How Can I Make My Prior Lake, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Prior Lake, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Prior Lake, MN Home Insurance Coverage Levels | Back to Top

Prior Lake, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Dewitte Ave SW, Park Ave SE, Xeon Ave, Walnut Ave SW, Dundee Dr, Orion Rd NW, Kane Ave, Crossandra St SE, 182nd St E, E 205th St $398,500 $360,000 $400,000-$500,000 $402,500 $360,000 $300,000-$350,000
Callander Cir, Mystic Lake Blvd NW, Marsh St NW, Margaret Ln, Victoria Rd, Halifax Ln, Bayview Cir NE, Oriole Pl SE, Thunderbird Cir NW, Glascow Trl SE $464,500 $430,000 $400,000-$500,000 $625,000 $510,000 $600,000-$700,000
Partridge Ct NE, Wilds Dr, Casey Pkwy, Raspberry Ridge Rd NE, Hidden View Rd NE, Orion Cir NW, Main Ave SE, Pheasant Run Ct NW, Pine Rd NE, Fox Run NW $297,500 $250,000 $250,000-$300,000 $377,000 $320,000 $400,000-$500,000
Mitchell Cir SE, Simpkins Dr SW, Arcadia Ave SE, Crest Ave NE, Estate Ave SE, Country Squires Cir, 180th St E, 196th St E, Eagle Creek Cir NW, Priorwood Ln SW $296,500 $270,000 $200,000-$250,000 $402,500 $370,000 $350,000-$400,000
165th St NW, Timber Trl SE, Rivr Birch Pl, Terri Cir SE, Anna Trl SE, Birch Ave SE, Bent Tree Cir, Cherry Ct NE, Lynch Path, Resvn Hwy 3 $286,500 $230,000 $300,000-$350,000 $418,000 $370,000 $400,000-$500,000

Bundle your Prior Lake, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$92 $931
Home and Two Car -$174 $849
Home and Three Car -$246 $778

Choose your Prior Lake, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,440
Hail Damage $4,948
Wind Damage $6,242
Expensive Claims
Fire $43,336
Smoke $17,054

Identify Top Home Insurance Agents near Prior Lake, MN | Back to Top

Home Insurance Company Prior Lake, MN Homeowners Insurance Agency Prior Lake, MN Address Popularity Score Distance from Prior Lake (miles)
Liberty Mutual Independent Maguire Agency 1970 Oakcrest Ave Ste 300, Roseville, MN, 55113
23.8
Allstate Bradley Reiland 175 1st Ave E, Shakopee, MN, 55379
6.6
Farmers Eric Rauh 8604 Eagle Creek Cir, Savage, MN, 55378
4.2
Travelers Richfield State Insurance 6625 Lyndale Ave S Ste 410, Richfield, MN, 55423
13.2
Travelers Hays Companies 80 S Eighth St Ste 700, Minneapolis, MN, 55402
19.2
Travelers Corporate Four 7220 Metro Blvd, Edina, MN, 55439
11.0
State Farm Kim Schaffer 112 E 5th St Ste 104, Chaska, MN, 55318-2253
9.0
State Farm Lyle Wendroth 635 2nd Street, Kenyon, MN, 55946
38.6
Farmers Robert Hallberg 25952 2nd St E, Zimmerman, MN, 55398
49.9
Farmers Nancy Peralta 11800 Singletree Ln Ste 105, Eden Prairie, MN, 55344
9.1

Compare Rates for Prior Lake, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $800 $1,680 $880
Scott County, MN $272,000 $1,259 $870 $1,750 $880
Prior Lake, MN $286,300 $1,023 $740 $1,410 $670
Apple Valley, MN $230,900 $1,194 $870 $1,640 $770
Shorewood, MN $436,100 $1,126 $780 $1,610 $830
Dundas, MN $191,400 $1,165 $830 $1,640 $810
Hilltop, MN $11,900 $139 $100 $190 $90
Otsego, MN $199,600 $847 $570 $1,210 $640
Blooming Grove, MN $232,900 $1,290 $880 $1,820 $940
Biscay, MN $92,100 $737 $510 $1,050 $540
Nowthen, MN $284,800 $1,435 $990 $2,040 $1,050
Nicollet, MN $154,800 $1,036 $700 $1,470 $770
Alton, MN $196,000 $1,180 $810 $1,620 $810

Research Home Insurance Companies Reviews in Prior Lake, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 01, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I have never checked prices, state farm has a lowering deductible every year for royalty and safe driving.

Date: October 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I love the fact that no matter whether im speaking with my personal agent or even the 800 number customer service people, you are dealing with someone friendly and knowledgeable.

GEICO Home Insurance Reviews

Date: January 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Geico was definitely the lowest of all the companies I looked at with the deductible I wanted. I wanted a deductible that would be easy to afford no matter what was going on in my life. Geico was able to give me that at a premium that was still affordable.

Date: November 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The current offerings provided by my homeowner's insurance policy as compared to the other insurance companies is pretty normal because they all offer; dwelling, loss of use, fire, theft, flood, and etc.