Gavop's guide to buying homeowners insurance in Fairview, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $209,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $396,000 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $595,500 | $560,000 | $400,000-$500,000 |
| 5 Bedroom | $915,500 | $810,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $861 |
| Superior Protection Discount | -$91 | $922 |
| Fire & Security Discount | -$101 | $912 |
| Hail Resistant Roof Discount | -$20 | $993 |
| Newly Constructed Home Discount | -$284 | $729 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $1,500 | $1,235 | $2,735 | $898 | $2,398 | $338 |
| Fairview, CA | $1,000 | $1,001 | $2,001 | $727 | $1,727 | $273 |
| San Ramon, CA | $300 | $1,533 | $1,833 | $1,114 | $1,414 | $419 |
| Santa Clara, CA | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Pittsburg, CA | $100 | $821 | $921 | $597 | $697 | $224 |
| Moss Beach, CA | $700 | $2,221 | $2,921 | $1,614 | $2,314 | $607 |
| Santa Venetia, CA | $200 | $1,955 | $2,155 | $1,421 | $1,621 | $534 |
| Fairfield-Suisun City, CA | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Summit Road, CA | $300 | $2,524 | $2,824 | $1,834 | $2,134 | $690 |
| Nicasio, CA | $2,500 | $553 | $3,053 | $402 | $2,902 | $151 |
| Manteca, CA | $500 | $804 | $1,304 | $584 | $1,084 | $220 |
| Twin Lakes, CA | $700 | $1,100 | $1,800 | $799 | $1,499 | $301 |
| Home Insurance Company Fairview, CA | Homeowners Insurance Agency Fairview, CA | Address | Popularity Score | Distance from Fairview (miles) |
|---|---|---|---|---|
| State Farm | Yogi Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 8.2 | |
| State Farm | Kim Holland | 897 E Lewelling Blvd, Hayward, CA, 94541-1107 | 3.5 | |
| State Farm | Ken Ericson | 201 Macarthur Blvd, San Leandro, CA, 94577-2108 | 7.2 | |
| Travelers | Andreini & Company | 220 West Twentieth Avenue San Mateo, San Mateo, CA, 94403 | 17.2 | |
| Allstate | Hauser & Lee Ins Services | 3150 Crow Canyon Pl Ste 140, San Ramon, CA, 94583 | 7.8 | |
| State Farm | Gary Gonzales | 1260 A St Ste 200, Hayward, CA, 94541-2961 | 1.9 | |
| State Farm | Cathi Java | 347 Gellert Blvd Ste F, Daly City, CA, 94015-2618 | 23.3 | |
| State Farm | Ralph Smith | 15968 E 14th St, San Leandro, CA, 94578-3031 | 4.4 | |
| Liberty Mutual Independent | Ioa Insurance Services | 3875 Hopyard, Suite 240, Pleasanton, CA, 94588 | 7.8 | |
| State Farm | Michael Yoo | 7950 Dublin Blvd Ste 103c, Dublin, CA, 94568-2936 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Fairview, CA | $547,200 | $1,013 | $750 | $1,380 | $630 |
| San Ramon, CA | $863,800 | $1,552 | $1,150 | $2,110 | $960 |
| Santa Clara, CA | $831,600 | $1,509 | $1,120 | $2,050 | $930 |
| Pittsburg, CA | $324,500 | $831 | $620 | $1,130 | $510 |
| Moss Beach, CA | $837,400 | $2,248 | $1,660 | $3,060 | $1,400 |
| Santa Venetia, CA | $706,800 | $1,979 | $1,460 | $2,690 | $1,230 |
| Fairfield-Suisun City, CA | $335,900 | $885 | $650 | $1,200 | $550 |
| Summit Road, CA | $1,004,100 | $2,555 | $1,890 | $3,470 | $1,580 |
| Nicasio, CA | $1,625,000 | $559 | $410 | $760 | $350 |
| Manteca, CA | $316,500 | $814 | $600 | $1,110 | $510 |
| Twin Lakes, CA | $798,000 | $1,113 | $820 | $1,510 | $690 |