Gavop shows you how to buy homeowners insurance in Johnston County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Johnston County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brown Ranch Rd, Pace Rd, Grand Ave, E 23rd St, W 20th St, Dove Rd, S Fillmore Rd, 13th Rd, 14th Ave S, Black Rd | $79,500 | $60,000 | $50,000-$75,000 | $73,000 | $60,000 | $50,000-$75,000 |
| State Hwy 78, Deadman Spring Rd, B Ave, Rocky Rd, Stallings Rd, Rock Creek Rd, 3rd Ave, S Neshoba Ave, Brushy Rd, E 21st St | $72,500 | $60,000 | $75,000-$100,000 | $87,500 | $80,000 | $50,000-$75,000 |
| 4th St, Deadman Spring Rd, Oak View Dr, Coatsworth Rd, Devils Den Rd, Slippery Falls Rd, Dexter St, S Johnston Ave, Randolph Lake Ln, 14th Ave N | $115,500 | $100,000 | $100,000-$125,000 | $116,000 | $100,000 | $125,000-$150,000 |
| Canada Ln, Silo Ln, Elm Rd, Choctaw Ave, Kirby Ln, S Prairie Rd, E1910 Rd, Spring Creek Rd, McIntosh Rd, E Grassy Creek Rd | $67,500 | $60,000 | $50,000-$75,000 | $52,000 | $40,000 | $25,000-$50,000 |
| S Bullet Prairie Rd, Cliff Ln, Jan Rd, Rhea Ln, Kingsberry Ln, W Regan Rd, US Hwy 177, Juanita St, Hwy 22, Bromide Rd | $146,500 | $130,000 | $150,000-$175,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $647 |
| Superior Protection Discount | -$79 | $710 |
| Fire & Security Discount | -$71 | $718 |
| Hail Resistant Roof Discount | -$16 | $773 |
| Newly Constructed Home Discount | -$221 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnston County | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Johnston County, OK | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Milburn, OK | $200 | $949 | $1,149 | $690 | $890 | $259 |
| Oakland, OK | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Southeast Pontotoc, OK | $500 | $1,321 | $1,821 | $960 | $1,460 | $361 |
| Caddo, OK | $1,500 | $1,037 | $2,537 | $754 | $2,254 | $284 |
| Centrahoma, OK | $200 | $829 | $1,029 | $602 | $802 | $227 |
| Bryan County, OK | $2,500 | $1,172 | $3,672 | $851 | $3,351 | $320 |
| Carter County, OK | $200 | $1,208 | $1,408 | $878 | $1,078 | $330 |
| Gerty, OK | $2,000 | $782 | $2,782 | $568 | $2,568 | $214 |
| Grayson County, TX | $100 | $1,414 | $1,514 | $1,027 | $1,127 | $386 |
| Asher, OK | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| Home Insurance Company Johnston County, OK | Homeowners Insurance Agency Johnston County, OK | Address | Popularity Score | Distance from Johnston County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 W Broadway St, Ardmore, OK, 73401 | 29.0 | |
| Allstate | Wayne Enyart | 512 12th Ave Nw, Ardmore, OK, 73401 | 28.8 | |
| Farmers | Ron Batey | 1003 Cradduck Rd Ste B, Ada, OK, 74820 | 31.2 | |
| State Farm | Wendall Ritchey | 1122 W Broadway St, Ardmore, OK, 73401-2834 | 29.6 | |
| Liberty Mutual Independent | Butler Insurance Agency Inc | 121 S 1st St, Madill, OK, 73446 | 16.8 | |
| State Farm | Kyle Kennedy | 113 N 1st St, Madill, OK, 73446-2201 | 16.7 | |
| Liberty Mutual Independent | Butler Insurance Agency Inc | 121 S First St, Madill, OK, 73446 | 16.9 | |
| Travelers | Arnett Insurance Agency | 1116 W Main St, Durant, OK, 74701 | 26.8 | |
| Allstate | Barry L. Bowker | 150 S Commerce St, Ardmore, OK, 73401 | 29.6 | |
| Farmers | Richard Cain | 110 W Main St, Marietta, OK, 73448 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,040 | $970 |
| Johnston County, OK | $79,500 | $789 | $530 | $1,090 | $560 |
| Johnston County, OK | $79,500 | $789 | $580 | $1,090 | $510 |
| Milburn, OK | $63,000 | $961 | $700 | $1,370 | $670 |
| Oakland, OK | $65,000 | $980 | $680 | $1,390 | $710 |
| Southeast Pontotoc, OK | $106,400 | $1,337 | $960 | $1,830 | $870 |
| Caddo, OK | $72,700 | $1,050 | $760 | $1,450 | $690 |
| Centrahoma, OK | $50,000 | $839 | $570 | $1,170 | $600 |
| Bryan County, OK | $98,900 | $1,186 | $810 | $1,650 | $840 |
| Carter County, OK | $109,000 | $1,222 | $840 | $1,700 | $860 |
| Gerty, OK | $45,000 | $791 | $540 | $1,130 | $590 |
| Grayson County, TX | $116,600 | $1,431 | $940 | $2,200 | $1,260 |
| Asher, OK | $50,600 | $845 | $570 | $1,170 | $600 |