Gavop shows you how to buy homeowners insurance in Mingo County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $135,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $150,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $173,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $602 |
| Superior Protection Discount | -$71 | $638 |
| Fire & Security Discount | -$71 | $638 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$156 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mingo County | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Mingo County, WV | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Robinette, WV | $1,500 | $521 | $2,021 | $378 | $1,878 | $142 |
| Ashcamp, KY | $500 | $649 | $1,149 | $472 | $972 | $177 |
| Welch, WV | $1,000 | $499 | $1,499 | $363 | $1,363 | $136 |
| Johnson County, KY | $200 | $685 | $885 | $497 | $697 | $187 |
| Corinne, WV | $1,500 | $528 | $2,028 | $383 | $1,883 | $144 |
| Webbville, KY | $200 | $590 | $790 | $429 | $629 | $161 |
| Pound, VA | $2,000 | $380 | $2,380 | $276 | $2,276 | $104 |
| Cedar Bluff, VA | $300 | $562 | $862 | $409 | $709 | $154 |
| Belle, WV | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Home Insurance Company Mingo County, WV | Homeowners Insurance Agency Mingo County, WV | Address | Popularity Score | Distance from Mingo County (miles) |
|---|---|---|---|---|
| State Farm | Tyler Bullington | 4640 Us Route 60 Ste 3, Huntington, WV, 25705-1968 | 48.9 | |
| Erie | Bray & Oakley Insurance Agency Inc | 213 Main St, Logan, WV, 25601 | 12.6 | |
| State Farm | Scott Amburgey | 265 Main St Ste A, Chapmanville, WV, 25508-5004 | 18.7 | |
| State Farm | George Swain | 22 W 2nd Ave, Williamson, WV, 25661-3506 | 7.3 | |
| Nationwide | Greg Dalton Insurance Inc. | 965 Main Street, Chapmanville, WV, 25508-4457 | 19.4 | |
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 48.6 | |
| Allstate | C.E. Wilson | 6421 Us Route 60 E, Barboursville, WV, 25504 | 48.5 | |
| Erie | Lipscomb Tomblin Insurance Agency | 5199c Yeich Avenue, Huntington, WV, 25705 | 48.7 | |
| Allstate | Robert Stennett | 4341 Us Route 60, Huntington, WV, 25705 | 49.0 | |
| Allstate | Lyn Cheslick | 2939 Virginia Ave Ste 2000, Hurricane, WV, 25526 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $510 | $990 | $480 |
| Mingo County, WV | $71,000 | $709 | $520 | $980 | $460 |
| Mingo County, WV | $71,000 | $709 | $520 | $1,010 | $490 |
| Robinette, WV | $59,400 | $527 | $380 | $730 | $350 |
| Ashcamp, KY | $71,400 | $657 | $450 | $940 | $490 |
| Welch, WV | $54,500 | $505 | $370 | $720 | $350 |
| Johnson County, KY | $90,300 | $693 | $500 | $980 | $480 |
| Corinne, WV | $60,900 | $534 | $380 | $730 | $350 |
| Webbville, KY | $60,000 | $597 | $400 | $840 | $440 |
| Pound, VA | $69,800 | $385 | $260 | $540 | $280 |
| Cedar Bluff, VA | $103,300 | $569 | $390 | $800 | $410 |
| Belle, WV | $105,800 | $703 | $480 | $980 | $500 |