Gavop's guide to buying homeowners insurance in Pequannock, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $303,000 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $335,500 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $652,000 | $580,000 | $600,000-$700,000 |
| 5 Bedroom | $998,500 | $930,000 | $900,000-$1,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $816 |
| Home and Two Car | -$144 | $754 |
| Home and Three Car | -$215 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Pequannock, NJ | Homeowners Insurance Agency Pequannock, NJ | Address | Popularity Score | Distance from Pequannock (miles) |
|---|---|---|---|---|
| Allstate | Sameh Wahba | 64 E Ridgewood Ave, Paramus, NJ, 7652 | 12.1 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 45.4 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 6.6 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 5.9 | |
| Travelers | Coastal Financial Group Inc | 150 River Rd Ste E-3, Montville, NJ, 7045 | 6.0 | |
| State Farm | Jeff Jones | 432 Route 34 Ste 2, Matawan, NJ, 07747-2193 | 37.4 | |
| Farmers | John Richards | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 9.9 | |
| State Farm | Daryl Laglia | 145 Main St, Hackensack, NJ, 07601-8107 | 14.8 | |
| State Farm | Beth Braden | 2190 Hamburg Tpke, Wayne, NJ, 07470-6229 | 2.1 | |
| State Farm | Bindu Verma | 3490 Us Highway 1 Ste 15b, Princeton, NJ, 08540-5920 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,490 | $700 |
| Morris County, NJ | $438,100 | $1,294 | $920 | $1,850 | $930 |
| Pequannock, NJ | $390,900 | $897 | $620 | $1,280 | $660 |
| Hamburg, NJ | $185,100 | $826 | $560 | $1,140 | $580 |
| Kenilworth, NJ | $347,500 | $811 | $550 | $1,110 | $560 |
| Haverstraw, NY | $295,800 | $1,096 | $800 | $1,520 | $720 |
| Califon, NJ | $342,300 | $1,128 | $820 | $1,560 | $740 |
| Byram, CT | $640,100 | $2,334 | $1,680 | $3,290 | $1,610 |
| Sayreville, NJ | $293,200 | $985 | $700 | $1,410 | $710 |
| Vails Gate, NY | $204,100 | $782 | $530 | $1,100 | $570 |
| Broadway, NJ | $166,400 | $784 | $540 | $1,110 | $570 |
| Smithfield, PA | $178,600 | $638 | $440 | $910 | $470 |
| Stroud, PA | $177,300 | $705 | $470 | $1,000 | $530 |