Gavop's guide to buying homeowners insurance in Corbin, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Corbin, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blair Park, Steele St, Wood Trace Rd, Bishop St, Nancy Ln, Lonnie Miller Rd, McNeil Corn Creek Rd, Oak Hill, Victory Ave, N Bell Ave | $170,500 | $140,000 | $175,000-$200,000 | $150,500 | $140,000 | $100,000-$125,000 |
| Meadow Creek Rd, Rabran Ave, N Lynn Ave, Keith Dr, Whitley Ave, State Hwy 1259, W 5th Street Rd, S Mitchell St, State Hwy 1064, Whirlaway Trl | $101,500 | $80,000 | $100,000-$125,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Rockcastle Rd, Palmer Ave, Ruffian Trl, Spruce St, Old Barton School Rd, Tanglewood St, Sycamore St, State Hwy 511, Piper Way, Vine View Dr | $145,000 | $120,000 | $125,000-$150,000 | $80,000 | $70,000 | $50,000-$75,000 |
| State Hwy 26, Woods Edge Rd, Perkins Dr, W Hinkle St, Farmers Trl, Todd St, W Gordon St, Turner Subdivision Rd, State Hwy 1259, Hillside St | $168,500 | $150,000 | $150,000-$175,000 | $99,500 | $90,000 | $75,000-$100,000 |
| John St, Partin Rd, Swan St, 18th St, Family Cir, Incline Rd, Mitchell Hill Rd, W 3rd St, Jack Jones Rd, Doody St | $136,000 | $130,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $552 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$75 | $607 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$191 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whitley County | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Corbin, KY | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Cumberland Falls, KY | $500 | $617 | $1,117 | $449 | $949 | $169 |
| Saxton, KY | $2,500 | $589 | $3,089 | $428 | $2,928 | $161 |
| Clay County, KY | $400 | $848 | $1,248 | $616 | $1,016 | $232 |
| Co-operative, KY | $700 | $485 | $1,185 | $353 | $1,053 | $133 |
| Harrogate, TN | $200 | $944 | $1,144 | $686 | $886 | $258 |
| Caryville, TN | $300 | $912 | $1,212 | $663 | $963 | $249 |
| Eli, KY | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Union County, TN | $400 | $768 | $1,168 | $558 | $958 | $210 |
| Elgin, TN | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Home Insurance Company Corbin, KY | Homeowners Insurance Agency Corbin, KY | Address | Popularity Score | Distance from Corbin (miles) |
|---|---|---|---|---|
| Travelers | First Insurance Group | 2520 S Hwy 27, Somerset, KY, 42501 | 29.1 | |
| Travelers | First Insurance Group | 2520 S Highway 27, Somerset, KY, 42501 | 29.4 | |
| Allstate | Charles Cromer | 705 W Highway 80, Somerset, KY, 42503 | 30.7 | |
| State Farm | Chad Smallwood | 645 S Highway 27 Ste 6, Somerset, KY, 42501-3507 | 29.4 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 3.4 | |
| Allstate | Derrick Hensley | 219 Prince Royal Dr Ste 14, Berea, KY, 40403 | 46.7 | |
| Allstate | Kelly Horseman | 312b Sallee St, Somerset, KY, 42501 | 29.3 | |
| Liberty Mutual Independent | Linville Insurance Agency | 302 Richmond Rd N, Berea, KY, 40403 | 47.6 | |
| Liberty Mutual Independent | Linville Insurance Agency | 302 Richmond Rd, Berea, KY, 40403 | 47.1 | |
| Travelers | Mathis Insurance Agency Inc | 1340 S Hwy 27 Ste A, Somerset, KY, 42501 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,260 | $620 |
| Whitley County, KY | $83,800 | $695 | $470 | $970 | $500 |
| Corbin, KY | $106,600 | $682 | $470 | $930 | $460 |
| Cumberland Falls, KY | $74,500 | $625 | $420 | $890 | $470 |
| Saxton, KY | $59,800 | $596 | $440 | $850 | $410 |
| Clay County, KY | $55,600 | $858 | $580 | $1,210 | $630 |
| Co-operative, KY | $41,500 | $491 | $360 | $700 | $340 |
| Harrogate, TN | $122,900 | $955 | $660 | $1,320 | $660 |
| Caryville, TN | $113,800 | $923 | $660 | $1,300 | $640 |
| Eli, KY | $77,000 | $684 | $460 | $970 | $510 |
| Union County, TN | $114,200 | $777 | $540 | $1,110 | $570 |
| Elgin, TN | $91,200 | $834 | $580 | $1,140 | $560 |