Gavop tells you how to get the best homeowners insurance in Wilmington, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $130,000 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $331,000 | $300,000 | $300,000-$350,000 |
| 3 Bedroom | $260,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $353,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $909,500 | $830,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $793 |
| Superior Protection Discount | -$86 | $870 |
| Fire & Security Discount | -$96 | $860 |
| Hail Resistant Roof Discount | -$29 | $927 |
| Newly Constructed Home Discount | -$258 | $698 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,386 |
| Home Insurance Company Wilmington, MA | Homeowners Insurance Agency Wilmington, MA | Address | Popularity Score | Distance from Wilmington (miles) |
|---|---|---|---|---|
| Travelers | Martini Insurance Agency Inc | 6 Common St, Woburn, MA, 1801 | 5.9 | |
| Liberty Mutual Independent | Dps Insurance Group Inc | 500 Granite Ave. Suite 2 , Milton, MA, 2186 | 22.3 | |
| Travelers | Rapo & Jepsen Insurance Services Inc | 1103 Commonwealth Ave, Boston, MA, 2215 | 14.8 | |
| Travelers | Lennon Insurance Agency Inc | 629 Main Street, Woburn, MA, 1801 | 5.3 | |
| Travelers | James Thomas Oconnell | 572 Boston Road Unit 7, Billerica, MA, 1821 | 4.8 | |
| Travelers | Bonacorso Insurance Agency Inc | 10 Cedar St 32, Woburn, MA, 1801 | 5.3 | |
| Travelers | First New England X-S Insurance Agency Inc | 299 Ballardvale St, Wilmington, MA, 1887 | 2.3 | |
| Travelers | Wilmington Insurance Agency Inc | Five Middlesex Ave #14, Wilmington, MA, 1887 | 1.2 | |
| Liberty Mutual Independent | Rogers & Gray Ins Agency Inc | 65 Smiths Ln, Kingston, MA, 2364 | 46.7 | |
| Travelers | Segal Insurance Agency Inc | 968 Hancock St, Quincy, MA, 2170 | 22.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $2,020 | $1,080 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,820 | $930 |
| Wilmington, MA | $422,800 | $956 | $690 | $1,370 | $680 |
| Stoneham, MA | $438,700 | $1,008 | $720 | $1,400 | $680 |
| Lincoln, MA | $837,200 | $1,045 | $740 | $1,450 | $710 |
| Cochituate, MA | $608,400 | $1,027 | $700 | $1,460 | $760 |
| Berlin, MA | $379,600 | $1,529 | $1,090 | $2,190 | $1,100 |
| West Boylston, MA | $267,500 | $796 | $580 | $1,130 | $550 |
| Worcester, MA | $210,600 | $937 | $630 | $1,340 | $710 |
| Plymouth County, MA | $344,400 | $1,239 | $840 | $1,760 | $920 |