Gavop's guide to buying homeowners insurance in Dardanelle, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dardanelle, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Liberty Rd, Carden Bottoms (58) Rd, State St, Burgandy Rd, Humpback Rd, Co Rd 58, Tucker, Kentucky Rd, Bandy Ln, Fs 96059A Rd | $109,000 | $100,000 | $75,000-$100,000 | $73,500 | $70,000 | $50,000-$75,000 |
| W Ar 155 Hwy, Gravelridge Ln, Jackson Ln, Fs 96017B Rd, S 3rd St, Petillo St, Winterwood Dr, Old Hwy 7 S, Coffey Ln, Gabriel Cir | $122,500 | $110,000 | $100,000-$125,000 | $105,000 | $90,000 | $125,000-$150,000 |
| 5th Ave, 6th St, S 4th St, Boyce Manor Cir, Dennis Ln, Co Rd 428, Antique Ln, N 5th St, Majors St, Co Rd 306 | $95,000 | $80,000 | $75,000-$100,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Daybreak Ln, West St, Copperhead Rd, N West St, Mountain Pine Dr, Winterwood Cir, Eastgate Cir, Rock St, Country Oaks Dr, Dardanelle Dam Rd | $159,500 | $130,000 | $150,000-$175,000 | $101,500 | $80,000 | $75,000-$100,000 |
| Country Loop, Dawson St, Co Rd 907, Brabec Rd, N Bluff Rd, Fs 1626A Rd, Pullen Pond Rd, Hardturn Ln, Omega Rd, Quay St | $150,500 | $130,000 | $175,000-$200,000 | $76,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $665 |
| Superior Protection Discount | -$81 | $729 |
| Fire & Security Discount | -$81 | $729 |
| Hail Resistant Roof Discount | -$24 | $786 |
| Newly Constructed Home Discount | -$203 | $608 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Dardanelle, AR | Homeowners Insurance Agency Dardanelle, AR | Address | Popularity Score | Distance from Dardanelle (miles) |
|---|---|---|---|---|
| Travelers | Csi Insurance | 700 E Parkway, Russellville, AR, 72811 | 5.9 | |
| State Farm | Jay Bernard | 1150 Bob Courtway Dr Ste 200, Conway, AR, 72032-4778 | 45.2 | |
| State Farm | Ike Eisenhauer | 4705 N Highway 7, Hot Springs Village, AR, 71909 | 39.6 | |
| Travelers | Csi Insurance | 915 South Arkansas, Russellville, AR, 72811 | 3.3 | |
| State Farm | Ike Eisenhauer | 4705 N Highway 7, Hot Springs, AR, 71909-9408 | 39.6 | |
| Farmers | Scott Dorminy | 2300 W Main St Ste 3, Russellville, AR, 72801 | 5.1 | |
| State Farm | Ancel Carlon | 705 E Broadway St, Morrilton, AR, 72110-3613 | 26.5 | |
| Allstate | Heffington Insurance Inc | 2911 W Commercial St, Ozark, AR, 72949 | 41.7 | |
| State Farm | Marlene Pfeifer | 804 South Atlanta, Danville, AR, 72833 | 15.9 | |
| Farmers | Joe Tillman | 1050 Bob Courtway Dr Ste 108, Conway, AR, 72032 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,500 | $710 |
| Yell County, AR | $100,300 | $842 | $600 | $1,200 | $600 |
| Dardanelle, AR | $129,900 | $811 | $590 | $1,110 | $520 |
| Phoenix, AR | $102,100 | $1,011 | $680 | $1,440 | $760 |
| Pittsburg, AR | $87,100 | $937 | $650 | $1,320 | $670 |
| Ferguson, AR | $84,100 | $922 | $660 | $1,280 | $620 |
| Adona, AR | $82,200 | $912 | $660 | $1,260 | $600 |
| Houston, AR | $72,500 | $862 | $580 | $1,200 | $620 |
| Rankin, AR | $119,600 | $1,093 | $780 | $1,550 | $770 |
| Wiederkehr Village, AR | $120,800 | $1,098 | $760 | $1,530 | $770 |
| Watalula, AR | $70,800 | $853 | $620 | $1,220 | $600 |
| Barnett, AR | $135,800 | $1,166 | $850 | $1,610 | $760 |