Troy, NY - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Troy, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Troy, NY Home Insurance Coverage Levels | Back to Top

Troy, NY - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Thurles Ct, 108th St, Franklin St, Plum Ave, Park Dr, Seymour Ct, 119th St, Bouton Rd, Division St, Snyder Ave $175,500 $150,000 $175,000-$200,000 $234,000 $210,000 $200,000-$250,000
Livingston St, 9th Ave, State Rte 142, Congress St, Cedar Ave, McLeod Rd, Vista Ave, Chelton Ave, Row D Way, Ford Ave $114,000 $100,000 $125,000-$150,000 $92,000 $80,000 $75,000-$100,000
117th St, 120th St, Burrett Ln, 25th St, 9th St, Massachusetts Ave, Joseph St, Trenton St, Florence Pl, Sullivan St $123,000 $110,000 $100,000-$125,000 $151,500 $140,000 $125,000-$150,000
Taylor Ct, Rankin Ave, Middleburgh St, 112th St, Bank St, Warren Ave, Alma Ct, N 1st St, Sterling Ave, 14th St $134,500 $120,000 $150,000-$175,000 $203,500 $170,000 $175,000-$200,000
Carlyle Ave, 118th St, Ashland Pl, Pompano Ct, 140, Erie St, Hill St, Mill St, Main Ave, Museum Pl $74,500 $60,000 $50,000-$75,000 $158,000 $130,000 $175,000-$200,000

Bundle your Troy, NY Auto & Home Insurance from the Same Company | Back to Top

Troy, NY Car Insurance Troy, NY Home Insurance
Details Nissan, Titan SV King Cab SWB 2 Beds, 1 Baths, 1700 Square Feet worth $117500
Insurance Rates Individually $1,387.57 $3720
Savings from buying both from the same company $1,583.35

Choose the Right Deductible for your Troy, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $300 $1,210 $1,510 $1,040 $1,340 $170
Rensselaer County, NY $2,500 $830 $1,330 $700 $3,200 $-1,870
Troy, NY $700 $680 $1,180 $580 $1,280 $-100
Rensselaer, NY $300 $740 $1,040 $620 $920 $120
Rensselaer County, NY $1,500 $930 $1,430 $790 $2,290 $-860
Mechanicville, NY $300 $560 $860 $490 $790 $70
Stephentown, NY $2,000 $940 $1,440 $820 $2,820 $-1,380
Ballston Spa, NY $200 $1,030 $1,230 $870 $1,070 $160
Greenwich, NY $2,000 $730 $1,230 $610 $2,610 $-1,380
Fultonville, NY $400 $480 $880 $400 $800 $80
Peru, MA $2,500 $920 $1,420 $740 $3,240 $-1,820
Washington County, NY $500 $660 $1,160 $550 $1,050 $110
Chesterfield, MA $1,000 $1,160 $1,660 $960 $1,960 $-300

Identify Top Home Insurance Agents near Troy, NY | Back to Top

Home Insurance Company Troy, NY Homeowners Insurance Agency Troy, NY Address Popularity Score Distance from Troy (miles)
Travelers Beltzer-Dimura Agency Inc 467 Troy-Schenectady Rd, Latham, NY, 12110
4.3
Allstate Julie Baldes 931 Altamont Ave, Schenectady, NY, 12303
13.8
Travelers 2001 Central Insurance Agency 2129 Central Ave Ste 2 , Schenectady, NY, 12304
10.3
Travelers 2001 Central Insurance Agency 2129 Central Avenue, Schenectady, NY, 12304
10.3
Travelers Helsmoortel Insurance Agency Inc 148 Burt Street, Saugerties, NY, 12477
48.4
State Farm John Craig 481 Saratoga Rd, Scotia, NY, 12302-5451
16.5
Travelers Fingar Insurance 464 Main St, Catskill, NY, 12414
36.8
Allstate Brian Bussey 269 New Scotland Ave, Albany, NY, 12208
8.1
Allstate Grapeville Agency 16 Boulevard Avenue, Catskill, NY, 12414
37.6
State Farm John Loughlin 160 Oakwood Avenue, Troy, NY, 12180-1446
0.8

Compare Rates for Troy, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,330 $970 $1,880 $910
Rensselaer County, NY $181,600 $960 $690 $1,320 $630
Troy, NY $147,500 $590 $400 $830 $430
Rensselaer, NY $150,600 $630 $430 $890 $460
Rensselaer County, NY $181,600 $820 $570 $1,160 $590
Mechanicville, NY $151,900 $740 $540 $1,040 $500
Stephentown, NY $190,200 $1,120 $820 $1,590 $770
Ballston Spa, NY $192,900 $980 $720 $1,380 $660
Greenwich, NY $175,000 $820 $560 $1,130 $570
Fultonville, NY $94,700 $460 $310 $650 $340
Peru, MA $184,700 $810 $550 $1,120 $570
Washington County, NY $147,000 $690 $500 $990 $490
Chesterfield, MA $259,400 $1,320 $900 $1,870 $970

Research Home Insurance Companies Reviews in Troy, NY Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: June 17, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
I am extremely satisfied with my insurance company.The agents are always very understanding and patient when I call in regards to her account.

Ameriprise Home Insurance Reviews

Date: July 07, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Male

Premium
When I compare my premium with what my deductible is I find them very affordable for today's rates. The premium is very comparable and the deductible doable.

7 Discounts to Lower Your Troy ,NY Homeowners Insurance Costs