How Can I Make My New Iberia, LA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in New Iberia, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your New Iberia, LA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $130,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $275,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $244,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in New Iberia, LA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $1,028 |
| Superior Protection Discount | -$120 | $1,076 |
| Fire & Security Discount | -$84 | $1,111 |
| Hail Resistant Roof Discount | -$24 | $1,171 |
| Newly Constructed Home Discount | -$239 | $956 |
Choose the Right Deductible for your New Iberia, LA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iberia Parish | $700 | $1,186 | $1,886 | $862 | $1,562 | $324 |
| New Iberia, LA | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Cade, LA | $100 | $679 | $779 | $493 | $593 | $185 |
| Sorrel, LA | $700 | $772 | $1,472 | $561 | $1,261 | $211 |
| Milton, LA | $300 | $1,790 | $2,090 | $1,301 | $1,601 | $489 |
| Charenton, LA | $2,000 | $1,103 | $3,103 | $801 | $2,801 | $301 |
| Breaux Bridge, LA | $500 | $950 | $1,450 | $691 | $1,191 | $260 |
| Lafayette, LA | $1,000 | $1,348 | $2,348 | $979 | $1,979 | $368 |
| Scott, LA | $500 | $1,000 | $1,500 | $727 | $1,227 | $273 |
| Estherwood, LA | $1,500 | $756 | $2,256 | $549 | $2,049 | $207 |
| Melville, LA | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Eunice, LA | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
Identify Top Home Insurance Agents near New Iberia, LA | Back to Top
| Home Insurance Company New Iberia, LA | Homeowners Insurance Agency New Iberia, LA | Address | Popularity Score | Distance from New Iberia (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Djw Insurance Agency Inc | 105 W Main St New Iberia, New Iberia, LA, 70560 | 0.2 | |
| Allstate | Mike Stewart | 6004 Perkins Rd Ste B1, Baton Rouge, LA, 70808 | 49.9 | |
| State Farm | Stephanie Moore | 803a S Lewis St, New Iberia, LA, 70560-4838 | 6.2 | |
| State Farm | Erik Guillory | 176 Heritage Ste E, Broussard, LA, 70518-8046 | 9.3 | |
| State Farm | James Meche | 250 W Plaquemine St, Church Point, LA, 70525-2935 | 36.6 | |
| Allstate | Larry Rader | 201 E Admiral Doyle Dr, New Iberia, LA, 70560 | 1.3 | |
| Allstate | John Guillory | 721 W Laurel Ave, Eunice, LA, 70535 | 49.3 | |
| Allstate | Bryan Pullaro | 1200 Victor Ii Blvd Ste 1100, Morgan City, LA, 70380 | 42.9 | |
| Allstate | Gilbert Doc Thomas Jr | 1403 Bank Ave, New Iberia, LA, 70560 | 1.1 | |
| State Farm | Duane Scott | 1104 N Victor Ii Blvd, Morgan City, LA, 70380-1331 | 42.7 |
Compare Rates for New Iberia, LA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Iberia Parish, LA | $106,700 | $1,201 | $840 | $1,730 | $890 |
| New Iberia, LA | $106,100 | $1,195 | $840 | $1,720 | $880 |
| Cade, LA | $56,100 | $687 | $480 | $990 | $510 |
| Sorrel, LA | $62,900 | $781 | $550 | $1,120 | $570 |
| Milton, LA | $178,100 | $1,812 | $1,270 | $2,610 | $1,340 |
| Charenton, LA | $90,000 | $1,116 | $780 | $1,610 | $830 |
| Breaux Bridge, LA | $169,300 | $962 | $670 | $1,390 | $720 |
| Lafayette, LA | $172,500 | $1,364 | $950 | $1,960 | $1,010 |
| Scott, LA | $145,700 | $1,012 | $710 | $1,460 | $750 |
| Estherwood, LA | $61,700 | $765 | $540 | $1,100 | $560 |
| Melville, LA | $59,100 | $729 | $510 | $1,050 | $540 |
| Eunice, LA | $97,100 | $848 | $590 | $1,220 | $630 |
Research Home Insurance Companies Reviews in New Iberia, LA Before Buying | Back to Top
Share a review on your home insurance company
MetLife Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I'm not sure how others compare but our deductible is $1,000. Our premium is included in our mortgage. I believe it is $1,300/yr. I feel $1,000 deductible is extremely high.
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The amount we pay was average compared to other companies. It wasn't the lowest nor the highest premium. It was an acceptable price range and made sense for what it supposedly provided.
AAA Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I haven't ever compared anything but price, the price is comparable to what my friends and family pay so that is why I assumed they all stink like mine does.
Nationwide Home Insurance Reviews
Date: October 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
They are actually extremely responsive and have always been able to help me solve any of the issues I am having. Any time I have to deal with them they are extremely wonderful to work with, its rather surprising.
State Farm Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have been pretty satisfied with my home insurance company. I have not needed to utilize their services yet but have had them for years and use them for other insurance purposes like car.
Amica Mutual Insurance Home Insurance Reviews
Date: August 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
For the insurer, a higher deductible means you are responsible for a greater amount of your initial health care costs, saving them money. For you, the benefit comes in lower monthly premiums.