How Can I Make My Stephens County, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Stephens County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Stephens County, TX Home Insurance Coverage Levels | Back to Top

Stephens County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Sycamore St, Co Rd 241, Co Rd 119, Co Rd 228, Pr 221, S Liveoak Ave, Co Rd 324, Co Rd 142, Co Rd 225, W Williams $125,000 $100,000 $100,000-$125,000 $78,000 $60,000 $75,000-$100,000
Co Rd 304, Co Rd 282, S Dunningan St, Robert Ave, S Newton Ave, US Hwy 183, Co Rd 105, Woodruff Ranch Rd, E Stevenson St, FM 1032 $128,500 $120,000 $125,000-$150,000 $114,000 $100,000 $125,000-$150,000
Veale Ave, Tanglewood Trl, FM 1852, N Pecan St, W Power St, E 2nd St, N Rose Ave, Pvt Rd 1801, FM 3099, W Dyer St $68,000 $60,000 $50,000-$75,000 $47,500 $40,000 $25,000-$50,000
Apache Rd, Sierra Dr, E Dyer St, Pembrook St, Hancock Dr, Co Rd 273, S Rose Ave, Co Rd 197, E 3rd St, FM 2231 W $157,500 $130,000 $175,000-$200,000 $134,500 $130,000 $100,000-$125,000
S Flint St, E 6th St, S Smith Ave, George Ave, Co Rd 166, W Lindsey, Co Rd 320, Westwood Rd, Westwood St, W Hullum $82,500 $70,000 $75,000-$100,000 $89,000 $80,000 $75,000-$100,000

Choose the Best Stephens County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $510
Unemployed 750-799 Credit Score No Income 1 Pet, Smoker $160
Full Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $190

Choose the Right Deductible for your Stephens County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $700 $1,200 $580 $1,080 $120
Stephens County, TX $1,000 $290 $790 $240 $1,240 $-450
Stephens County, TX $2,500 $350 $850 $300 $2,800 $-1,950
Breckenridge North, TX $200 $270 $470 $220 $420 $50
Cisco, TX $2,500 $270 $770 $230 $2,730 $-1,960
Carbon, TX $400 $180 $580 $160 $560 $20
Graford, TX $1,500 $380 $880 $310 $1,810 $-930
Gorman, TX $200 $290 $490 $250 $450 $40
Throckmorton County, TX $1,500 $300 $800 $250 $1,750 $-950
Jean-Loving, TX $300 $360 $660 $320 $620 $40
Cross Plains, TX $1,000 $290 $790 $240 $1,240 $-450
Millsap, TX $300 $280 $580 $220 $520 $60
Erath County, TX $2,500 $460 $960 $370 $2,870 $-1,910

Identify Top Home Insurance Agents near Stephens County, TX | Back to Top

Home Insurance Company Stephens County, TX Homeowners Insurance Agency Stephens County, TX Address Popularity Score Distance from Stephens County (miles)
Farmers Randi Jones 1221 Highway 16 S, Graham, TX, 76450
28.5
Travelers Goosehead Insurance 607 Elm St Ste 5, Graham, TX, 76450
29.2
Farmers Brad Jones 100 Se 6th Ave Ste 240, Mineral Wells, TX, 76067
42.7
State Farm Larry Simpson 501 S Texas St, De Leon, TX, 76444-1949
46.9
Allstate Clyde Insurance Agency 117 Oak St # 1657, Clyde, TX, 79510
44.6
State Farm April Martin 110 Se 13th Ave, Mineral Wells, TX, 76067-5563
43.1
Travelers King & Robertson Insurance Agency 9 South Main, Albany, TX, 76430
26.9
Allstate Cook Insurance 116 N Texas St # 500, De Leon, TX, 76444
46.6
State Farm Larry Simpson 501 S Texas, Deleon, TX, 76444-0010
46.9
State Farm Johnny Moore 220 E Main St, Olney, TX, 76374-1951
44.0

Compare Rates for Stephens County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Stephens County, TX $68,400 $370 $240 $570 $330
Stephens County, TX $68,400 $320 $210 $490 $280
Breckenridge North, TX $64,200 $380 $250 $590 $340
Cisco, TX $71,300 $300 $200 $460 $260
Carbon, TX $40,600 $230 $150 $350 $200
Graford, TX $73,800 $320 $210 $490 $280
Gorman, TX $54,600 $320 $210 $490 $280
Throckmorton County, TX $53,800 $220 $150 $340 $190
Jean-Loving, TX $85,300 $430 $280 $660 $380
Cross Plains, TX $65,600 $340 $220 $520 $300
Millsap, TX $64,800 $350 $230 $540 $310
Erath County, TX $116,900 $500 $330 $770 $440