Gavop tells you how to get the best homeowners insurance in Stephens County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Stephens County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Sycamore St, Co Rd 241, Co Rd 119, Co Rd 228, Pr 221, S Liveoak Ave, Co Rd 324, Co Rd 142, Co Rd 225, W Williams | $125,000 | $100,000 | $100,000-$125,000 | $78,000 | $60,000 | $75,000-$100,000 |
| Co Rd 304, Co Rd 282, S Dunningan St, Robert Ave, S Newton Ave, US Hwy 183, Co Rd 105, Woodruff Ranch Rd, E Stevenson St, FM 1032 | $128,500 | $120,000 | $125,000-$150,000 | $114,000 | $100,000 | $125,000-$150,000 |
| Veale Ave, Tanglewood Trl, FM 1852, N Pecan St, W Power St, E 2nd St, N Rose Ave, Pvt Rd 1801, FM 3099, W Dyer St | $68,000 | $60,000 | $50,000-$75,000 | $47,500 | $40,000 | $25,000-$50,000 |
| Apache Rd, Sierra Dr, E Dyer St, Pembrook St, Hancock Dr, Co Rd 273, S Rose Ave, Co Rd 197, E 3rd St, FM 2231 W | $157,500 | $130,000 | $175,000-$200,000 | $134,500 | $130,000 | $100,000-$125,000 |
| S Flint St, E 6th St, S Smith Ave, George Ave, Co Rd 166, W Lindsey, Co Rd 320, Westwood Rd, Westwood St, W Hullum | $82,500 | $70,000 | $75,000-$100,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $797 |
| Superior Protection Discount | -$89 | $895 |
| Fire & Security Discount | -$79 | $905 |
| Hail Resistant Roof Discount | -$30 | $954 |
| Newly Constructed Home Discount | -$285 | $699 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stephens County | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Stephens County, TX | $2,500 | $972 | $3,472 | $707 | $3,207 | $266 |
| Breckenridge North, TX | $200 | $1,331 | $1,531 | $967 | $1,167 | $364 |
| Cisco, TX | $2,500 | $1,325 | $3,825 | $963 | $3,463 | $362 |
| Carbon, TX | $400 | $1,149 | $1,549 | $835 | $1,235 | $314 |
| Graford, TX | $1,500 | $1,546 | $3,046 | $1,124 | $2,624 | $423 |
| Gorman, TX | $200 | $1,169 | $1,369 | $849 | $1,049 | $319 |
| Throckmorton County, TX | $1,500 | $953 | $2,453 | $692 | $2,192 | $260 |
| Jean-Loving, TX | $300 | $1,730 | $2,030 | $1,257 | $1,557 | $473 |
| Cross Plains, TX | $1,000 | $1,334 | $2,334 | $969 | $1,969 | $365 |
| Millsap, TX | $300 | $1,400 | $1,700 | $1,017 | $1,317 | $383 |
| Erath County, TX | $2,500 | $1,453 | $3,953 | $1,056 | $3,556 | $397 |
| Home Insurance Company Stephens County, TX | Homeowners Insurance Agency Stephens County, TX | Address | Popularity Score | Distance from Stephens County (miles) |
|---|---|---|---|---|
| Farmers | Randi Jones | 1221 Highway 16 S, Graham, TX, 76450 | 28.5 | |
| Travelers | Goosehead Insurance | 607 Elm St Ste 5, Graham, TX, 76450 | 29.2 | |
| Farmers | Brad Jones | 100 Se 6th Ave Ste 240, Mineral Wells, TX, 76067 | 42.7 | |
| State Farm | Larry Simpson | 501 S Texas St, De Leon, TX, 76444-1949 | 46.9 | |
| Allstate | Clyde Insurance Agency | 117 Oak St # 1657, Clyde, TX, 79510 | 44.6 | |
| State Farm | April Martin | 110 Se 13th Ave, Mineral Wells, TX, 76067-5563 | 43.1 | |
| Travelers | King & Robertson Insurance Agency | 9 South Main, Albany, TX, 76430 | 26.9 | |
| Allstate | Cook Insurance | 116 N Texas St # 500, De Leon, TX, 76444 | 46.6 | |
| State Farm | Larry Simpson | 501 S Texas, Deleon, TX, 76444-0010 | 46.9 | |
| State Farm | Johnny Moore | 220 E Main St, Olney, TX, 76374-1951 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Stephens County, TX | $73,400 | $984 | $650 | $1,520 | $870 |
| Stephens County, TX | $73,400 | $984 | $650 | $1,520 | $870 |
| Breckenridge North, TX | $67,100 | $1,347 | $890 | $2,070 | $1,180 |
| Cisco, TX | $66,100 | $1,341 | $890 | $2,070 | $1,180 |
| Carbon, TX | $39,500 | $1,163 | $770 | $1,790 | $1,020 |
| Graford, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |
| Gorman, TX | $42,200 | $1,183 | $780 | $1,820 | $1,040 |
| Throckmorton County, TX | $68,600 | $964 | $640 | $1,480 | $840 |
| Jean-Loving, TX | $166,100 | $1,751 | $1,160 | $2,700 | $1,540 |
| Cross Plains, TX | $67,600 | $1,350 | $890 | $2,080 | $1,190 |
| Millsap, TX | $79,400 | $1,417 | $940 | $2,180 | $1,240 |
| Erath County, TX | $128,300 | $1,471 | $970 | $2,260 | $1,290 |