How Can I Make My Fountain, CO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fountain, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fountain, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $244,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $175,500 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $445,000 | $370,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Fountain, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $946 |
| Superior Protection Discount | -$113 | $1,014 |
| Fire & Security Discount | -$124 | $1,002 |
| Hail Resistant Roof Discount | -$23 | $1,104 |
| Newly Constructed Home Discount | -$259 | $867 |
Choose your Fountain, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Fountain, CO | Back to Top
| Home Insurance Company Fountain, CO | Homeowners Insurance Agency Fountain, CO | Address | Popularity Score | Distance from Fountain (miles) |
|---|---|---|---|---|
| Allstate | Donny Saunders | 425 N Circle Dr, Colorado Springs, CO, 80909 | 14.9 | |
| State Farm | Kreg Kell | 6873 Mesa Ridge Pkwy, Fountain, CO, 80817-1506 | 7.2 | |
| Farmers | Bryan Sanchez | 63 E Spaulding Ave, Pueblo West, CO, 81007 | 20.0 | |
| Farmers | Michael Hendrickson | 24 S Weber St Ste 135, Colorado Springs, CO, 80903 | 15.0 | |
| State Farm | Chad Atherton | 6724 Camden Blvd, Fountain, CO, 80817-2507 | 8.5 | |
| Farmers | Erica Gorham | 29 E Moreno Ave, Colorado Springs, CO, 80903 | 14.5 | |
| Farmers | Bryan Vail | 5376 Tomah Dr Ste 201, Colorado Springs, CO, 80918 | 19.8 | |
| Allstate | Michael Jankovsky | 3225 Austin Bluffs Pkwy Ste 101, Colorado Springs, CO, 80918 | 18.5 | |
| State Farm | Scott Richter | 5885 Stetson Hills Blvd., Colorado Springs, CO, 80923 | 20.0 | |
| Liberty Mutual Independent | Specialty Insurance Partners | 1221 Lake Plaza Drive 1221 Lake Plaza Drive Colorado Springs, Colorado Springs, CO, 80906 | 12.2 |
Compare Rates for Fountain, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Fountain, CO | $193,300 | $1,126 | $790 | $1,480 | $690 |
| Cheyenne Mountain, CO | $433,100 | $1,083 | $760 | $1,420 | $660 |
| Manitou Springs, CO | $319,700 | $1,061 | $740 | $1,390 | $650 |
| Elsmere, CO | $229,300 | $924 | $650 | $1,210 | $560 |
| Victor, CO | $105,100 | $927 | $650 | $1,210 | $560 |
| Brookside, CO | $146,700 | $1,078 | $750 | $1,410 | $660 |
| Huerfano Valley, CO | $173,400 | $1,157 | $810 | $1,520 | $710 |
| Rye, CO | $156,300 | $1,108 | $780 | $1,450 | $670 |
Research Home Insurance Companies Reviews in Fountain, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: July 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
USAA is awesome we have our auto insurance home insurance and other insurance products with them they are great.we have had claims and they are great to work with in those situations too.
Date: February 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
USAA has always done very well with taking care of any claims or questions we have had to them. USAA is a great insurance company that really cares about their customers. I would rate it a 5.
Date: January 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I cant really say, we havent shopped around much to know the difference.
Date: January 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Compared to my co workers, my deductable was $500 less on average compared to their insurance companies.
GEICO Home Insurance Reviews
Date: September 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
They premium and deductible pretty much is the same to every other insurance company offers. There is nothing that stands out in terms of anything out of the ordinary that they offer.
Date: June 20, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
i am satisfied i havent used it yet so i am sure that that is a good thing
Date: November 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I downloaded it but found their regular website to be more helpful. also, I dont end up using it enough to put on my phone; insurance issues tend to be asynchronous and intermittent.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
My home insurance company is fine; I am neither particularly satisfied nor particularly unsatisfied with them. I chose them because it's the same company my parents use.
Date: November 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have not really compared policies with my homeowners because I have the policy for many years. I like the way the set up is right now and I would rather not make any changes therefore; I have never bothered with any new quotes or comparisons.
Travelers Home Insurance Reviews
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible are a little higher than larger national companies. This is the price that is paid for supporting a local and organic company. I also feel safer as a result of paying a little more than I otherwise would.