How Can I Make My Enterprise, NV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Enterprise, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Enterprise, NV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $75,500 $70,000 $50,000-$75,000
2 Bedroom $261,000 $230,000 $250,000-$300,000
3 Bedroom $272,500 $240,000 $250,000-$300,000
4 Bedroom $394,500 $320,000 $350,000-$400,000
5 Bedroom $512,000 $470,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Enterprise, NV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$109 $530
Superior Protection Discount -$64 $575
Fire & Security Discount -$58 $581
Hail Resistant Roof Discount -$19 $620
Newly Constructed Home Discount -$173 $466

Choose the Right Deductible for your Enterprise, NV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Clark County $2,500 $610 $3,110 $444 $2,944 $167
Enterprise, NV $2,500 $631 $3,131 $459 $2,959 $173
Spring Valley, NV $500 $592 $1,092 $430 $930 $162
Paradise, NV $1,500 $671 $2,171 $488 $1,988 $183
Winchester, NV $300 $671 $971 $488 $788 $183
Las Vegas, NV $1,000 $598 $1,598 $435 $1,435 $163
Summerlin South, NV $400 $760 $1,160 $552 $952 $208
Whitney, NV $700 $671 $1,371 $488 $1,188 $183
Nellis AFB, NV $500 $316 $816 $230 $730 $86
Sandy Valley, NV $2,000 $459 $2,459 $334 $2,334 $126
White Hills, AZ $700 $554 $1,254 $403 $1,103 $151

Identify Top Home Insurance Agents near Enterprise, NV | Back to Top

Home Insurance Company Enterprise, NV Homeowners Insurance Agency Enterprise, NV Address Popularity Score Distance from Enterprise (miles)
Farmers Patrick Ward 2880 S Jones Blvd Ste 4, Las Vegas, NV, 89146
8.2
Allstate Weston Philpot Iii 8053 N Durango Dr Ste 130, Las Vegas, NV, 89131
20.2
Farmers Summer Rivlin 8889 S Eastern Ave Ste E, Las Vegas, NV, 89123
5.5
Allstate Jeremy Peltz 3215 Saint Rose Pkwy Ste 120, Henderson, NV, 89052
5.1
Allstate Tim Ferguson 6655 W Sahara Ave Ste B106, Las Vegas, NV, 89146
8.8
Liberty Mutual Independent Assurnet Insurance 5257 S Eastern Ave, Las Vegas, NV, 89119
7.5
State Farm Bob Huddleston 5775 W Sahara Ave, Las Vegas, NV, 89146-3120
8.7
Liberty Mutual Independent Glb Insurance Group Of Nevada 4455 S Pecos Rd, Las Vegas, NV, 89121
9.0
Allstate Sergio A Chavez 4676 W Charleston Blvd, Las Vegas, NV, 89102
9.7
Allstate Evan Lee 4955 S Durango Dr Ste 127, Las Vegas, NV, 89113
6.6

Compare Rates for Enterprise, NV Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Nevada $216,400 $641 $440 $880 $440
Clark County, NV $212,300 $618 $410 $880 $470
Enterprise, NV $255,200 $639 $430 $910 $480
Spring Valley, NV $218,400 $599 $430 $820 $390
Paradise, NV $191,800 $680 $480 $970 $490
Winchester, NV $135,100 $680 $480 $940 $460
Las Vegas, NV $201,600 $605 $440 $840 $400
Summerlin South, NV $373,600 $769 $550 $1,070 $520
Whitney, NV $142,200 $680 $490 $930 $440
Nellis AFB, NV $51,000 $320 $230 $440 $210
Sandy Valley, NV $102,400 $465 $320 $640 $320
White Hills, AZ $100,000 $561 $380 $800 $420

Research Home Insurance Companies Reviews in Enterprise, NV Before Buying | Back to Top

Share a review on your home insurance company


American Family Insurance Home Insurance Reviews

Date: January 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
the rates keep increasing so I do shop around every so often to make sure that i'm getting the best coverage for the lowest rates

Date: January 15, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I have a bundled American Family policy and had a car accident claim. American Family stepped up and settled everything in the very best way. I had a very low mileage older car and they made sure I got the proper reimbursement. I also have renter's insurance at a very affordable rate.

Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Homeowner policy covers everything inside and outside of our house. We do not have outbuildings etc to cover. Flood insurance is not part of our coverage at this time.


Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I ranked my insurance company has a 5 because they are immediately responsive to my requests, and provide monthly fliers with advice for the policy holders.

Date: September 21, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Communication
The interactions and communications from my insurance company have always been polite and appropriate. There has never been an unacceptable communication in my opinion.

Date: September 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have full replacement value, with extra payment for individuals hurt in my home or on my property, with a fair rate and favorable deductibles.


Date: September 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the website is available 24/7 and I can pay bill, review information on my time schedule. The website is easy to use and intuitive.

Date: September 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service at my insurance company has always been exemplary. I have never called or visited in person and had anyone be rude or not helpful.

Date: August 15, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Have not dealt with national customer service, but any claim I have made with local agents office have been great.

Date: August 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have not explored premiums for home insurance at this company or others. Guess this survey will motivate me to do so. I like my insurance agent, who lives in neighborhood and am sure she would advise if something better available, but probably will ask her for a comparison in near future.

Date: May 14, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
The premium I pay is a bit higher than other insurance companies, but, the service and products offered are extremely good and valuable to me.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I really like my insurance company's website and mobile app. I am able to quickly and efficiently get the information I need without a lot of time or effort needed.

Allstate Home Insurance Reviews

Date: November 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
Haven't done much navigation around the website. I have not used the mobile app. Again, I ring my rep and talk to her directly should an incident occur.

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service is great. They are very polite every time I call. If I have an issue they are not satisfied until the resolve it for me

Date: September 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I dislike the strict rules of the company and at the same time, I do like it because it keeps the company professional and makes sure I am paying on time and I don't get in trouble.

Date: September 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
the premium is better because it is not taking all of my money and it is set at a reasonable amount.

Date: August 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I love everything about the company there really isn't any room to complain they try to cover any problem that may come up.

Date: August 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
damage to your house and to structures attached to your house. This includes damage to fixtures, such as plumbing, electrical wiring, heating and permanently installed air-conditioning systems


Date: August 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I dislike how the website does not allow you to talk to an agent and the website often struggles when I go to pay a bill.

Date: June 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like the customer service because there is not a long wait and they don't hang up until the issue is resolved=.

Date: May 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium may be a little higher than other companies but they are well worth it

Date: December 24, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
In my policy I have my home, garage as well as my fencing covered. All bundled into one monthly payment.


Farmer's Insurance Home Insurance Reviews

Date: November 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My deductible options were limited and all were extremely high. Even when trying to bundle home and car insurance the cost of the policy and deductible is higher than average.

Date: October 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium is comparable to other companies. There may be other companies that offer lower premiums but the coverage also is a lower quality.

Date: September 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The policy covers damage to the dwelling with the exception of certain cases such as 'acts of God' to include instances regarding liability due to damage or harm to other persons, flood, and fire.


Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Whenever I have called to speak to my agent or the company itself the people I've talked to have been very kind and helpful. I have never had to wait very long on hold or to get a response on a matter that needs further review.

Date: August 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The representatives that I've spoken to have always been very kind and friendly. Offering to do whatever it takes to give me what I need and assure me that any of my concerns will be taken care of.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The mobile site works to accomplish my meds when using it but it does not feel very user-friendly and I prefer not to use it as it seems more convenient to me to just call my agent whenever I have a question or need to make changes.

Progressive Home Insurance Reviews

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I have insured my car, my policy covers: damage to others, theft, fire, damage to the car


Date: September 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I have a better valuation of my vehicle with cheaper rates

Date: July 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
Your website is very easy to use and very practical, good images and very specific

Date: June 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
It is very easy to make claims, your staff is very efficient and has the very good attention

Date: December 28, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I like your attention and your quick answers to my needs

State Farm Home Insurance Reviews

Date: April 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Their offering seem to be in line with the rest of the industry. I haven't gotten anything special that any other carrier would give. So I would say about normal or average.


Date: March 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
They have good customer service my family have been with them for years. The really care and become part of the family.

Date: March 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
State Farm offered more benefits for me than other companies did. Even though the policies seemed to cost more than others, they really just offered me more options.


Date: January 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have had a negative experience with my insurance company and I would rate the customer service at best 3.

GEICO Home Insurance Reviews

Date: February 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My deductable for house insurance was less than all the other insurance companies, even at the same coverage. However, the only company with a better premium was Prudential. But all things considered, geico was still better