Gavop's guide to buying homeowners insurance in Staunton River, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Staunton River, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hardy Rd, Co Rd 609, Co Rd 641, Tanyard Rd, Burke Rd, Cedar Forest Rd, Co Rd 634, Co Rd 1018, Co Rd 642, Rockford School Rd | $142,000 | $120,000 | $150,000-$175,000 | $83,500 | $80,000 | $75,000-$100,000 |
| Co Rd 930, Co Rd 639, Spartan Ct, Jasper Wood Rd, Cross Creek Rd, Co Rd 635, Roark Mill Rd, Dove Ln, Hines Chapel Rd, Spring Rd | $167,000 | $150,000 | $175,000-$200,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Co Rd 632, Co Rd 953, Sandy Rd, Willow Ln, W Spencer Rd, Armstrong Rd, Co Rd 605, Windy Rd, Co Rd 638, Curry Ln | $139,500 | $130,000 | $150,000-$175,000 | $109,500 | $90,000 | $75,000-$100,000 |
| Lee Ave, Springtree Rd, Izaak Walton Rd, Co Rd 773, Heron Pointe Dr, Harmony Rd, Co Rd 1095, Shula Dr, Co Rd 787, Picker Ln | $131,500 | $120,000 | $150,000-$175,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Crown Rd, Co Rd 748, Harrier Ln, Co Rd 888, Ahoy Ave, Reservoir View Trl, Co Rd 1026, Worley Ct, Co Rd 626, Co Rd 752 | $94,500 | $80,000 | $100,000-$125,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $761 |
| Superior Protection Discount | -$93 | $835 |
| Fire & Security Discount | -$65 | $863 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$232 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pittsylvania County | $2,500 | $1,006 | $3,506 | $731 | $3,231 | $275 |
| Staunton River, VA | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Banister, VA | $500 | $909 | $1,409 | $660 | $1,160 | $248 |
| Bedford, VA | $200 | $689 | $889 | $501 | $701 | $188 |
| Phenix, VA | $1,000 | $445 | $1,445 | $323 | $1,323 | $122 |
| Bassett, VA | $100 | $481 | $581 | $350 | $450 | $131 |
| Eden, NC | $2,000 | $861 | $2,861 | $625 | $2,625 | $235 |
| Horse Pasture, VA | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Thynedale, VA | $1,000 | $343 | $1,343 | $249 | $1,249 | $94 |
| Person County, NC | $200 | $685 | $885 | $498 | $698 | $187 |
| Glenvar, VA | $2,500 | $780 | $3,280 | $567 | $3,067 | $213 |
| Home Insurance Company Staunton River, VA | Homeowners Insurance Agency Staunton River, VA | Address | Popularity Score | Distance from Staunton River (miles) |
|---|---|---|---|---|
| State Farm | Kim Bergsten | 1550 Roanoke Rd, Daleville, VA, 24083-2918 | 43.1 | |
| Allstate | Chris Owen | 7335 Timberlake Rd Ste C, Lynchburg, VA, 24502 | 23.0 | |
| State Farm | Willis Donelson | 413 Mount Cross Rd Ste 204, Danville, VA, 24540-4089 | 31.2 | |
| State Farm | Dianne Waller | 779 S Main Street, Gretna, VA, 24557-2021 | 7.5 | |
| State Farm | Brian Evans | 2302 Colonial Ave Sw Ste E, Roanoke, VA, 24015-3100 | 40.0 | |
| State Farm | Eric Fletcher | 701 Broad St, Altavista, VA, 24517-1831 | 5.4 | |
| State Farm | Jack Butler | 3716 Old Forest Rd, Lynchburg, VA, 24501-6900 | 25.9 | |
| Travelers | Preferred Source For Insurance | 3214 Electric Rd Ste 208, Roanoke, VA, 24018 | 42.0 | |
| Travelers | Pruitt & Sellers Insurance Agency | 610 N Ridge Street, Danville, VA, 24541 | 31.0 | |
| Allstate | Altavista Ins Corp | 917 Main St # 269, Altavista, VA, 24517 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Pittsylvania County, VA | $113,800 | $1,018 | $720 | $1,460 | $740 |
| Staunton River, VA | $96,900 | $928 | $660 | $1,310 | $650 |
| Banister, VA | $102,400 | $920 | $630 | $1,270 | $640 |
| Bedford, VA | $150,000 | $698 | $470 | $980 | $510 |
| Phenix, VA | $80,700 | $450 | $310 | $640 | $330 |
| Bassett, VA | $87,200 | $487 | $350 | $670 | $320 |
| Eden, NC | $82,400 | $871 | $600 | $1,240 | $640 |
| Horse Pasture, VA | $108,200 | $592 | $400 | $810 | $410 |
| Thynedale, VA | $63,900 | $347 | $250 | $490 | $240 |
| Person County, NC | $118,500 | $694 | $490 | $990 | $500 |
| Glenvar, VA | $163,800 | $789 | $530 | $1,090 | $560 |