169,500 | $150,000 | $175,000-$200,000 | $192,500 | $160,000 | $200,000-$250,000 |
| Co Rd 20, River King Dr, Breckenridge St, S Lincoln St, Triple Oaks Ln, Kennel Dr, Willow Springs Ln, Douglas Freeburg Rd, Suzanne Dr, W St Clair St | $126,500 | $110,000 | $100,000-$125,000 | $105,000 | $90,000 | $75,000-$100,000 |
| Campsite Rd, Angio Dr, Harris Ct, Smokehouse Way, N Pitts St, Hickory Dr, E High St, Roan Hill Cir, Palomino Ln, N Railroad St | $237,500 | $200,000 | $200,000-$250,000 | $212,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $636 |
| Home and Two Car | -$118 | $574 |
| Home and Three Car | -$173 | $518 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company Freeburg, IL | Homeowners Insurance Agency Freeburg, IL | Address | Popularity Score | Distance from Freeburg (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 8.1 | |
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 25.8 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 9.3 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 38.0 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 9.3 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 9.5 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 7.2 | |
| Travelers | Petri Insurance | 119 W Mill St, Waterloo, IL, 62298 | 16.9 | |
| State Farm | Kate Elder | 1040 Carlyle Ave, Belleville, IL, 62221-5533 | 6.9 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| St. Clair County, IL | $122,600 | $697 | $470 | $980 | $510 |
| Freeburg, IL | $165,800 | $691 | $500 | $950 | $450 |
| Monroe County, IL | $195,500 | $852 | $570 | $1,200 | $630 |
| Riverview, MO | $56,200 | $770 | $530 | $1,100 | $570 |
| Richmond Heights, MO | $244,600 | $933 | $630 | $1,320 | $690 |
| Rock Hill, MO | $176,000 | $1,160 | $780 | $1,590 | $810 |
| Sunset Hills, MO | $365,800 | $953 | $680 | $1,320 | $640 |
| Imperial, MO | $168,000 | $811 | $560 | $1,150 | $590 |
| Joachim, MO | $150,700 | $922 | $640 | $1,270 | $630 |
| Pinckneyville No. 3, IL | $78,300 | $571 | $380 | $790 | $410 |
| Shoal Creek, IL | $76,100 | $562 | $380 | $770 | $390 |
| Clarkson Valley, MO | $614,400 | $2,806 | $1,990 | $3,980 | $1,990 |