Gavop's guide to buying homeowners insurance in La Follette, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $135,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $207,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $532 |
| Superior Protection Discount | -$57 | $576 |
| Fire & Security Discount | -$70 | $564 |
| Hail Resistant Roof Discount | -$13 | $621 |
| Newly Constructed Home Discount | -$184 | $450 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| La Follette, TN | $2,500 | $626 | $3,126 | $455 | $2,955 | $171 |
| Caryville, TN | $400 | $912 | $1,312 | $663 | $1,063 | $249 |
| Scott County, TN | $100 | $676 | $776 | $491 | $591 | $185 |
| Williamsburg, KY | $1,500 | $679 | $2,179 | $493 | $1,993 | $186 |
| Morgan County, TN | $200 | $694 | $894 | $504 | $704 | $190 |
| Rockford, TN | $1,500 | $1,070 | $2,570 | $778 | $2,278 | $292 |
| Harriman, TN | $200 | $671 | $871 | $488 | $688 | $183 |
| Eagleton Village, TN | $2,500 | $924 | $3,424 | $671 | $3,171 | $252 |
| Pathfork, KY | $100 | $420 | $520 | $305 | $405 | $115 |
| Mount Victory, KY | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Home Insurance Company La Follette, TN | Homeowners Insurance Agency La Follette, TN | Address | Popularity Score | Distance from La Follette (miles) |
|---|---|---|---|---|
| State Farm | Lauren Bright | 10670 Parkside Dr Ste 2, Knoxville, TN, 37922-1905 | 32.5 | |
| State Farm | Lynn Ray | 240 W Central Ave, La Follette, TN, 37766-3523 | 0.5 | |
| Travelers | Sparks Insurance | 1316 Merchants Dr, Knoxville, TN, 37912 | 26.7 | |
| State Farm | Penny Kleinschmidt | 3232 Tazewell Pike Ste 101, Knoxville, TN, 37918-2529 | 26.3 | |
| Travelers | Concord Insurance Llc | 338 Ebenezer Rd, Knoxville, TN, 37923 | 32.2 | |
| State Farm | Princess Brown | 356 S Calderwood St, Alcoa, TN, 37701-2108 | 43.1 | |
| State Farm | Herbie Clark | 601 South Charles Seivers Blvd, Clinton, TN, 37716 | 19.4 | |
| Travelers | Concord Insurance Llc | 9029 Tall Timber Dr, Knoxville, TN, 37931 | 29.5 | |
| Farmers | John Thompson | 109 Cumberland Ln Ste 4, Jacksboro, TN, 37757 | 4.5 | |
| Travelers | Reveiz & Associates Insurance Services | 104 S David Ln, Knoxville, TN, 37922 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,490 | $750 |
| Campbell County, TN | $92,700 | $816 | $550 | $1,170 | $620 |
| La Follette, TN | $59,600 | $633 | $440 | $880 | $440 |
| Caryville, TN | $113,800 | $923 | $660 | $1,300 | $640 |
| Scott County, TN | $86,700 | $684 | $490 | $940 | $450 |
| Williamsburg, KY | $88,900 | $687 | $500 | $970 | $470 |
| Morgan County, TN | $91,600 | $702 | $500 | $990 | $490 |
| Rockford, TN | $166,500 | $1,083 | $770 | $1,550 | $780 |
| Harriman, TN | $85,400 | $680 | $490 | $960 | $470 |
| Eagleton Village, TN | $116,900 | $935 | $650 | $1,340 | $690 |
| Pathfork, KY | $31,100 | $425 | $310 | $600 | $290 |
| Mount Victory, KY | $72,300 | $661 | $480 | $910 | $430 |