Gavop tells you how to get the best homeowners insurance in Kings County, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $175,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $256,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $211,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $398,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $497 |
| Superior Protection Discount | -$61 | $553 |
| Fire & Security Discount | -$55 | $559 |
| Hail Resistant Roof Discount | -$12 | $602 |
| Newly Constructed Home Discount | -$135 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kings County | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Kings County, CA | $1,500 | $607 | $2,107 | $441 | $1,941 | $166 |
| Home Garden, CA | $500 | $512 | $1,012 | $372 | $872 | $140 |
| Lost Hills, CA | $1,000 | $519 | $1,519 | $377 | $1,377 | $142 |
| Caruthers, CA | $500 | $597 | $1,097 | $434 | $934 | $163 |
| Fowler, CA | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Lindsay, CA | $100 | $1,034 | $1,134 | $751 | $851 | $283 |
| Sultana, CA | $2,500 | $433 | $2,933 | $314 | $2,814 | $118 |
| Delano-McFarland, CA | $200 | $599 | $799 | $435 | $635 | $164 |
| Porterville, CA | $400 | $1,343 | $1,743 | $976 | $1,376 | $367 |
| Woodlake, CA | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Home Insurance Company Kings County, CA | Homeowners Insurance Agency Kings County, CA | Address | Popularity Score | Distance from Kings County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Buckman-Mitchell Inc | 500 N Santa Fe St, Visalia, CA, 93292 | 34.6 | |
| Farmers | Julie Chavez | 312 E King Ave, Tulare, CA, 93274 | 28.0 | |
| Travelers | Kingsburg Insurance Agency | 1398 Smith Street, Kingsburg, CA, 93631 | 33.9 | |
| Travelers | Mackey & Mackey Insurance | 450 Kings County Dr 101, Hanford, CA, 93230 | 19.6 | |
| State Farm | Karen Barry-Ennis | 1205 E Olive Ave, Fresno, CA, 93728-3608 | 47.3 | |
| Travelers | Reedley Insurance Agency | 1146 G St, Reedley, CA, 93654 | 41.4 | |
| State Farm | Rose M Quinonez | 1635 E Prosperity Ave Ste A, Tulare, CA, 93274-2344 | 29.5 | |
| State Farm | Ramona Herrera | 551 Central Ave, Shafter, CA, 93263-2121 | 49.6 | |
| Allstate | Geena Cha | 2511 E Lamona Ave, Fresno, CA, 93703 | 47.5 | |
| State Farm | Ruth Ramos | 1071 7th St, Wasco, CA, 93280-1933 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kings County, CA | $185,600 | $614 | $450 | $840 | $390 |
| Kings County, CA | $185,600 | $614 | $450 | $840 | $390 |
| Home Garden, CA | $108,100 | $518 | $380 | $700 | $320 |
| Lost Hills, CA | $112,000 | $525 | $390 | $710 | $320 |
| Caruthers, CA | $164,100 | $604 | $450 | $820 | $370 |
| Fowler, CA | $234,400 | $648 | $480 | $880 | $400 |
| Lindsay, CA | $148,100 | $1,046 | $770 | $1,420 | $650 |
| Sultana, CA | $68,600 | $438 | $320 | $600 | $280 |
| Delano-McFarland, CA | $165,600 | $606 | $450 | $820 | $370 |
| Porterville, CA | $162,500 | $1,359 | $1,010 | $1,850 | $840 |
| Woodlake, CA | $141,300 | $967 | $720 | $1,310 | $590 |