Gavop's guide to buying homeowners insurance in Dallam County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $92,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $133,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $304,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $858 |
| Superior Protection Discount | -$90 | $908 |
| Fire & Security Discount | -$80 | $918 |
| Hail Resistant Roof Discount | -$20 | $978 |
| Newly Constructed Home Discount | -$289 | $709 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallam County | $700 | $986 | $1,686 | $717 | $1,417 | $270 |
| Dallam County, TX | $1,500 | $986 | $2,486 | $717 | $2,217 | $270 |
| Wayne County, IN | $100 | $706 | $806 | $513 | $613 | $193 |
| DuPage County, IL | $1,500 | $974 | $2,474 | $708 | $2,208 | $266 |
| Prairie County, AR | $100 | $684 | $784 | $497 | $597 | $187 |
| Orange County, VT | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| Grant County, KS | $500 | $825 | $1,325 | $600 | $1,100 | $226 |
| Wilkes County, GA | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| Clay County, TN | $100 | $689 | $789 | $501 | $601 | $188 |
| Eddy County, NM | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Putnam County, WV | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Tuolumne County, CA | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Home Insurance Company Dallam County, TX | Homeowners Insurance Agency Dallam County, TX | Address | Popularity Score | Distance from Dallam County (miles) |
|---|---|---|---|---|
| State Farm | Kyle Grimsley | 601 E 7th St, Dalhart, TX, 79022-3728 | 16.2 | |
| State Farm | Sue Holt | 1545 S Dumas Ave, Dumas, TX, 79029-5517 | 46.0 | |
| State Farm | Brett Stegall | 610 E 1st St, Dumas, TX, 79029-3216 | 45.6 | |
| Travelers | Insurance Associate | 709 Denver, Dalhart, TX, 79022 | 16.2 | |
| Farmers | Ricky Taylor | 701 S Bliss Ave, Dumas, TX, 79029 | 45.6 | |
| Travelers | Stidham Insurance Agcy | 200 E First St, Dumas, TX, 79029 | 45.4 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Dumas Ave, Dumas, TX, 79029 | 45.2 | |
| Farmers | Joanie Ivy | Po Box 1167, Stratford, TX, 79084 | 29.2 | |
| State Farm | Sue Holt | 1545 S. Dumas Ave, Dumas, TX, 79029 | 46.0 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Ave , Dumas, TX, 79029 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallam County, TX | $77,000 | $998 | $660 | $1,540 | $880 |
| Dallam County, TX | $77,000 | $998 | $660 | $1,540 | $880 |
| Wayne County, IN | $96,500 | $715 | $510 | $1,010 | $500 |
| DuPage County, IL | $289,900 | $986 | $710 | $1,360 | $650 |
| Prairie County, AR | $65,300 | $692 | $510 | $980 | $470 |
| Orange County, VT | $188,300 | $680 | $460 | $940 | $480 |
| Grant County, KS | $102,800 | $835 | $650 | $1,130 | $480 |
| Wilkes County, GA | $83,400 | $600 | $400 | $830 | $430 |
| Clay County, TN | $90,300 | $697 | $480 | $1,000 | $520 |
| Eddy County, NM | $143,100 | $805 | $540 | $1,150 | $610 |
| Putnam County, WV | $157,500 | $823 | $580 | $1,180 | $600 |
| Tuolumne County, CA | $273,500 | $733 | $540 | $1,000 | $460 |