How Can I Make My West Lafayette, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in West Lafayette, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your West Lafayette, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $134,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $183,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $324,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $184,000 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in West Lafayette, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $792 |
| Superior Protection Discount | -$86 | $868 |
| Fire & Security Discount | -$67 | $887 |
| Hail Resistant Roof Discount | -$19 | $935 |
| Newly Constructed Home Discount | -$219 | $735 |
Choose your West Lafayette, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near West Lafayette, IN | Back to Top
| Home Insurance Company West Lafayette, IN | Homeowners Insurance Agency West Lafayette, IN | Address | Popularity Score | Distance from West Lafayette (miles) |
|---|---|---|---|---|
| Erie | Deiwert Insurance | 2101 Kossuth Street, Lafayette, IN, 47905 | 3.7 | |
| State Farm | Trent Johnson | 249 E State Street, West Lafayette, IN, 47906-3222 | 2.4 | |
| Farmers | Matt Beauchamp | 1555 W Oak St Ste 100, Zionsville, IN, 46077 | 48.2 | |
| Erie | Insurance Solutions From Amber Llc | 17 S 6th Street Suite X, Lafayette, IN, 47901 | 2.9 | |
| Erie | Blevins Insurance Agency Inc. | 803 S 18th Street, Lafayette, IN, 47905 | 3.7 | |
| Farmers | Joe Hufford | 1600 Sagamore Pkwy S, Lafayette, IN, 47905 | 4.7 | |
| State Farm | Kelly Warden | 2004 W Sycamore St, Kokomo, IN, 46901-4112 | 39.8 | |
| State Farm | Mike Chapel | 130 W Hawthorne St, Zionsville, IN, 46077-1617 | 49.0 | |
| State Farm | Jason Dickelman | 1400 Teal Rd Ste 5, Lafayette, IN, 47905-2463 | 4.5 | |
| Liberty Mutual Independent | Mbah Insurance | 2663 Duncan Rd, Lafayette, IN, 47904 | 1.7 |
Compare Rates for West Lafayette, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,180 | $610 |
| Tippecanoe County, IN | $144,300 | $859 | $630 | $1,190 | $560 |
| West Lafayette, IN | $192,600 | $954 | $650 | $1,350 | $700 |
| Linden, IN | $79,700 | $671 | $480 | $950 | $470 |
| Frankfort, IN | $79,000 | $621 | $440 | $890 | $450 |
| Ambia, IN | $41,300 | $489 | $360 | $670 | $310 |
| Mound, IN | $153,400 | $909 | $610 | $1,250 | $640 |
| Boone County, IN | $207,500 | $981 | $660 | $1,400 | $740 |
| State Line City, IN | $57,900 | $574 | $410 | $810 | $400 |
| Jasper County, IN | $153,200 | $872 | $640 | $1,240 | $600 |
| Whitestown, IN | $211,000 | $1,029 | $730 | $1,450 | $720 |
| Butler, IL | $59,600 | $491 | $350 | $680 | $330 |
Research Home Insurance Companies Reviews in West Lafayette, IN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: November 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Coverage for your furniture, electronics, clothing, and other belongings is standard, but if you have expensive furs, jewelry, silverware, or artwork, they’re subject to coverage limits.
Date: November 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Allstate covers my home and provides liability protection. It also covers personal belongings and all structures including my storage and the fence that will soon be built in my yard.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I then selected the amount of coverage I wanted. I chose to have a low monthly rate and a higher deductible. I then was able to view my policy and my coverage started immediately.
Travelers Home Insurance Reviews
Date: November 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Electrical, plumbing, Wind, Hail, and Hurricane. All perils deductible is $1000.00
GEICO Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I don't really look at other insurance places cause I already have one and been with them for a bit
State Farm Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
State Farm offers a variety of protections for my home. I know that I am protected through anything ranging from theft to storms to water damage.
Farmer's Insurance Home Insurance Reviews
Date: January 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Like mentioned before, premium is the cheapest for the coverage I defined. All in all, I believe insurance is a little expensive for what it is, but that is the name of the game.