How Can I Make My Kent, WA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Kent, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Kent, WA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,500 $60,000 $50,000-$75,000
2 Bedroom $119,000 $110,000 $100,000-$125,000
3 Bedroom $189,000 $160,000 $200,000-$250,000
4 Bedroom $196,500 $170,000 $200,000-$250,000
5 Bedroom $569,000 $500,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Kent, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$125 $658
Superior Protection Discount -$78 $705
Fire & Security Discount -$78 $705
Hail Resistant Roof Discount -$16 $767
Newly Constructed Home Discount -$180 $603

Choose the Right Deductible for your Kent, WA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
King County $2,000 $1,080 $3,080 $785 $2,785 $295
Kent, WA $1,500 $773 $2,273 $562 $2,062 $211
Orting, WA $200 $677 $877 $492 $692 $185
Enetai, WA $1,000 $714 $1,714 $519 $1,519 $195
Lake Stickney, WA $1,500 $758 $2,258 $551 $2,051 $207
Tanglewilde, WA $500 $661 $1,161 $480 $980 $181
Lake Bosworth, WA $200 $883 $1,083 $642 $842 $241
Lochsloy, WA $2,000 $854 $2,854 $620 $2,620 $233
Granite Falls, WA $300 $674 $974 $490 $790 $184

Identify Top Home Insurance Agents near Kent, WA | Back to Top

Home Insurance Company Kent, WA Homeowners Insurance Agency Kent, WA Address Popularity Score Distance from Kent (miles)
Liberty Mutual Independent Duane Weber Insurance 327 5th Ave S, Kent, WA, 98032
1.4
Liberty Mutual Independent Merrill & Merrill Insurance 9259 57th Avenue S, Seattle, WA, 98118
9.4
Allstate Dee Briscoeray 16720 116th Ave Se Ste B5, Renton, WA, 98058
4.7
Farmers Bill Severyns 17913 108th Ave Se, Renton, WA, 98055
3.8
State Farm Judiet Dere 250 Sw 43rd St, Renton, WA, 98057-4936
3.7
State Farm Robin Irvine 4435 A St Se Ste A, Auburn, WA, 98002-8619
8.3
Allstate Jeff D. Burnett 1604 Sw Dash Point Rd, Federal Way, WA, 98023
8.0
Farmers Soutsakhone Soukphaly 19032 66th Ave S Ste C107, Kent, WA, 98032
3.5
Liberty Mutual Stephanie Snyder 33915 1st Way South Suite 203, Federal Way, WA, 98003
8.3
State Farm Katie Au 951 6th Street S, Kirkland, WA, 98033-6712
19.3

Compare Rates for Kent, WA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $540 $1,120 $580
King County, WA $446,600 $1,093 $780 $1,540 $760
Kent, WA $284,900 $783 $540 $1,080 $540
Orting, WA $229,000 $685 $500 $970 $470
Enetai, WA $217,400 $723 $500 $1,000 $500
Lake Stickney, WA $351,900 $767 $540 $1,090 $550
Tanglewilde, WA $214,600 $669 $490 $920 $430
Lake Bosworth, WA $341,700 $894 $640 $1,220 $580
Lochsloy, WA $324,000 $864 $600 $1,190 $590
Granite Falls, WA $288,500 $682 $490 $980 $490

Research Home Insurance Companies Reviews in Kent, WA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: April 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have had an good experience with my home insurance company customer service. They were nice and they provided every piece of information that I needed regarding the insurance and my home.

Date: March 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
As with other companies, the deductible of my policy is always something to look at closely. Compared to other companies, I feel like it could be a bit lower, but its ok not everyone gets what they want.

Date: September 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I am satisfied with my premium because I feel that I could pay much more with a different homeowners insurance company.

Date: September 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like the website because it is easy for me to locate, exactly, what my policy covers. The website and app are easy to use.

Date: September 18, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I am satisfied with the communications between myself and the insurance company because the insurance company contacts me when it is time to renew my policy. My agent comes to my home to discuss additional insurance coverage when necessary.

Date: August 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My homeowner's insurance covers damage to my home and it will pay for living expenses if we are unable to live in our home, due to damage.


Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I like customer service, with my company, because the customer service agents are always friendly and know the answers to my questions.

State Farm Home Insurance Reviews

Date: October 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The deductible is high. But, I don't believe I would be able to find anything lower. It seems like you have to accept paying so much.

Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
StateFarm's customer service has been great so far. They have been quick to answer our questions every time. Sometimes we have to wait for them to get back to us, but they always do quickly.

Date: December 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible is very reasonably priced. I wish there were a few more options but overall happy with it.

Date: October 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I would say it's par for the course. Most companies offer about the same honestly

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I never use it. It has literally zero function. They really should actually do something with it

Date: May 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
There's nothing to dislike. Communications are always open and very top notch.

Century National Home Insurance Reviews

Date: September 20, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The company's website is very straightforward and easy to use. For instance, I had no trouble logging in to see my coverage while answering this survey.

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Dwelling, other structures, loss of use (ie additional living expenses), personal liabilities and medical payments to others. It also includes personal property in the home.


Date: September 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I do not have enough knowledge of other companies to answer this question. However, I know we receive a discount because we also have our auto policy with this company.

Date: August 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I am really indifferent about this issue, I have not had to contact customer service. Therefore, I also have no reason to mark it on the low scale.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I am in the middle on this one - while I have no reason to rate it negatively, I do not feel as though the company does not do anything to make me feel like a valued customer.

Progressive Home Insurance Reviews

Date: February 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I had chose this company because I could get bundled rates and I liked what they had to offer. I felt their policy offer was fair however I admittedly did not do as much research into other companies.


Date: November 29, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The policy I bought covered everything I need do everything was good. I had all my needs meet. It was so wonderful. I would but more policies if I needed them.


GEICO Home Insurance Reviews

Date: June 18, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Premium
The premium is affordable. That is the reason we chose our insane company. They also cover my dog, which some insurances make me pay a lot more or get additional insurance for.

American Family Insurance Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Just use the website, it is easy to navigate and can always find the info I need

Farmer's Insurance Home Insurance Reviews

Date: July 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I have not really compared the premium and deductible of my home insurance policy with other policies. However, I am satisfied with my company's rates.

Nationwide Home Insurance Reviews

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