Gavop tells you how to get the best homeowners insurance in Atlantic, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $218,500 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $210,500 | $190,000 | $150,000-$175,000 |
| 4 Bedroom | $246,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $362,000 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $815 |
| Superior Protection Discount | -$96 | $863 |
| Fire & Security Discount | -$86 | $872 |
| Hail Resistant Roof Discount | -$19 | $939 |
| Newly Constructed Home Discount | -$268 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dare County | $2,000 | $1,171 | $3,171 | $851 | $2,851 | $320 |
| Atlantic, NC | $700 | $947 | $1,647 | $688 | $1,388 | $259 |
| Nags Head, NC | $100 | $849 | $949 | $617 | $717 | $232 |
| Wanchese, NC | $700 | $1,000 | $1,700 | $727 | $1,427 | $273 |
| Nixonton, NC | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Fruitville, NC | $700 | $952 | $1,652 | $692 | $1,392 | $260 |
| Mount Hermon, NC | $500 | $753 | $1,253 | $547 | $1,047 | $206 |
| Parkville, NC | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Winfall, NC | $300 | $714 | $1,014 | $519 | $819 | $195 |
| South Mills, NC | $2,500 | $1,075 | $3,575 | $781 | $3,281 | $294 |
| Newland, NC | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Belvidere, NC | $700 | $885 | $1,585 | $643 | $1,343 | $242 |
| Home Insurance Company Atlantic, NC | Homeowners Insurance Agency Atlantic, NC | Address | Popularity Score | Distance from Atlantic (miles) |
|---|---|---|---|---|
| Nationwide | The Bembridge Insurance Agencies Inc | 115 W Market Street, Hertford, NC, 27944 | 42.8 | |
| Allstate | C. Scott Dashiell | 903 Halstead Blvd, Elizabeth City, NC, 27909 | 32.5 | |
| Nationwide | Midgett Insurance Agency | 3900 N Croatan Highway, Kitty Hawk, NC, 27949-3836 | 2.3 | |
| Allstate | Outer Banks Insurance Agency | 2009 S Croatan Hwy , Kill Devil Hills, NC, 27948 | 7.9 | |
| Nationwide | Weatherly Insurance Agency Inc | 1805 W. City Dr.Ste J, Elizabeth City, NC, 27909 | 33.7 | |
| State Farm | Larry Spivey | 1106 N Broad St, Edenton, NC, 27932-1506 | 49.8 | |
| Nationwide | Weatherly Insurance Agency Inc | 301 Main Street Po Box 192, Columbia, NC, 27925 | 32.8 | |
| Nationwide | Weatherly Insurance Agency Inc | 2810 N Croatan Hwy, Kill Devil Hills, NC, 27948-9267 | 3.8 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 197 Us Hwy 158 East, Camden, NC, 27921 | 30.2 | |
| State Farm | Kimberly Carroll | 8474 Caratoke Hwy, Powells Point, NC, 27966-9778 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Dare County, NC | $285,000 | $1,185 | $790 | $1,670 | $880 |
| Atlantic, NC | $309,800 | $958 | $640 | $1,320 | $680 |
| Nags Head, NC | $261,600 | $859 | $580 | $1,220 | $640 |
| Wanchese, NC | $195,300 | $1,012 | $680 | $1,410 | $730 |
| Nixonton, NC | $184,100 | $820 | $590 | $1,160 | $570 |
| Fruitville, NC | $180,600 | $964 | $650 | $1,380 | $730 |
| Mount Hermon, NC | $164,500 | $762 | $530 | $1,080 | $550 |
| Parkville, NC | $167,200 | $916 | $630 | $1,260 | $630 |
| Winfall, NC | $120,100 | $723 | $490 | $1,020 | $530 |
| South Mills, NC | $219,800 | $1,088 | $750 | $1,500 | $750 |
| Newland, NC | $101,400 | $631 | $460 | $890 | $430 |
| Belvidere, NC | $161,600 | $896 | $650 | $1,240 | $590 |