Gavop shows you how to buy homeowners insurance in Jefferson Davis County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $115,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $210,000 | $180,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $699 |
| Superior Protection Discount | -$81 | $731 |
| Fire & Security Discount | -$57 | $755 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$179 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson Davis County | $2,500 | $803 | $3,303 | $583 | $3,083 | $219 |
| Jefferson Davis County, MS | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Monticello, MS | $400 | $1,110 | $1,510 | $806 | $1,206 | $303 |
| Sumrall, MS | $2,000 | $1,357 | $3,357 | $986 | $2,986 | $371 |
| Magee, MS | $500 | $1,097 | $1,597 | $797 | $1,297 | $300 |
| Rawls Springs, MS | $700 | $876 | $1,576 | $637 | $1,337 | $239 |
| West Hattiesburg, MS | $500 | $1,312 | $1,812 | $954 | $1,454 | $359 |
| Braxton, MS | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Hattiesburg, MS | $300 | $1,035 | $1,335 | $752 | $1,052 | $283 |
| Robinhood, MS | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| Terry, MS | $200 | $1,206 | $1,406 | $877 | $1,077 | $330 |
| Rankin County, MS | $2,500 | $1,282 | $3,782 | $932 | $3,432 | $350 |
| Home Insurance Company Jefferson Davis County, MS | Homeowners Insurance Agency Jefferson Davis County, MS | Address | Popularity Score | Distance from Jefferson Davis County (miles) |
|---|---|---|---|---|
| State Farm | Todd Schwebel | 5740 Us Highway 11, Purvis, MS, 39475-5004 | 38.2 | |
| State Farm | Hal Lusk | 5600 I 55 S Ste C, Byram, MS, 39272-5558 | 49.9 | |
| Allstate | Jim Aust | 6374 Us Highway 98 Ste B, Hattiesburg, MS, 39402 | 30.1 | |
| Nationwide | The Clark Group Insurance Inc | 201 N College St Ste 203, Brandon, MS, 39042-4437 | 49.8 | |
| State Farm | Samantha Alberson | 428 Broad St, Columbia, MS, 39429-3006 | 21.7 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street, Hattiesburg, MS, 39401 | 34.2 | |
| State Farm | Don O'Harroll | 1587 Simpson Highway 149, Mendenhall, MS, 39114-3564 | 27.3 | |
| State Farm | Mike Mckennon | 171 Green St, Monticello, MS, 39654 | 16.6 | |
| State Farm | Stan Causey | 102 Mulberry St, Purvis, MS, 39475-3117 | 37.9 | |
| Allstate | Watts Agency Inc | 335 E Broad St Po Box 487, Monticello, MS, 39654 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,590 | $800 |
| Jefferson Davis County, MS | $80,600 | $812 | $580 | $1,160 | $580 |
| Jefferson Davis County, MS | $80,600 | $812 | $560 | $1,150 | $590 |
| Monticello, MS | $103,800 | $1,123 | $760 | $1,550 | $790 |
| Sumrall, MS | $145,600 | $1,373 | $970 | $1,960 | $990 |
| Magee, MS | $101,800 | $1,110 | $790 | $1,540 | $750 |
| Rawls Springs, MS | $69,500 | $887 | $640 | $1,270 | $630 |
| West Hattiesburg, MS | $137,700 | $1,328 | $900 | $1,870 | $970 |
| Braxton, MS | $90,800 | $1,037 | $760 | $1,470 | $710 |
| Hattiesburg, MS | $104,200 | $1,047 | $720 | $1,460 | $740 |
| Robinhood, MS | $43,900 | $690 | $490 | $980 | $490 |
| Terry, MS | $119,500 | $1,221 | $890 | $1,680 | $790 |
| Rankin County, MS | $158,400 | $1,298 | $870 | $1,840 | $970 |