Gavop shows you how to buy homeowners insurance in Hampden, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $141,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $253,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $335,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $537,000 | $470,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $630 |
| Superior Protection Discount | -$76 | $683 |
| Fire & Security Discount | -$76 | $683 |
| Hail Resistant Roof Discount | -$15 | $744 |
| Newly Constructed Home Discount | -$182 | $577 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,222 |
| Home Insurance Company Hampden, PA | Homeowners Insurance Agency Hampden, PA | Address | Popularity Score | Distance from Hampden (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main St, Shrewsbury, PA, 17361 | 37.5 | |
| Erie | Hinkle Insurance Agency Inc. | 600 Olde Hickory Rd, Ste 200, Lancaster, PA, 17601 | 39.0 | |
| State Farm | Rip Lawhead | 2524 Willow St Pike N Unit 1, Willow Street, PA, 17584-9226 | 42.5 | |
| State Farm | Jim Elsner | 270 S Progress Ave, Harrisburg, PA, 17109-4626 | 7.7 | |
| Nationwide | Donald B Harner | 4807 Jonestown Road Ste 149, Harrisburg, PA, 17109-1744 | 9.6 | |
| State Farm | Christine Flomerfelt | 353 S 7th St, Akron, PA, 17501-1464 | 41.6 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 2.2 | |
| Travelers | Managing Partners Insurance | 300 Hummell Ave, Lemoyne, PA, 17043 | 4.8 | |
| State Farm | Ray Rooney | 900 Eisenhower Blvd, Harrisburg, PA, 17111-2344 | 9.4 | |
| Erie | A Comprehensive Insurance Agency | 1554 Bridge Street, New Cumberland, PA, 17070 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Cumberland County, PA | $194,100 | $764 | $550 | $1,060 | $510 |
| Hampden, PA | $256,100 | $759 | $520 | $1,060 | $540 |
| Perry County, PA | $164,000 | $711 | $480 | $1,000 | $520 |
| Landisburg, PA | $82,500 | $549 | $400 | $760 | $360 |
| East Berlin, PA | $182,400 | $767 | $550 | $1,100 | $550 |
| Spring Grove, PA | $163,300 | $731 | $530 | $1,000 | $470 |
| Penryn, PA | $220,500 | $836 | $590 | $1,150 | $560 |
| Little Mahanoy, PA | $154,400 | $714 | $490 | $1,010 | $520 |
| Cross Roads, PA | $183,600 | $769 | $530 | $1,100 | $570 |
| Stouchsburg, PA | $143,400 | $692 | $490 | $950 | $460 |
| South Manheim, PA | $169,400 | $743 | $540 | $1,030 | $490 |