Gavop tells you how to get the best homeowners insurance in Beaver, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $110,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $132,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $264,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $599 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$77 | $620 |
| Hail Resistant Roof Discount | -$14 | $683 |
| Newly Constructed Home Discount | -$146 | $550 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,318 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Beaver, WV | Homeowners Insurance Agency Beaver, WV | Address | Popularity Score | Distance from Beaver (miles) |
|---|---|---|---|---|
| State Farm | Chris Hall | 237 Gateway Blvd, Lewisburg, WV, 24901-1175 | 35.5 | |
| Erie | West Virginia Insurance Agency | 151 Feamster Road, Lewisburg, WV, 24901 | 35.8 | |
| State Farm | Dan Ritchey | 1 Cherry River Plz, Richwood, WV, 26261-1372 | 6.5 | |
| State Farm | Jerry Givens | 1 Carter Ln, Summersville, WV, 26651-1459 | 14.9 | |
| Erie | Greenbrier Valley Insurance Agency | 112 J D Park Road Suite 5, Lewisburg, WV, 24901 | 33.7 | |
| State Farm | Timothy Hopkins | 2279 Main Street, Clay, WV, 25043-7001 | 29.3 | |
| State Farm | Nick Carson | 9605 Seneca Trl South, Lewisburg, WV, 24901 | 35.4 | |
| State Farm | Rod Wightman | 1035 Arbuckle Rd, Summersville, WV, 26651 | 14.6 | |
| Erie | Shafer Insurance Associates Llc | 508 D Main Street, Summersville, WV, 26651 | 14.9 | |
| State Farm | Jason Thomas | 20 Lilac St, Craigsville, WV, 26205 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,030 | $530 |
| Nicholas County, WV | $88,900 | $600 | $440 | $850 | $410 |
| Beaver, WV | $55,100 | $696 | $480 | $980 | $500 |
| Cowen, WV | $51,000 | $490 | $330 | $700 | $370 |
| Webster County, WV | $68,400 | $709 | $510 | $980 | $470 |
| Wilderness, WV | $119,700 | $746 | $530 | $1,060 | $530 |
| Rainelle, WV | $60,500 | $532 | $390 | $740 | $350 |
| Jefferson, WV | $73,300 | $585 | $400 | $820 | $420 |
| Powellton, WV | $73,300 | $585 | $430 | $810 | $380 |
| Gilmer County, WV | $91,600 | $608 | $420 | $840 | $420 |
| Hot Springs, VA | $120,300 | $644 | $470 | $910 | $440 |
| Stanaford, WV | $76,700 | $599 | $400 | $840 | $440 |