How Can I Make My Hill County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Hill County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Hill County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $51,500 $40,000 $25,000-$50,000
2 Bedroom $123,000 $120,000 $100,000-$125,000
3 Bedroom $174,000 $150,000 $150,000-$175,000
4 Bedroom $140,000 $130,000 $100,000-$125,000
5 Bedroom $327,500 $290,000 $300,000-$350,000

Choose the Best Hill County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $270
Full Time Job 550-599 Credit Score $75 to $100,000 1 Pet, Smoker $430
Unemployed 600-649 Credit Score <$25,000 2 Pets, Smoker $470

Choose the Right Deductible for your Hill County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $650 $950 $520 $820 $130
Hill County, TX $700 $380 $880 $330 $1,030 $-150
Hill County, TX $2,000 $330 $830 $280 $2,280 $-1,450
Beverly Hills, TX $400 $250 $650 $210 $610 $40
Dawson, TX $2,000 $360 $860 $300 $2,300 $-1,440
Midlothian, TX $200 $800 $1,000 $680 $880 $120
Joshua, TX $2,000 $780 $1,280 $630 $2,630 $-1,350
Golinda, TX $300 $430 $730 $350 $650 $80
Crowley, TX $1,500 $590 $1,090 $500 $2,000 $-910
Oglesby, TX $500 $390 $890 $320 $820 $70
Ferris, TX $2,000 $450 $950 $360 $2,360 $-1,410
Mildred, TX $100 $300 $400 $250 $350 $50
Kirvin, TX $1,000 $440 $940 $360 $1,360 $-420

Identify Top Home Insurance Agents near Hill County, TX | Back to Top

Home Insurance Company Hill County, TX Homeowners Insurance Agency Hill County, TX Address Popularity Score Distance from Hill County (miles)
State Farm Al Clark 2452 W Interstate 20, Arlington, TX, 76017-1670
47.7
Allstate Anthony Sampson 4519 Matlock Rd Ste 131, Arlington, TX, 76018
47.6
Farmers Jerry Albano 1400 W Mayfield Rd Ste 320, Arlington, TX, 76015
48.9
Allstate Michael Massey 4750 Little Rd, Arlington, TX, 76017
47.6
Farmers Jodi Buzek 1710 Country Club Dr Ste 100, Mansfield, TX, 76063
42.1
State Farm Eddie Bermea 6252 Mccart Ave, Fort Worth, TX, 76133-4229
48.2
State Farm Jim Mcdonald 314 N Main St, Duncanville, TX, 75116-3651
48.1
Farmers Tin Le 4508 Matlock Rd Ste 120, Arlington, TX, 76018
47.6
State Farm Ryan Salsbury 1120 E Bardin Rd Ste 170, Arlington, TX, 76018-1212
47.6
Allstate Jim Kirk 107 N Cedar Ridge Dr Ste 134, Duncanville, TX, 75116
47.7

Compare Rates for Hill County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $590 $390 $910 $520
Hill County, TX $83,500 $370 $240 $570 $330
Hill County, TX $83,500 $380 $250 $590 $340
Beverly Hills, TX $63,200 $360 $240 $550 $310
Dawson, TX $73,800 $440 $290 $680 $390
Midlothian, TX $159,000 $720 $480 $1,110 $630
Joshua, TX $143,700 $630 $420 $970 $550
Golinda, TX $91,200 $360 $240 $550 $310
Crowley, TX $112,300 $620 $410 $950 $540
Oglesby, TX $87,700 $420 $280 $650 $370
Ferris, TX $95,300 $520 $340 $800 $460
Mildred, TX $81,000 $350 $230 $540 $310
Kirvin, TX $83,300 $330 $220 $510 $290

9 Ways to Get Discounts on Homeowners Insurance in Hill County, TX

What Makes Your Hill County, TX Home Insurance Cheap or Expensive