Gavop tells you how to get the best homeowners insurance in Hopkins County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $176,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $333,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $1,152 |
| Superior Protection Discount | -$122 | $1,233 |
| Fire & Security Discount | -$122 | $1,233 |
| Hail Resistant Roof Discount | -$27 | $1,328 |
| Newly Constructed Home Discount | -$312 | $1,044 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hopkins County | $700 | $1,339 | $2,039 | $973 | $1,673 | $366 |
| Hopkins County, TX | $1,500 | $1,339 | $2,839 | $973 | $2,473 | $366 |
| West Tawakoni, TX | $500 | $1,259 | $1,759 | $915 | $1,415 | $344 |
| Mount Pleasant, TX | $1,000 | $990 | $1,990 | $720 | $1,720 | $271 |
| Reno, TX | $300 | $1,618 | $1,918 | $1,176 | $1,476 | $442 |
| Wills Point, TX | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Detroit, TX | $500 | $1,327 | $1,827 | $964 | $1,464 | $363 |
| Leonard, TX | $200 | $983 | $1,183 | $715 | $915 | $269 |
| Hideaway, TX | $1,500 | $1,777 | $3,277 | $1,292 | $2,792 | $486 |
| Upshur County, TX | $300 | $1,395 | $1,695 | $1,014 | $1,314 | $381 |
| Farmersville, TX | $700 | $967 | $1,667 | $703 | $1,403 | $264 |
| Home Insurance Company Hopkins County, TX | Homeowners Insurance Agency Hopkins County, TX | Address | Popularity Score | Distance from Hopkins County (miles) |
|---|---|---|---|---|
| State Farm | Penni Perkins | 2814 Terrell Rd, Greenville, TX, 75402-5564 | 31.7 | |
| State Farm | Kari Hargrave | 109 W Main St Ste A, Royse City, TX, 75189-3740 | 46.1 | |
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482 | 2.6 | |
| Liberty Mutual Independent | Select Insurance Group | 6009 Wesley St., Greenville, TX, 75402 | 31.7 | |
| State Farm | Eddie Hall | 7215 I 30 Ste F, Greenville, TX, 75402-7110 | 31.6 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 E Marshall St, Gilmer, TX, 75644 | 46.3 | |
| Travelers | Williams Insurance Agency | 300 W Tyler St, Gilmer, TX, 75644 | 46.2 | |
| State Farm | Nanette Mulkey | 2715 Traders Rd Ste C, Greenville, TX, 75402-8340 | 31.8 | |
| Travelers | East Texas Insurance Agency | 149 E Tyler St, Canton, TX, 75103 | 44.4 | |
| Farmers | Faith Jech | 408 W Fm 545 Ste 200, Blue Ridge, TX, 75424 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hopkins County, TX | $97,200 | $1,355 | $890 | $2,090 | $1,200 |
| Hopkins County, TX | $97,200 | $1,355 | $890 | $2,090 | $1,200 |
| West Tawakoni, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Mount Pleasant, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Reno, TX | $129,500 | $1,638 | $1,080 | $2,520 | $1,440 |
| Wills Point, TX | $92,600 | $1,056 | $700 | $1,630 | $930 |
| Detroit, TX | $66,300 | $1,343 | $890 | $2,070 | $1,180 |
| Leonard, TX | $116,800 | $995 | $660 | $1,530 | $870 |
| Hideaway, TX | $185,000 | $1,799 | $1,190 | $2,770 | $1,580 |
| Upshur County, TX | $111,600 | $1,412 | $930 | $2,170 | $1,240 |
| Farmersville, TX | $153,800 | $979 | $650 | $1,510 | $860 |